VCVioCodes
Carrier Vetting Report
Generated Oct 17, 2026
viocodes.yuriance.net
ELGIN MOTOR FREIGHT INC
USDOT 465197 · MC244816 · EIN 61337496 · AUTHORIZED FOR Property
1497 WILTON GROVE ROAD, LONDON, ON, N6N 1M3
(519) 644-9090 · JIM PEEPLES
92
Low risk
Risk factors
4 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Not rated
Power units / drivers
266 / 256
Inspections / CSA pts (24mo)
79 / 400
Crashes (24 mo)
4
Authority & insurance
Common
Active
Contract
Active
Broker
None
ZURICH AMERICAN INSURANCE COMPANY — $1M BIPD · policy 9808611 · eff 05/01/2026
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate9.8% · nat 22%
Driver OOS rate0% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance236 pts
Unsafe Driving146 pts
Hazardous Materials Compliance18 pts
Other12 pts
Not in SMS1 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 392.2-SLLSWZ | Unsafe Driving | 4 | 50 | |
| 393.9A-LHLI | Vehicle Maintenance | 5 | 48 | |
| 393.75A3-TAOLTIS | Vehicle Maintenance | 1 | 1 | 30 |
| 393.11A1-CSURR | Vehicle Maintenance | 3 | 24 | |
| 393.55E-B | Vehicle Maintenance | 2 | 20 | |
| 393.75A1-TAORETA | Vehicle Maintenance | 1 | 1 | 20 |
| 393.75A3-TAOL | Vehicle Maintenance | 1 | 1 | 20 |
| 392.2-SLLLR | Unsafe Driving | 3 | 15 | |
| 392.2-INAT | Unsafe Driving | 1 | 15 | |
| 392.2-SLLILC | Unsafe Driving | 2 | 15 |
Most inspected states
MI35
KY14
NY13
OH7
TN4
IN2
WV1
AR1
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 0.60 | 0.48 | ≈3–10% | ▼ better |
| Hours-of-Service Compliance | 0.00 | 0.00 | ≈0–0% | steady |
| Driver Fitness | 0.00 | 0.00 | ≈0–0% | steady |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 2.97 | 2.81 | ≈33–37% | ▼ better |
| Hazardous Materials Compliance | 0.20 | 0.17 | — | ▼ better |
Latest inspection 2026-10-13. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Monroe County, MI · medium impact
• Review the inspections from Monroe County, MI to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Speeding violations are the leading contributor to Unsafe Driving · low impact
Speeding 34% · Following / lane / reckless 31% · Phone / texting 14%
• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
• Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 2 pts in ~12 months if worked down.
Hours-of-Service Compliance needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Driver Fitness needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 41% (1 OOS) · Tires 34% (4 OOS) · Brakes 19% (1 OOS)
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 23 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 9 inspections, 4 violations, 0 OOS, 5 clean · improving.
1. Other2 viol · 50%
392.2-SLLTL ×2
✓ Review these violations with drivers and add the fix to your pre-trip and PM routine
2. Vehicle Maintenance1 viol · 25%
393.11A1-CSURR
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 10 clean inspections would cut this BASIC ~25% (to 2.228).
3. Unsafe Driving1 viol · 25%
392.2-SLLLR
✓ Coach speed and following distance — Unsafe Driving points are weighted heavily
✓ Hands off the phone; always belt up
≈ 16 clean inspections would cut this BASIC ~25% (to 0.45).
Repeat offenders: 392.2-SLLTL ×2
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 4 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 09/09/2026 | PEAPACK-GLADSTONE BORO, NJ | 1 | ✓ | |
| 07/17/2025 | SHARONVILLE, OH | 1 | ✓ | |
| 05/09/2025 | WEST CHESTER TOWNSHIP, OH | 1 | ||
| 10/25/2024 | SPRINGCREEK (TOWNSHIP OF), OH | ✓ |
Equipment — 104 vehicles seen in inspections
58 trailer44 truck2 incomplete vehicle
Company profile
Officer
JIM PEEPLES
Annual mileage
19.7M mi (2022)
CDL drivers
256
Registered since
1991-12-05
Operation
Interstate
Connections — 22 carriers
Shares identifiers with 22 carriers (20 via shared VINs).
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| CHALLENGER MOTOR FREIGHT INC | 247765 | 37 VINs | strong |
| CHALLENGER LOGISTICS INC | 825982 | strong | |
| CHALLENGER LOGISTICS INTERNATIONAL INC | 960953 | strong |
Activity history (recent)
05/27/2026 — Insurance cancelled — NORTHBRIDGE GENERAL INSURANCE CORPORATION
BIPD/Primary · policy P04181254
05/01/2026 — Insurance filed — ZURICH AMERICAN INSURANCE COMPANY
Liability (BIPD) — BMC-91X · policy 9808611
05/01/2026 — Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary · policy P04181254
05/01/2025 — Insurance replaced — NORTHBRIDGE GENERAL INSURANCE CORPORATION
BIPD/Primary · policy P04181254
03/06/2025 — MCS-150 update filed
19.7M mi reported (2022)
05/01/2024 — Insurance replaced — NORTHBRIDGE GENERAL INSURANCE CORPORATION
BIPD/Primary · policy P7174444A
05/01/2017 — Insurance replaced — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION
BIPD/Primary · policy P7174444A
09/21/2015 — Insurance name changed — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION
BIPD/Primary · policy P7174444A
09/16/2015 — Insurance replaced — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION
BIPD/Primary · policy P7174444A
08/17/2015 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/17/2015)
08/17/2015 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/17/2015)
05/01/2012 — Insurance replaced — UNITED STATES FIRE INSURANCE CO.
BIPD/Primary · policy 133-850039
06/03/2011 — Insurance cancelled — UNITED STATES FIRE INSURANCE CO.
CARGO · policy 321-850040
04/01/2007 — Insurance replaced — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.
BIPD/Primary · policy TPO 203313
11/16/2005 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (12/02/2005)
11/16/2005 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (12/02/2005)
02/01/2003 — Insurance replaced — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.
BIPD/Primary · policy TPO203313
10/31/1996 — Insurance replaced — TRUCK INSURANCE EXCHANGE
BIPD/Primary · policy NO802 01 71 580/44
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/465197.