VCVioCodes
Carrier Vetting Report
Generated Oct 13, 2026
viocodes.yuriance.net
DROP & HOOK LLC
USDOT 3529563 · MC1174554 · EIN 85-4114524 · AUTHORIZED FOR Property
8043 CLAYBURN CT, INDIANAPOLIS, IN, 46268
(317) 478-7373 · STEPHOND MORGAN
58
Moderate risk
Risk factors
Vehicle OOS 50% — well above the 22% national averageDriver OOS 19% — above the 6.7% national average1 crash in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$750K on file
Safety rating
Not rated
Power units / drivers
2 / 2
Inspections / CSA pts (24mo)
20 / 335
Crashes (24 mo)
1
Authority & insurance
Common
Active
Contract
None
Broker
None
Universal Casualty Risk Retention Group, Inc — $750K BIPD · policy URG-02791 · eff 10/20/2025
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate50% · nat 22%
Driver OOS rate19% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance161 pts
Hours-of-Service Compliance137 pts
Unsafe Driving69 pts
Other18 pts
Not in SMS6 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 395.8E-HOSPD | Hours-of-Service Compliance | 6 | 1 | 44 |
| 392.82DUMT | Unsafe Driving | 1 | 30 | |
| 393.9A-LFTSI | Vehicle Maintenance | 3 | 30 | |
| 393.9A-LTSI | Vehicle Maintenance | 1 | 1 | 24 |
| 396.17C-PI | Vehicle Maintenance | 3 | 20 | |
| 395.34A1 | Hours-of-Service Compliance | 1 | 15 | |
| 392.2-SLLS3 | Unsafe Driving | 1 | 14 | |
| 395.8A1-HOSP | Hours-of-Service Compliance | 2 | 2 | 14 |
| 392.2-SLLS2 | Unsafe Driving | 1 | 12 | |
| 393.55E-B | Vehicle Maintenance | 1 | 12 |
Most inspected states
OH4
NE4
IL3
TN2
IA2
NC1
MS1
KY1
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 16.15 | 14.51 | ≈86–93% (over 65) | ▼ better |
| Hours-of-Service Compliance | 4.37 | 4.47 | ≈98–100% (over 65) | ▲ worse |
| Driver Fitness | 0.00 | 0.00 | ≈0–0% | steady |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 17.76 | 17.76 | ≈100–100% (over 80) | steady |
Latest inspection 2026-08-31. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
Phone / texting violations are the leading contributor to Unsafe Driving · high impact
Phone / texting 43% · Speeding 38% · Seat belt 10%
• Hands-off-the-phone policy with real consequences; provide a mount and a do-not-disturb setup
Projected: could improve up to 24 pts in ~12 months if worked down.
False log / RODS violations are the leading contributor to Hours-of-Service Compliance · high impact
False log / RODS 55% (4 OOS) · Other 16% · Log / ELD device 16%
• Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
• Retrain on correct logging and never letting a load pressure a driver into a false entry
Projected: could improve up to 8 pts in ~12 months if worked down.
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · high impact
Lighting / lamps 45% (1 OOS) · Brakes 16% (1 OOS) · Inspection / repair / DVIR 12%
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 14 pts in ~12 months if worked down.
Vehicle and driver out-of-service rate exceeds the national average · high impact
• Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
• Run a preventative-maintenance program; periodically inspect tires, brakes and lights
Driver Fitness needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 1 inspections, 1 violations, 0 OOS, 0 clean · improving.
1. Unsafe Driving1 viol · 100%
392.2-SLLS2
✓ Coach speed and following distance — Unsafe Driving points are weighted heavily
✓ Hands off the phone; always belt up
≈ 4 clean inspections would cut this BASIC ~25% (to 12.112).
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 1 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 05/20/2026 | INDIANAPOLIS, IN | ✓ |
Equipment — 18 vehicles seen in inspections
11 trailer7 truck
Company profile
Officer
STEPHOND MORGAN
Recordable crash rate
0 / MM mi
Annual mileage
0.5M mi (2024)
CDL drivers
2
Registered since
2020-12-02
Operation
Interstate
Connections — 24 carriers
Shares identifiers with 24 carriers (24 via shared VINs).
Activity history (recent)
11/19/2025 — Insurance cancelled — ASCOT SPECIALTY INSURANCE COMPANY
BIPD/Primary · policy ASC-8232782-00
10/20/2025 — Insurance filed — Universal Casualty Risk Retention Group, Inc
Liability (BIPD) — BMC-91X · policy URG-02791
10/20/2025 — Insurance replaced — ASCOT SPECIALTY INSURANCE COMPANY
BIPD/Primary · policy ASC-8232782-00
10/18/2025 — Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
10/17/2025 — Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
10/09/2025 — MCS-150 update filed
0.5M mi reported (2024)
09/22/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (10/14/2025)
08/07/2025 — Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
08/01/2025 — Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
07/11/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (08/04/2025)
06/30/2025 — Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
06/17/2025 — Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
06/03/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (06/18/2025)
05/29/2025 — Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
05/15/2025 — Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
05/02/2025 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (05/16/2025)
03/31/2025 — Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
03/28/2025 — Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G
BIPD/Primary · policy AL306409-24858
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/3529563.