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Authorized · PropertyUSDOT 3532693· MC1176627· CARRIER· EIN 85-3917720
⬇ PDF report

BANKS BRO'S TRUCK LINES LLC

843 MASONITE DR, LAUREL, MS, 39440(601) 582-3482rexjr@brakingbanks.comJAMES BANKS
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
Cimarron Insurance Company, Inc.
Vehicle OOS
28.6%
above 22% national avg
Driver OOS
42.1%
above 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
68
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 28.6% — above the 22% national averageDriver OOS 42.1% — above the 6.7% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1176627

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 09/08/2026
Cimarron Insurance Company, Inc.· policy CIMMS00016601
Authority history (9) ▾
06/23/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/17/2025)
06/24/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/26/2024)
01/08/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/29/2024)
10/03/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/13/2023)
06/22/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/25/2023)
05/25/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/01/2023)
11/16/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/01/2022)
07/12/2021MOTOR PROPERTY COMMON CARRIERGRANTED
01/14/2021MOTOR PROPERTY COMMON CARRIERDISMISSED
Insurance history6 insurers on record
Filing timeline (13) ▾
  1. CIMARRON INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/19/2025 → 06/05/2026
  2. CIMARRON INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/19/2025 → 04/30/2026
  3. SOUTHWIND RISK RETENTION GROUP INC$750KCancelled
    BIPD/Primary · eff 02/18/2025 → 07/19/2025
  4. SOUTHWIND RISK RETENTION GROUP INC$750KCancelled
    BIPD/Primary · eff 07/19/2024 → 03/20/2025
  5. SOUTHWIND RISK RETENTION GROUP INC$750KReplaced
    BIPD/Primary · eff 07/19/2024 → 02/18/2025
  6. OBSIDIAN INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/02/2024 → 07/19/2024
  7. OBSIDIAN INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 10/30/2023 → 02/02/2024
  8. OBSIDIAN INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/19/2023 → 10/30/2023
  9. PRIME INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/21/2023 → 07/19/2023
  10. PRIME INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 12/13/2022 → 06/21/2023
  11. PRIME INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 10/12/2022 → 12/13/2022
  12. PRIME INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/19/2022 → 10/12/2022
  13. BLUE HILL SPECIALTY INSURANCE COMPANY INC$750KReplaced
    BIPD/Primary · eff 06/24/2021 → 07/19/2022

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle21 inspections · 28.6% OOS · National 22%
Driver38 inspections · 42.1% OOS · National 6.7%

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
10
on file (MCS-150)
Drivers
10
10 hold a CDL
Annual mileage
1.4M mi
reported 2024
Recordable crash rate
13.59
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi10 drivers
Company officer
JAMES BANKS
Operation
Interstate
Registered since
2020-12-08
Last MCS-150 update
2025-03-03
Census status
Active

Fleet: 10 trucks · 9 owned tractors · 6 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

25 events
  1. 09/08/2026Insurance filed — Cimarron Insurance Company, Inc.

    Liability (BIPD) — BMC-91X · policy CIMMS00016601

  2. 06/05/2026Insurance cancelled — CIMARRON INSURANCE COMPANY

    BIPD/Primary · policy CIMMS000166-00

  3. 04/30/2026Insurance replaced — CIMARRON INSURANCE COMPANY

    BIPD/Primary · policy CIMMS000166-00

  4. 07/19/2025Insurance cancelled — SOUTHWIND RISK RETENTION GROUP INC

    BIPD/Primary · policy SWR-MS-0003496-24

  5. 06/23/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/17/2025)

  6. 03/20/2025Insurance cancelled — SOUTHWIND RISK RETENTION GROUP INC

    BIPD/Primary · policy SWR-MS-0003496-24

  7. 03/03/2025MCS-150 update filed

    1.4M mi reported (2024)

  8. 02/18/2025Insurance replaced — SOUTHWIND RISK RETENTION GROUP INC

    BIPD/Primary · policy SWR-MS-0003496-24

  9. 07/19/2024Insurance cancelled — OBSIDIAN INSURANCE COMPANY

    BIPD/Primary · policy SUT-LH-000032-00

  10. 06/24/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/26/2024)

  11. 02/02/2024Insurance cancelled — OBSIDIAN INSURANCE COMPANY

    BIPD/Primary · policy SUT-LH-000032-00

  12. 01/08/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/29/2024)

  13. 10/30/2023Insurance cancelled — OBSIDIAN INSURANCE COMPANY

    BIPD/Primary · policy SUT-LH-000032-00

  14. 10/03/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/13/2023)

  15. 07/19/2023Insurance cancelled — PRIME INSURANCE COMPANY

    BIPD/Primary · policy SC22071402

  16. 06/22/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/25/2023)

  17. 06/21/2023Insurance cancelled — PRIME INSURANCE COMPANY

    BIPD/Primary · policy SC22071402

  18. 05/25/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/01/2023)

  19. 12/13/2022Insurance cancelled — PRIME INSURANCE COMPANY

    BIPD/Primary · policy SC22071402

  20. 11/16/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/01/2022)

  21. 10/12/2022Insurance cancelled — PRIME INSURANCE COMPANY

    BIPD/Primary · policy SC22071402

  22. 07/19/2022Insurance replaced — BLUE HILL SPECIALTY INSURANCE COMPANY INC

    BIPD/Primary · policy CA03828185

  23. 07/12/2021MOTOR PROPERTY COMMON CARRIER — GRANTED
  24. 01/14/2021MOTOR PROPERTY COMMON CARRIER — DISMISSED
  25. 12/08/2020Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2024-03-01
📄

MCS-150 registration

Form date
2025-03-03
Reported mileage
1,380,000 mi (2024)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 29, 2026, 4:20 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.