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Authorized · PropertyUSDOT 465197· MC244816· CARRIER· EIN 61337496
⬇ PDF report

ELGIN MOTOR FREIGHT INC

1497 WILTON GROVE ROAD, LONDON, ON, N6N 1M3(519) 644-9090safetymgmt@challenger.comJIM PEEPLES
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
ZURICH AMERICAN INSURANCE COMPANY
Vehicle OOS
9.8%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
None
nothing flagged
94
/ 100

Risk factors

Low riskVioCodes score
3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC244816

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$1M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 05/01/2026
ZURICH AMERICAN INSURANCE COMPANY· policy 9808611
Authority history (7) ▾
08/17/2015COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/17/2015)
08/17/2015CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/17/2015)
11/16/2005COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/02/2005)
11/16/2005CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/02/2005)
02/23/1993MOTOR PROPERTY CONTRACT CARRIERGRANTED
10/15/1991MOTOR PROPERTY CONTRACT CARRIERGRANTED
10/15/1991MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history6 insurers on record
Filing timeline (15) ▾
  1. NORTHBRIDGE GENERAL INSURANCE CORPORATION$1MCancelled
    BIPD/Primary · eff 05/01/2024 → 05/27/2026
  2. ZURICH AMERICAN INSURANCE COMPANY$5MReplaced
    BIPD/Primary · eff 05/01/2025 → 05/01/2026
  3. NORTHBRIDGE GENERAL INSURANCE CORPORATION$1MReplaced
    BIPD/Primary · eff 05/01/2024 → 05/01/2025
  4. NORTHBRIDGE GENERAL INSURANCE CORPORATION$1MReplaced
    BIPD/Primary · eff 05/01/2017 → 05/01/2024
  5. NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION$1MReplaced
    BIPD/Primary · eff 09/16/2015 → 05/01/2017
  6. NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION$1MName Changed
    BIPD/Primary · eff 05/01/2012 → 09/21/2015
  7. NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION$1MReplaced
    BIPD/Primary · eff 05/01/2012 → 09/16/2015
  8. UNITED STATES FIRE INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 04/01/2007 → 05/01/2012
  9. UNITED STATES FIRE INSURANCE CO.$1MCancelled
    CARGO · eff 04/01/2007 → 06/03/2011
  10. RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.$1MReplaced
    BIPD/Primary · eff 02/01/2003 → 04/01/2007
  11. RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.$1MReplaced
    CARGO · eff 02/01/2003 → 04/01/2007
  12. RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.$1MReplaced
    BIPD/Primary · eff 10/31/1996 → 02/01/2003
  13. RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.$1MReplaced
    CARGO · eff 10/31/1996 → 02/01/2003
  14. TRUCK INSURANCE EXCHANGE$1MReplaced
    BIPD/Primary · eff 12/04/1992 → 10/31/1996
  15. TRUCK INSURANCE EXCHANGE$1MReplaced
    CARGO · eff 12/04/1992 → 10/31/1996

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle51 inspections · 9.8% OOS · National 22%
Driver79 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

3

Tow-away

2

Injury

3

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
266
on file (MCS-150)
Drivers
256
256 hold a CDL
Annual mileage
19.7M mi
reported 2022
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi217 drivers
  • Interstate · <100 mi39 drivers
Company officer
JIM PEEPLES
Operation
Interstate · Hazmat
Registered since
1991-12-05
Last MCS-150 update
2025-03-06
Census status
Active

Fleet: 266 trucks · 265 owned tractors · 300 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

22 events
  1. 05/27/2026Insurance cancelled — NORTHBRIDGE GENERAL INSURANCE CORPORATION

    BIPD/Primary · policy P04181254

  2. 05/01/2026Insurance filed — ZURICH AMERICAN INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy 9808611

  3. 05/01/2026Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy P04181254

  4. 05/01/2025Insurance replaced — NORTHBRIDGE GENERAL INSURANCE CORPORATION

    BIPD/Primary · policy P04181254

  5. 03/06/2025MCS-150 update filed

    19.7M mi reported (2022)

  6. 05/01/2024Insurance replaced — NORTHBRIDGE GENERAL INSURANCE CORPORATION

    BIPD/Primary · policy P7174444A

  7. 05/01/2017Insurance replaced — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION

    BIPD/Primary · policy P7174444A

  8. 09/21/2015Insurance name changed — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION

    BIPD/Primary · policy P7174444A

  9. 09/16/2015Insurance replaced — NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION

    BIPD/Primary · policy P7174444A

  10. 08/17/2015COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/17/2015)

  11. 08/17/2015CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/17/2015)

  12. 05/01/2012Insurance replaced — UNITED STATES FIRE INSURANCE CO.

    BIPD/Primary · policy 133-850039

  13. 06/03/2011Insurance cancelled — UNITED STATES FIRE INSURANCE CO.

    CARGO · policy 321-850040

  14. 04/01/2007Insurance replaced — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.

    BIPD/Primary · policy TPO 203313

  15. 11/16/2005COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/02/2005)

  16. 11/16/2005CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/02/2005)

  17. 02/01/2003Insurance replaced — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.

    BIPD/Primary · policy TPO203313

  18. 10/31/1996Insurance replaced — TRUCK INSURANCE EXCHANGE

    BIPD/Primary · policy NO802 01 71 580/44

  19. 02/23/1993MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  20. 12/05/1991Registered with FMCSA

    AUTHORIZED FOR HIRE

  21. 10/15/1991MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  22. 10/15/1991MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-03-06
Reported mileage
19,705,650 mi (2022)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 4, 2026, 3:24 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.