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Authorized · PropertyUSDOT 579590· MC321458· CARRIER· EIN 59-1494189
⬇ PDF report

FROY LLC

6385 150TH AVE N, CLEARWATER, FL, 33760-2399(727) 531-8913mleon@pinchapenny.comJAMES
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
LIBERTY MUTUAL FIRE INSURANCE CO.
Vehicle OOS
0%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
2
1 fatal
Red flags
None
nothing flagged
75
/ 100

Risk factors

Moderate riskVioCodes score
1 fatal crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC321458

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$1M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 06/01/2025
LIBERTY MUTUAL FIRE INSURANCE CO.· policy AS2-651-294626-03
Authority history (7) ▾
04/21/2026CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/05/2026)
08/27/2019MOTOR PROPERTY CONTRACT CARRIERREINSTATED
07/09/2015CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/27/2015)
06/04/2004CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/07/2004)
07/28/2000CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/28/2000)
09/03/1998CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/01/1998)
08/19/1997MOTOR PROPERTY CONTRACT CARRIERGRANTED→ REVOKED (07/22/2019)
Insurance history8 insurers on record
Filing timeline (18) ▾
  1. COMMERCE AND INDUSTRY INSURANCE$1MName Changed
    BIPD/Primary · eff 07/01/2015 → 05/26/2026
  2. COMMERCE AND INDUSTRY INSURANCE$1MReplaced
    BIPD/Primary · eff 07/01/2015 → 06/01/2025
  3. STEADFAST INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 07/01/2009 → 08/05/2015
  4. GREAT DIVIDE INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/01/2014 → 08/05/2015
  5. GREAT DIVIDE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/01/2014 → 07/01/2015
  6. ZURICH AMERICAN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/01/2009 → 07/23/2014
  7. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/01/2009 → 07/01/2014
  8. GREENWICH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/01/2004 → 07/01/2009
  9. GREENWICH INSURANCE COMPANY$10MReplaced
    BIPD/Excess · eff 07/01/2004 → 07/01/2009
  10. GREENWICH INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/01/2003 → 07/01/2004
  11. GREENWICH INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 07/01/2003 → 07/01/2004
  12. GREENWICH INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/01/2001 → 07/01/2003
  13. GREENWICH INSURANCE COMPANY$2MCancelled
    BIPD/Primary · eff 07/01/2000 → 08/18/2001
  14. GREENWICH INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/01/2000 → 07/01/2001
  15. GREENWICH INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/01/2001 → 07/01/2001

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle2 inspections · 0% OOS · National 22%
Driver8 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

2

Tow-away

2

Injury

1

Fatal

1

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
15
on file (MCS-150)
Drivers
22
22 hold a CDL
Annual mileage
1.3M mi
reported 2025
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi22 drivers
Company officer
JAMES
Operation
Interstate · Hazmat
Registered since
1994-11-01
Last MCS-150 update
2026-03-12
Census status
Active

Fleet: 15 trucks · 25 owned trailers · 14 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

25 events
  1. 05/26/2026Insurance name changed — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy 3962374

  2. 04/21/2026CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/05/2026)

  3. 03/12/2026MCS-150 update filed

    1.3M mi reported (2025)

  4. 06/01/2025Insurance filed — LIBERTY MUTUAL FIRE INSURANCE CO.

    Liability (BIPD) — BMC-91X · policy AS2-651-294626-03

  5. 06/01/2025Insurance replaced — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy 3962374

  6. 08/27/2019MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
  7. 08/05/2015Insurance cancelled — STEADFAST INSURANCE COMPANY

    BIPD/Excess · policy SEO 6541323

  8. 08/05/2015Insurance cancelled — GREAT DIVIDE INSURANCE COMPANY

    BIPD/Primary · policy BAP2012039-10

  9. 07/09/2015CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/27/2015)

  10. 07/01/2015Insurance replaced — GREAT DIVIDE INSURANCE COMPANY

    BIPD/Primary · policy BAP2012039-10

  11. 07/23/2014Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP9439318

  12. 07/01/2014Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP9439318

  13. 07/01/2009Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC000301304

  14. 07/01/2004Insurance cancelled — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC000301303

  15. 06/04/2004CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/07/2004)

  16. 07/01/2003Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC000301301

  17. 08/18/2001Insurance cancelled — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC0003013

  18. 07/01/2001Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC0003013

  19. 07/28/2000CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/28/2000)

  20. 07/01/2000Insurance cancelled — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    BIPD/Primary · policy 18A2CP000010600

  21. 09/03/1998CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/01/1998)

  22. 08/08/1998Insurance cancelled — NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.

    BIPD/Primary · policy 77-BA-017-982-0004U

  23. 08/19/1997MOTOR PROPERTY CONTRACT CARRIER — GRANTED

    REVOKED (07/22/2019)

  24. 07/01/1997Insurance replaced — NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.

    BIPD/Primary · policy 77BA0179820004U

  25. 11/01/1994Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2026-03-12
Reported mileage
1,322,829 mi (2025)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 1, 2026, 12:06 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.