CSA
Not AuthorizedUSDOT 4200881· MC1620636· CARRIER· EIN 99-1435730
⬇ PDF report

DIRECT BUSINESS HOLDINGS INC

8398 MISSISSIPPI STREET, MERRILLVILLE, IN, 46410(708) 348-8955directbusinessholdings@gmail.comMIODRAG MATIC
Vetting snapshot
Authority
Inactive
operating authority
Insurance
No active filing
$750K required — verify
Vehicle OOS
54.7%
above 22% national avg
Driver OOS
15.8%
above 6.7% national avg
Crashes 24mo
10
none fatal
Red flags
1 flag
see details below
0
/ 100

Risk factors

High riskVioCodes score
Operating authority is not activeNo active liability (BIPD) insurance filing on fileVehicle OOS 54.7% — well above the 22% national averageDriver OOS 15.8% — above the 6.7% national average10 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1620636

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

No active liability (BIPD) insurance filing on file
Common
Inactive
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
No active filing
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Authority history (6) ▾
12/08/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/05/2026)
10/16/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (10/21/2025)
09/05/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/10/2025)
07/11/2025MOTOR PROPERTY COMMON CARRIERREINSTATEDREVOKED (04/13/2026)
03/06/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (04/02/2025)
04/08/2024MOTOR PROPERTY COMMON CARRIERGRANTEDREVOKED (06/16/2025)
Insurance history4 insurers on record
Filing timeline (8)
  1. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 01/02/202604/06/2026
  2. GEICO MARINE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/19/202501/02/2026
  3. GEICO MARINE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/19/202511/12/2025
  4. GEICO MARINE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/19/202510/02/2025
  5. GEICO MARINE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/19/202506/19/2025
  6. GEICO MARINE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/19/202506/19/2025
  7. ARTISAN & TRUCKERS CASUALTY COMPANY$750KCancelled
    BIPD/Primary · eff 04/02/202506/10/2025
  8. KNIGHTBROOK INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 04/02/202404/02/2025

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle117 inspections · 54.7% OOS · National 22%
Driver234 inspections · 15.8% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

234 inspections · 115 violations (21 OOS) · 57% of inspections had an OOS finding.

234
Inspections
115
Violations
21
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

18
total

Most inspected in · top 8 states

  • OH5
  • IA3
  • TX2
  • LA2
  • MD2
  • IN2
  • AR2
  • WV1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Following / lane / reckless violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 98% is at/over the 60% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing55 violations (24 mo)
Following / lane / reckless17 viol29%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other6× · 12%
  • 392.2-SLLMLState/Local Laws - Failure to maintain lane3× · 6%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation5× · 5%
Speeding13 viol23%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit8× · 10%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit3× · 7%
  • 392.2-SLLSWZState/Local Laws - Speeding work/construction zone1× · 4%
Other13 viol18%
  • 392.2-INATDriver- Inattentive or Distracted Driving6× · 12%
  • 392.2CFailure to obey traffic control device2× · 4%
  • 392.2-SLLUPState/Local Laws - Unlawfully parking /leaving vehicle on roadway5× · 2%
Phone / texting5 viol18%
  • 392.82DUMTDriver - Using a hand-held mobile telephone3× · 12%
  • 392.2-SLLCPState/Local Laws - Operate a CMV while using a cellular phone2× · 6%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 2 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

False log / RODS violations are the leading contributor to Hours-of-Service Compliance

High impact

Estimated Hours-of-Service Compliance percentile of 98% is at/over the 60% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing105 violations · 31 OOS (24 mo)
False log / RODS23 OOS62 viol78%
  • 395.8E-HOSPDHOS (Property) - No driver may make a false report in connection with a duty status. Explain32× · 42%
  • 395.8A1-HOSPHOS (Property) - Failing to have a record of duty status using the method prescribed15× · 20%
  • 395.8E-HOSPDOOSHOS (Property) - Driver produces a false record of duty status that concealed an HOS limitation violation after the last rest period. Explain:5× · 8%
Following / lane / reckless5 OOS5 viol8%
  • 395.3A2-HOSPDHOS (Property) - Driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Tim2× · 3%
  • 395.3A2-HOSPDITHOS (Property) - Driver driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty at the time of inspection. Time2× · 3%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time1× · 1%
Log / ELD device30 viol7%
  • 395.34A1-ELDDFNHOS (ELD) - Driver failed to note the malfunction of the ELD and provide written notice of the malfunction to the motor carrier within 24 hours2× · 2%
  • 395.24HOS (ELD) - ELD Form and Manner13× · 2%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.4× · 1%
Other2 OOS6 viol5%
  • 395.8K2-HOSPHOS (Property) - Failing to have in possession RODS for the previous seven consecutive days and available for inspection while on duty2× · 2%
  • 395.11G-HOSDFPSDHOS (Manner) - Driver failed to provide supporting documents to an authorized Federal, State , or local official1× · 1%
  • 395.34A1Failing to note malfunction that requires use of paper log1× · 1%
What to do
  • Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
  • Retrain on correct logging and never letting a load pressure a driver into a false entry
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 13 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Tires violations are the leading contributor to Vehicle Maintenance

High impact

Estimated Vehicle Maintenance percentile of 100% is at/over the 75% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing272 violations · 91 OOS (24 mo)
Tires43 OOS57 viol37%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS28× · 20%
  • 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth9× · 5%
  • 393.75C-TAOTD-LT1/32Tires - Less than 1/32 inch tread depth at 3 locations/2 adjacent tread grooves5× · 4%
Brakes16 OOS92 viol27%
  • 393.48A-BIBDDrum Brake - Inoperative other than a steering axle17× · 4%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear14× · 4%
  • 393.45B2-B-AIRAir Brake - Hose/tubing damaged or not secured11× · 3%
Lighting / lamps10 OOS48 viol17%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.6× · 4%
  • 393.9A-LRLILighting - Tail lamp - Any inoperative6× · 3%
  • 393.9A-LHLILighting - Headlamp(s) - Any inoperative5× · 2%
Other7 OOS23 viol8%
  • 396.9D2-FTFFailing to correct the violation(s)/defect(s) noted on the roadside inspection report8× · 2%
  • 393.207B-AALPME-OOSMore than 25% of the locking pins are missing or not engaged3× · 2%
  • 396.7A-UOCUnsafe Operations - Severe Post Crash Condition2× · 1%
What to do
  • Gauge and thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit; correct low pressure immediately
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 16 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Vehicle and driver out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 54.7% vs the 22% national average. Driver OOS rate is 15.4% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness

Low impact

Estimated Driver Fitness percentile of 69% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing7 violations · 7 OOS (24 mo)
Driver qualification / CDL / medical7 OOS7 viol100%
  • 383.51A-SOUTDriving a CMV while CDL is suspended for safety-related or unknown reason and outside the state of driver's license issuance2× · 35%
  • 383.51A-SINDriving a CMV while CDL is suspended for a safety-related or unknown reason and in state of driver's license issuance1× · 25%
  • 391.41APCMedical (Certificate) - Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency2× · 15%
What to do
  • Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 36 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Drugs / alcohol violations are the leading contributor to Controlled Substances/Alcohol

Low impact

Estimated Controlled Substances/Alcohol percentile of 50% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing4 violations · 4 OOS (24 mo)
Drugs / alcohol4 OOS4 viol100%
  • 392.4A-DOSPDrugs/Other Substances - Operate a CMV while in possession.2× · 61%
  • 390.3E-DACDriver prohibited from performing safety sensitive functions per 382.501(a) in the Drug and Alcohol Clearinghouse1× · 30%
  • 392.5A2-UIOperating a CMV while under the influence of an intoxicating beverage regardless of its alcohol content1× · 9%
What to do
  • Reinforce the testing program and zero-tolerance policy
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 23 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

234
Inspections
795
Violations
155
Out-of-service
4066
CSA points
10
Crashes
36
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

96 distinct vehicles seen in this carrier’s roadside inspections.

50 truck 46 trailer
2019 FREIGHTLINER Cascadiaseen 3×
3AKJHHDR1KSKR4964· APPLIED IL
2023 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 3×
5V8VC5324PT306809· 5129268 ME
2022 GREAT DANE TRAILERS Great Dane Trailersseen 3×
1GR1P0626NT409396· 929666ST IL
2024 INTERNATIONAL LT62Fseen 3×
3HSDZAPR9RN218936· APPLIED IL
2026 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 3×
3H3V532K3TS003093· C482543 ME
2025 PETERBILT 579seen 2×
1XPBD49XXSD729427· P1289964 IL
2022 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532K5NS021050· 986366ST IL
2026 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR3TSWM3947· N/A TEMP IN
2025 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532K0SS150065· C457965 ME
2023 FREIGHTLINER Cascadiaseen 2×
3AKJHHDRXPSNR0475· P1318676 IL
2021 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D2ML270660· P1318676 IL
2022 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532K4NS080073· 177854T TN
2023 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR2PSNR1457· P1025714 IL
2025 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532K7SS150063· C457963 ME
2026 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532K8TS003140· C482590 ME
2021 FREIGHTLINER Cascadiaseen 2×
3AKJHHDV4MSMK2565· P1307318 IL
2022 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GR1P0624NT409395· 929667ST IL
2022 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR7NSNA7271· P1307320 IL
2025 PETERBILT 579
1XPBD49X5SD729433· P1289965 IL
2021 WABASH VANS Dry Van Duraplate
1JJV532D9ML164691· 758866ST IL
2022 FREIGHTLINER Cascadia
3AKJHHDR6NSMX6079· P1285321 IL
2023 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)
5V8VC5321PT303995· 5159174 ME
2020 FREIGHTLINER Cascadia
3AKJHHDR4LSLR8883· P1305625 IL
2022 GREAT DANE TRAILERS Great Dane Trailers
1GR1P0628NK400334· 308493T TN
2022 FREIGHTLINER Cascadia
3AKJHHDR4NSNA7258· P1035423 IL
2025 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)
5V8VC5323SM504932· 5391002 ME
2026 VOLVO TRUCK VNL (4)
4V4BC9EH3TN697727· TNL504952 IL
2024 WABASH VANS Dry Van Duraplate
1JJV532D7RL370938· R743650 IN
2022 FREIGHTLINER Cascadia
3AKJHHDR0NSMX7907· P1307323 IL
2027 WABASH VANS Dry Van Duraplate
1JJV532D0VL693982· 359AB934 IL

+ 66 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

10

Tow-away

10

Injury

4

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
76
on file (MCS-150)
Drivers
71
71 hold a CDL
Annual mileage
0.1M mi
reported 2024
Recordable crash rate
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi71 drivers
Company officer
MIODRAG MATIC
Operation
Interstate
Registered since
2024-02-27
Last MCS-150 update
2025-12-30
Census status
Active

Fleet: 76 trucks · 76 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs with 34 other carriers — review the connections below as part of your vetting.

34
Connected carriers
34
Fleet-transfer links
58
Most shared VINs
6
Strong links
Strong· 6
1
OPTIMA FREIGHT TRANS INC
USDOT 3594294Active· HARWOOD HTS, IL
Strong
Shared VIN · 58
1GR1P0628NK4003341JJV532D3TL6597881JJV532DXRL3709341JJV532D7RL3709385V8VC5321PT3039953AKJHHDR1PSNV1497
2
BND GLOBAL LLC
USDOT 3969020Active· CHICAGO, IL
Strong
Shared VIN · 14
3AKJHHDR6NSMX60795V8VC5323SM5049325V8VC5327SM5049345V8VC5325SM5049335V8VC5322SM5090375V8VC5329SM504918
3
SANA FREIGHT INC
USDOT 3473865Active· LAKE FOREST, IL
Strong
Shared VIN · 8
1GR1P0626NT4094011GR1P0626NT4093965V8VC5323SM5048965V8VC5327SM5049345V8VC5322SM5090373H3V532K0SS150065
4
COVENANT TRANSPORT LLC
USDOT 273818Active· CHATTANOOGA, TN
Strong
Shared VIN · 7
3AKJHHDR1NSMX60853AKJHHDR1NSMX58883AKJHHDR1NSMX60373AKJHHDR9NSMX60133AKJHHDR5NSMX60113AKJHHDR6NSMX6003
5
SCHNEIDER NATIONAL CARRIERS INC
USDOT 264184Active· GREEN BAY, WI
Strong
Shared VIN · 7
3AKJHHDR2PSNH20323AKJHHDR2PSNR14573AKJHHDR4MSMF30403AKJHHDR8NSNA72633AKJHHDRXPSNR04753AKJHHDR3NSNA7011
6
ROEHL TRANSPORT INC
USDOT 74481Active· MARSHFIELD, WI
Strong
Shared VIN · 4
3AKJHHDR0NSMX79073AKJHHDR0NSMX82163AKJHHDR6NSMX81413AKJHHDR8NSMX7928
Medium· 2
MN89 INC
USDOT 2954920Active· OAK LAWN, IL
Medium
Shared VIN · 2
1JJV532D3LL1655891JJV532DXLL165587
TRYTIME TRANSPORT LLC
USDOT 1994664Active· CINCINNATI OH, OH
Medium
Shared VIN · 2
3AWF1VT26NX1370145V8VC5329PT304019

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

17 events
  1. 04/06/2026Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-03113

  2. 01/02/2026Insurance cancelled — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300169211

  3. 12/30/2025MCS-150 update filed

    0.1M mi reported (2024)

  4. 12/08/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/05/2026)

  5. 11/12/2025Insurance cancelled — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300169211

  6. 10/16/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/21/2025)

  7. 10/02/2025Insurance cancelled — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300169211

  8. 09/05/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/10/2025)

  9. 07/11/2025MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (04/13/2026)

  10. 06/19/2025Insurance replaced — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300169211

  11. 06/10/2025Insurance cancelled — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA995454792

  12. 04/02/2025Insurance cancelled — KNIGHTBROOK INSURANCE COMPANY

    BIPD/Primary · policy TIEIL002892-00

  13. 03/06/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/02/2025)

  14. 02/18/2025Out-of-service order rescinded
  15. 02/15/2025Federal out-of-service order

    New Entrant Revoked - Refusal of Audit/No Contact

  16. 04/08/2024MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (06/16/2025)

  17. 02/27/2024Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Conditional
Type
Compliance review
Rated
2026-05-31
Last review
2026-03-25
📄

MCS-150 registration

Form date
2025-12-30
Reported mileage
50,000 mi (2024)

Got a violation you want to contest?

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 18, 2026, 11:07 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.