VCVioCodes
Carrier Vetting Report
Generated Oct 27, 2026
viocodes.yuriance.net
DIRECT BUSINESS HOLDINGS INC
USDOT 4200881 · MC1620636 · EIN 99-1435730 · NOT AUTHORIZED
8398 MISSISSIPPI STREET, MERRILLVILLE, IN, 46410
(708) 348-8955 · MIODRAG MATIC
0
High risk
Risk factors
Operating authority is not activeNo active liability (BIPD) insurance filing on fileVehicle OOS 54.7% — well above the 22% national averageDriver OOS 15.8% — above the 6.7% national average10 crashes in the last 24 months
Snapshot
Operating authority
Inactive
Liability insurance
No active filing
Safety rating
Conditional
Power units / drivers
76 / 71
Inspections / CSA pts (24mo)
234 / 3524
Crashes (24 mo)
10
Authority & insurance
Common
Inactive
Contract
None
Broker
None
No active liability (BIPD) insurance filing on file
Roadside inspection performance
Vehicle OOS rate54.7% · nat 22%
Driver OOS rate15.8% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance2301 pts
Hours-of-Service Compliance935 pts
Unsafe Driving473 pts
Other309 pts
Controlled Substances/Alcohol67 pts
Driver Fitness60 pts
Not in SMS42 pts
Hazardous Materials Compliance14 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 393.75A3-TAOL | Vehicle Maintenance | 28 | 28 | 460 |
| 395.8E-HOSPD | Hours-of-Service Compliance | 32 | 3 | 409 |
| 395.8A1-HOSP | Hours-of-Service Compliance | 15 | 15 | 175 |
| 393.48A-BIBD | Vehicle Maintenance | 17 | 120 | |
| 393.75C-TAOTD-LT2/32 | Vehicle Maintenance | 9 | 96 | |
| 393.53B-B | Vehicle Maintenance | 14 | 88 | |
| 393.207F-SDAS | Vehicle Maintenance | 5 | 5 | 81 |
| 393.9A-LTSI | Vehicle Maintenance | 6 | 6 | 80 |
| 393.75A3-TAOLTIS | Vehicle Maintenance | 4 | 4 | 80 |
| 393.75C-TAOTD-LT1/32 | Vehicle Maintenance | 5 | 4 | 78 |
Most inspected states
OH33
TN31
PA20
LA13
IA12
AR11
IN8
MI8
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 11.78 | 11.18 | ≈97–100% (over 60) | ▼ better |
| Hours-of-Service Compliance | 1.85 | 1.87 | ≈98–100% (over 60) | ▲ worse |
| Driver Fitness | 0.19 | 0.20 | ≈65–69% | ▲ worse |
| Controlled Substances/Alcohol | 0.15 | 0.16 | ≈49–56% | steady |
| Vehicle Maintenance | 11.75 | 12.02 | ≈100–100% (over 75) | ▲ worse |
| Hazardous Materials Compliance | 0.07 | 0.08 | — | steady |
Latest inspection 2026-04-19. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
Following / lane / reckless violations are the leading contributor to Unsafe Driving · high impact
Following / lane / reckless 27% · Speeding 23% · Phone / texting 19%
• Defensive-driving refresher on following distance and lane discipline
Projected: could improve up to 8 pts in ~12 months if worked down.
False log / RODS violations are the leading contributor to Hours-of-Service Compliance · high impact
False log / RODS 79% (23 OOS) · Following / lane / reckless 8% (5 OOS) · Log / ELD device 6%
• Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
• Retrain on correct logging and never letting a load pressure a driver into a false entry
Projected: could improve up to 13 pts in ~12 months if worked down.
Tires violations are the leading contributor to Vehicle Maintenance · high impact
Tires 36% (43 OOS) · Brakes 27% (16 OOS) · Lighting / lamps 17% (10 OOS)
• Gauge and thump every tire on the walk-around, including inner duals
• Replace before tread hits the limit; correct low pressure immediately
Projected: could improve up to 14 pts in ~12 months if worked down.
Vehicle and driver out-of-service rate exceeds the national average · high impact
• Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
• Run a preventative-maintenance program; periodically inspect tires, brakes and lights
Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness · low impact
Driver qualification / CDL / medical 100% (7 OOS)
• Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 36 pts in ~12 months if worked down.
Drugs / alcohol violations are the leading contributor to Controlled Substances/Alcohol · low impact
Drugs / alcohol 100% (4 OOS)
• Reinforce the testing program and zero-tolerance policy
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 24 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
Crash record — 10 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 03/27/2026 | BULLDKIN TOWNSHIP, PA | ✓ | ||
| 03/20/2026 | GREENVILLE (TOWNSHIP OF), OH | 1 | ✓ | |
| 02/06/2026 | BEAUMONT, TX | 1 | ✓ | |
| 02/04/2026 | MOSHEIM, TN | ✓ | ||
| 12/30/2025 | Not Reported, KS | ✓ | ||
| 10/22/2025 | FAYETTEVILLE, NC | 2 | ✓ | |
| 09/30/2025 | Worth Twp, IL | ✓ | ||
| 09/29/2025 | UNINCORPORATED, FL | ✓ | ||
| 09/18/2025 | NON-CITY OR UNINCORPORATE, MO | ✓ | ||
| 08/16/2025 | NEW HAVEN, IN | ✓ |
Equipment — 98 vehicles seen in inspections
51 truck47 trailer
Company profile
Officer
MIODRAG MATIC
Annual mileage
0.1M mi (2024)
CDL drivers
71
Registered since
2024-02-27
Operation
Interstate
Connections — 34 carriers
Shares identifiers with 34 carriers (34 via shared VINs).
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| OPTIMA FREIGHT TRANS INC | 3594294 | 74 VINs | strong |
| BND GLOBAL LLC | 3969020 | 14 VINs | strong |
| SANA FREIGHT INC | 3473865 | 9 VINs | strong |
| COVENANT TRANSPORT LLC | 273818 | 6 VINs | strong |
| SCHNEIDER NATIONAL CARRIERS INC | 264184 | 6 VINs | strong |
| ROEHL TRANSPORT INC | 74481 | 4 VINs | strong |
| MN89 INC | 2954920 | 2 VINs | medium |
Activity history (recent)
04/06/2026 — Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
BIPD/Primary · policy URG-03113
01/02/2026 — Insurance cancelled — GEICO MARINE INSURANCE COMPANY
BIPD/Primary · policy 9300169211
12/30/2025 — MCS-150 update filed
0.1M mi reported (2024)
12/08/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (01/05/2026)
11/12/2025 — Insurance cancelled — GEICO MARINE INSURANCE COMPANY
BIPD/Primary · policy 9300169211
10/16/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (10/21/2025)
10/02/2025 — Insurance cancelled — GEICO MARINE INSURANCE COMPANY
BIPD/Primary · policy 9300169211
09/05/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/10/2025)
07/11/2025 — MOTOR PROPERTY COMMON CARRIER — REINSTATED
REVOKED (04/13/2026)
06/19/2025 — Insurance replaced — GEICO MARINE INSURANCE COMPANY
BIPD/Primary · policy 9300169211
06/10/2025 — Insurance cancelled — ARTISAN & TRUCKERS CASUALTY COMPANY
BIPD/Primary · policy CA995454792
04/02/2025 — Insurance cancelled — KNIGHTBROOK INSURANCE COMPANY
BIPD/Primary · policy TIEIL002892-00
03/06/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (04/02/2025)
02/18/2025 — Out-of-service order rescinded
02/15/2025 — Federal out-of-service order
New Entrant Revoked - Refusal of Audit/No Contact
04/08/2024 — MOTOR PROPERTY COMMON CARRIER — GRANTED
REVOKED (06/16/2025)
02/27/2024 — Registered with FMCSA
AUTHORIZED FOR HIRE
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/4200881.