VCVioCodes
Carrier Vetting Report
Generated Oct 18, 2026
viocodes.yuriance.net
BANKS BRO'S TRUCK LINES LLC
USDOT 3532693 · MC1176627 · EIN 85-3917720 · AUTHORIZED FOR Property
843 MASONITE DR, LAUREL, MS, 39440
(601) 582-3482 · JAMES BANKS
48
High risk
Risk factors
Possible reincarnation pattern — tied to an older inactive carrierVehicle OOS 30% — above the 22% national averageDriver OOS 41.7% — above the 6.7% national average1 crash in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$750K on file
Safety rating
Not rated
Power units / drivers
10 / 10
Inspections / CSA pts (24mo)
36 / 715
Crashes (24 mo)
1
Authority & insurance
Common
Active
Contract
None
Broker
None
Cimarron Insurance Company, Inc. — $750K BIPD · policy CIMMS00016601 · eff 09/08/2026
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate30% · nat 22%
Driver OOS rate41.7% · nat 6.7%
CSA breakdown — violations by BASIC
Hours-of-Service Compliance457 pts
Vehicle Maintenance181 pts
Controlled Substances/Alcohol72 pts
Unsafe Driving60 pts
Driver Fitness30 pts
Other28 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 395.8E-HOSPD | Hours-of-Service Compliance | 9 | 2 | 116 |
| 395.3A2-HOSPD | Hours-of-Service Compliance | 6 | 1 | 58 |
| 395.8E-HOSPDELDT | Hours-of-Service Compliance | 2 | 2 | 54 |
| 392.4A-DOSU | Controlled Substances/Alcohol | 2 | 2 | 48 |
| 395.8E-HOSPDOOS | Hours-of-Service Compliance | 2 | 2 | 45 |
| 395.8A-ELD | Hours-of-Service Compliance | 3 | 3 | 42 |
| 396.17C-PI | Vehicle Maintenance | 4 | 40 | |
| 383.23A2-LCDLN | Driver Fitness | 1 | 1 | 30 |
| 395.3A1-HOSPD | Hours-of-Service Compliance | 4 | 1 | 30 |
| 395.8E1PC | Hours-of-Service Compliance | 2 | 28 |
Most inspected states
MS7
NM4
CA4
UT3
WA3
WY3
CO2
TX2
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 4.52 | 4.52 | ≈49–56% | steady |
| Hours-of-Service Compliance | 5.09 | 4.80 | ≈99–100% (over 65) | ▼ better |
| Driver Fitness | 1.14 | 1.20 | — | ▲ worse |
| Controlled Substances/Alcohol | 1.26 | 1.33 | ≈62–69% | ▲ worse |
| Vehicle Maintenance | 7.05 | 6.94 | ≈75–79% | ▼ better |
Latest inspection 2026-08-20. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
False log / RODS violations are the leading contributor to Hours-of-Service Compliance · high impact
False log / RODS 58% (10 OOS) · Following / lane / reckless 21% (2 OOS) · Log / ELD device 17% (2 OOS)
• Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
• Retrain on correct logging and never letting a load pressure a driver into a false entry
Projected: could improve up to 9 pts in ~12 months if worked down.
Vehicle and driver out-of-service rate exceeds the national average · high impact
• Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
• Run a preventative-maintenance program; periodically inspect tires, brakes and lights
A high share of violations are occurring in Klickitat County, WA · medium impact
• Review the inspections from Klickitat County, WA to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Following / lane / reckless violations are the leading contributor to Unsafe Driving · low impact
Following / lane / reckless 63% · Speeding 20% · Other 17%
• Defensive-driving refresher on following distance and lane discipline
Projected: could improve up to 29 pts in ~12 months if worked down.
Drugs / alcohol violations are the leading contributor to Controlled Substances/Alcohol · low impact
Drugs / alcohol 100% (3 OOS)
• Reinforce the testing program and zero-tolerance policy
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 20 pts in ~12 months if worked down.
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 35% (2 OOS) · Brakes 25% (3 OOS) · Inspection / repair / DVIR 22%
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 33 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 2 inspections, 3 violations, 1 OOS, 0 clean · improving.
1. Hours-of-Service Compliance1 viol · 1 OOS · 33%
395.8A-ELD
✓ Log in and annotate the ELD correctly every day; fix edits promptly
✓ Plan trips around available hours — never falsify a log
≈ 7 clean inspections would cut this BASIC ~25% (to 3.818).
2. Vehicle Maintenance1 viol · 33%
396.17C-PI
✓ Do — and document — a real pre-trip and post-trip DVIR
✓ Keep the annual inspection current and records in the truck
≈ 4 clean inspections would cut this BASIC ~25% (to 5.288).
3. Other1 viol · 33%
393.95A
✓ Verify the extinguisher gauge is in the green and secured
✓ Keep a full set of warning triangles in the truck
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 1 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 08/26/2025 | JACKSONVILLE, FL | ✓ |
Equipment — 33 vehicles seen in inspections
17 truck16 trailer
Company profile
Officer
JAMES BANKS
Recordable crash rate
13.59 / MM mi
Annual mileage
1.4M mi (2024)
CDL drivers
10
Registered since
2020-12-08
Operation
Interstate
Connections — 29 carriers
Shares identifiers with 29 carriers (12 via shared VINs).
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| A D D TRUCKING INC | 888279 | 3 VINs | strong |
| CAPITAL CITY TRUCKING LLC | 1972184 | 3 VINs | strong |
| BANKS EXPRESS LLC | 3495875 | officer | strong |
| BANKS GROCERY CO | 87908 | officer | strong |
| BIGG BANKS TRANSPORTS LLC | 3746381 | officer | strong |
| HORIZON TRANSPORTATION LLC | 3427084 | officer | strong |
| J A BANKS TRUCKING | 2987433 | officer | strong |
| J&J WELDING INC | 828315 | officer | strong |
⚠ Possible reincarnation: BANKS GROCERY CO (USDOT 87908, 1974).
Activity history (recent)
09/08/2026 — Insurance filed — Cimarron Insurance Company, Inc.
Liability (BIPD) — BMC-91X · policy CIMMS00016601
06/05/2026 — Insurance cancelled — CIMARRON INSURANCE COMPANY
BIPD/Primary · policy CIMMS000166-00
04/30/2026 — Insurance replaced — CIMARRON INSURANCE COMPANY
BIPD/Primary · policy CIMMS000166-00
07/19/2025 — Insurance cancelled — SOUTHWIND RISK RETENTION GROUP INC
BIPD/Primary · policy SWR-MS-0003496-24
06/23/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (07/17/2025)
03/20/2025 — Insurance cancelled — SOUTHWIND RISK RETENTION GROUP INC
BIPD/Primary · policy SWR-MS-0003496-24
03/03/2025 — MCS-150 update filed
1.4M mi reported (2024)
02/18/2025 — Insurance replaced — SOUTHWIND RISK RETENTION GROUP INC
BIPD/Primary · policy SWR-MS-0003496-24
07/19/2024 — Insurance cancelled — OBSIDIAN INSURANCE COMPANY
BIPD/Primary · policy SUT-LH-000032-00
06/24/2024 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (07/26/2024)
02/02/2024 — Insurance cancelled — OBSIDIAN INSURANCE COMPANY
BIPD/Primary · policy SUT-LH-000032-00
01/08/2024 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (01/29/2024)
10/30/2023 — Insurance cancelled — OBSIDIAN INSURANCE COMPANY
BIPD/Primary · policy SUT-LH-000032-00
10/03/2023 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (10/13/2023)
07/19/2023 — Insurance cancelled — PRIME INSURANCE COMPANY
BIPD/Primary · policy SC22071402
06/22/2023 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (07/25/2023)
06/21/2023 — Insurance cancelled — PRIME INSURANCE COMPANY
BIPD/Primary · policy SC22071402
05/25/2023 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (06/01/2023)
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/3532693.