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VCVioCodes
Carrier Vetting Report
Generated Oct 25, 2026
viocodes.yuriance.net
FROY LLC
USDOT 579590 · MC321458 · EIN 59-1494189 · AUTHORIZED FOR Property
6385 150TH AVE N, CLEARWATER, FL, 33760-2399
(727) 531-8913 · JAMES
75
Moderate risk
Risk factors
1 fatal crash in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Not rated
Power units / drivers
15 / 22
Inspections / CSA pts (24mo)
7 / 33
Crashes (24 mo)
2 · 1 fatal
Authority & insurance
Common
None
Contract
Active
Broker
None
LIBERTY MUTUAL FIRE INSURANCE CO. — $1M BIPD · policy AS2-651-294626-03 · eff 06/01/2025
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate0% · nat 22%
Driver OOS rate0% · nat 6.7%
CSA breakdown — violations by BASIC
Unsafe Driving32 pts
Hours-of-Service Compliance1 pts
Top cited violations (by CSA points)
CodeBASICCountOOSCSA pts
392.2-SLLS2Unsafe Driving112
392.2-SLLTCDUnsafe Driving110
392.2-SLLSWZUnsafe Driving110
395.30B1-ELDDFRHours-of-Service Compliance11
Most inspected states
FL4
LA2
MS1
Next monthly SMS run — projection
BASICOfficial (Oct 2026)ProjectedEst. %ileTrend
Unsafe Driving1.991.99≈22–29%steady
Hours-of-Service Compliance0.070.07—steady
Driver Fitness0.000.00≈0–0%steady
Controlled Substances/Alcohol0.000.00≈0–0%steady
Vehicle Maintenance0.000.00≈0–0%steady
Latest inspection 2026-08-04. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
Speeding violations are the leading contributor to Unsafe Driving · low impact
Speeding 69% · Following / lane / reckless 31%
• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
• Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 16 pts in ~12 months if worked down.
Driver Fitness needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Vehicle Maintenance needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
Crash record — 2 in 24 months · 1 fatal
DateLocationFatalInjTow
04/08/2026UNINCORPORATED, FL11✓
10/21/2025UNINCORPORATED, FL✓
Equipment — 15 vehicles seen in inspections
8 truck7 trailer
Company profile
Officer
JAMES
Annual mileage
1.3M mi (2025)
CDL drivers
22
Registered since
1994-11-01
Operation
Interstate
Activity history (recent)
05/26/2026 — Insurance name changed — COMMERCE AND INDUSTRY INSURANCE
BIPD/Primary · policy 3962374
04/21/2026 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (05/05/2026)
03/12/2026 — MCS-150 update filed
1.3M mi reported (2025)
06/01/2025 — Insurance filed — LIBERTY MUTUAL FIRE INSURANCE CO.
Liability (BIPD) — BMC-91X · policy AS2-651-294626-03
06/01/2025 — Insurance replaced — COMMERCE AND INDUSTRY INSURANCE
BIPD/Primary · policy 3962374
08/27/2019 — MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
08/05/2015 — Insurance cancelled — STEADFAST INSURANCE COMPANY
BIPD/Excess · policy SEO 6541323
08/05/2015 — Insurance cancelled — GREAT DIVIDE INSURANCE COMPANY
BIPD/Primary · policy BAP2012039-10
07/09/2015 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (07/27/2015)
07/01/2015 — Insurance replaced — GREAT DIVIDE INSURANCE COMPANY
BIPD/Primary · policy BAP2012039-10
07/23/2014 — Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary · policy BAP9439318
07/01/2014 — Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary · policy BAP9439318
07/01/2009 — Insurance replaced — GREENWICH INSURANCE COMPANY
BIPD/Primary · policy AEC000301304
07/01/2004 — Insurance cancelled — GREENWICH INSURANCE COMPANY
BIPD/Primary · policy AEC000301303
06/04/2004 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (07/07/2004)
07/01/2003 — Insurance replaced — GREENWICH INSURANCE COMPANY
BIPD/Primary · policy AEC000301301
08/18/2001 — Insurance cancelled — GREENWICH INSURANCE COMPANY
BIPD/Primary · policy AEC0003013
07/01/2001 — Insurance replaced — GREENWICH INSURANCE COMPANY
BIPD/Primary · policy AEC0003013
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/579590.