CSA
Authorized · PropertyUSDOT 3529563· MC1174554· CARRIER· EIN 85-4114524
⬇ PDF report

DROP & HOOK LLC

420 W GLENDALE ST, PRINCETON, IN, 47670(317) 478-7373s.m.dropandhookllc@gmail.comSTEPHOND MORGAN
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Vehicle OOS
44.4%
above 22% national avg
Driver OOS
19%
above 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
58
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 44.4% — well above the 22% national averageDriver OOS 19% — above the 6.7% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1174554

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 10/20/2025
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC· policy URG-02791
Authority history (9) ▾
09/22/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/14/2025)
07/11/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/04/2025)
06/03/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/18/2025)
05/02/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/16/2025)
03/04/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/31/2025)
01/03/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/30/2025)
03/18/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/22/2024)
03/09/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/05/2022)
03/03/2021MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history5 insurers on record
Filing timeline (26) ▾
  1. ASCOT SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 10/17/2025 → 11/19/2025
  2. ASCOT SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 10/17/2025 → 10/20/2025
  3. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 08/01/2025 → 10/18/2025
  4. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 08/01/2025 → 10/17/2025
  5. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 06/17/2025 → 08/07/2025
  6. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 06/17/2025 → 08/01/2025
  7. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 05/15/2025 → 06/30/2025
  8. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 05/15/2025 → 06/17/2025
  9. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 03/28/2025 → 05/29/2025
  10. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 03/28/2025 → 05/15/2025
  11. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 01/31/2025 → 03/31/2025
  12. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 01/31/2025 → 03/28/2025
  13. CIRCLE STAR INSURANCE CO., A R R G$750KReplaced
    BIPD/Primary · eff 01/29/2025 → 01/31/2025
  14. CIRCLE STAR INSURANCE CO., A R R G$750KCancelled
    BIPD/Primary · eff 10/18/2024 → 01/30/2025
  15. PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/07/2024 → 10/18/2024

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle9 inspections · 44.4% OOS · National 22%
Driver21 inspections · 19% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

21 inspections · 115 violations (12 OOS) · 30% of inspections had an OOS finding.

21
Inspections
115
Violations
12
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

15
total

Most inspected in · top 8 states

  • OH5
  • TN4
  • IL4
  • NE4
  • IN3
  • IA2
  • KY2
  • NC1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Phone / texting violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 83% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing6 violations (24 mo)
Phone / texting1 viol43%
  • 392.82DUMTDriver - Using a hand-held mobile telephone1× · 43%
Speeding2 viol38%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit1× · 20%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit1× · 17%
Seat belt1 viol10%
  • 392.16Failing to use seat belt while operating a CMV1× · 10%
Following / lane / reckless1 viol7%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other1× · 7%
What to do
  • Hands-off-the-phone policy with real consequences; provide a mount and a do-not-disturb setup
Projected estimatecould improve up to 28 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

False log / RODS violations are the leading contributor to Hours-of-Service Compliance

High impact

Estimated Hours-of-Service Compliance percentile of 98% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing27 violations · 6 OOS (24 mo)
False log / RODS4 OOS11 viol52%
  • 395.8E-HOSPDHOS (Property) - No driver may make a false report in connection with a duty status. Explain6× · 31%
  • 395.8A1-HOSPHOS (Property) - Failing to have a record of duty status using the method prescribed2× · 10%
  • 395.8E-HOSPDOOSHOS (Property) - Driver produces a false record of duty status that concealed an HOS limitation violation after the last rest period. Explain:1× · 5%
Following / lane / reckless2 OOS3 viol17%
  • 395.3A2-HOSPDITHOS (Property) - Driver driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty at the time of inspection. Time1× · 6%
  • 395.3A3I-HOSPDITHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty at the time of inspection. Time1× · 6%
  • 395.3A2-HOSPDHOS (Property) - Driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Tim1× · 5%
Other4 viol15%
  • 395.34A1Failing to note malfunction that requires use of paper log1× · 10%
  • 395.24C2IIIDriver failed to manually add shipping document number2× · 3%
  • 395.24C2IIDriver failed to manually add the trailer number1× · 2%
Log / ELD device9 viol15%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.2× · 3%
  • 395.30B1Driver failed to certify the accuracy of the information gathered by the ELD2× · 3%
  • 395.24C2II-ELDTNHOS (ELD) - Driver failing to manually input or verify CMV trailer number.2× · 3%
What to do
  • Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
  • Retrain on correct logging and never letting a load pressure a driver into a false entry
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 7 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Lighting / lamps violations are the leading contributor to Vehicle Maintenance

High impact

Estimated Vehicle Maintenance percentile of 100% is at/over the 80% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing28 violations · 4 OOS (24 mo)
Lighting / lamps3 OOS11 viol51%
  • 393.9A-LFTSILighting - Front - Turn signal - inoperative4× · 19%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.1× · 13%
  • 393.11A1-CSURRConspicuity Systems - Truck tractor, upper rear retro reflective sheeting missing on vehicle manufactured on or after July 1, 19971× · 5%
Brakes1 OOS3 viol14%
  • 393.55E-BAir Brake - ABS malfunction lamp defective on trailers manufactured on or after March 1, 19981× · 6%
  • 393.45B2-B-VACBrake - Vacuum hose(s) or line(s) restricted/abraded/chafed through outer cover-to-cord ply crimped/cracked/broken1× · 6%
  • 396.3A1BOSBRAKES OUT OF SERVICE: The number of defective brakes is equal to or greater than 20 percent of the service brakes on the vehicle or combination1× · 1%
Other4 viol12%
  • 396.9D2-FTFFailing to correct the violation(s)/defect(s) noted on the roadside inspection report1× · 6%
  • 393.201A-FRCLSFrame - Cracked/loose/sagging/broken frame or chassis1× · 3%
  • 396.5B-LLubrication - Oil or grease leak1× · 2%
Inspection / repair / DVIR3 viol11%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection3× · 11%
What to do
  • Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 19 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Vehicle and driver out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 50% vs the 22% national average. Driver OOS rate is 19% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

▼ Improving
1
Inspections
1
Violations
0
Out-of-service
0
Clean
Where the violations are
Unsafe Driving 100%
Focus here first
1Unsafe Driving
1 violation · 100% of recent
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit
Do this
  • Coach speed and following distance — Unsafe Driving points are weighted heavily
  • Hands off the phone; always belt up
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

30
Inspections
115
Violations
12
Out-of-service
367
CSA points
2
Crashes
13
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

18 distinct vehicles seen in this carrier’s roadside inspections.

11 trailer 7 truck
2018 FREIGHTLINER Cascadiaseen 11×
3AKJGLDV6JDKD0677· 3660315 IN
2019 FREIGHTLINER Cascadiaseen 9×
3AKJHHDR2KSKE8684· 3643065 IN
2016 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 6×
1UYVS2531GM514006· 3236515 ME
2018 FREIGHTLINER Cascadiaseen 5×
3AKJGLDVXJDKD0696
2010 WABASH VANS Refrigerated Vanseen 5×
1JJV532B8AL326689· 608132ST IL
2013 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 4×
1UYVS2534DU697039· 4ML9339 CA
2017 MAC TRAILER MANUFACTURING MAC TRAILER MANUFACTURINGseen 3×
5MAPA4821HA040157· TQT6150 OH
2021 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 3×
1UYVS2534M2217805· 4YS6139 CA
2024 KENWORTH T680seen 2×
1XKYD49XXRJ318895· 2376580 IN
2024 CIMC REEFER TRAILER,INC CIMC REEFER TRAILER,INC.seen 2×
527SR5324RM036622· 5280122 ME
2023 CIMC REEFER TRAILER,INC CIMC REEFER TRAILER,INC.seen 2×
527SR532XPM032961· 5106308 ME
2010 WABASH VANS Refrigerated Vanseen 2×
1JJV532B5AL326746· 605322ST IL
2020 FREIGHTLINER Cascadia
1FUJHHDR6LLMC5055· 2404389 IN
2016 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)
5V8VC5328GM602121· SP907QRT IN
2018 FREIGHTLINER Cascadia
3AKJGLDV5JDKD0704· 3643063 IN
2019 VOLVO TRUCK VNL
4V4NC9EH2KN209122· 3860906 IN
2016 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS2531GM513664· 3236502 ME
2011 WABASH VANS Refrigerated Van
1JJV532B9BL578632· 536455ST IL

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
2
on file (MCS-150)
Drivers
2
2 hold a CDL
Annual mileage
0.5M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi2 drivers
Company officer
STEPHOND MORGAN
Operation
Interstate
Registered since
2020-12-02
Last MCS-150 update
2025-10-09
Census status
Active

Fleet: 2 trucks · 2 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs with 24 other carriers — review the connections below as part of your vetting.

24
Connected carriers
24
Fleet-transfer links
1
Most shared VINs
0
Strong links

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

38 events
  1. 11/19/2025Insurance cancelled — ASCOT SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy ASC-8232782-00

  2. 10/20/2025Insurance filed — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    Liability (BIPD) — BMC-91X · policy URG-02791

  3. 10/20/2025Insurance replaced — ASCOT SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy ASC-8232782-00

  4. 10/18/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  5. 10/17/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  6. 10/09/2025MCS-150 update filed

    0.5M mi reported (2024)

  7. 09/22/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/14/2025)

  8. 08/07/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  9. 08/01/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  10. 07/11/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/04/2025)

  11. 06/30/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  12. 06/17/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  13. 06/03/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/18/2025)

  14. 05/29/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  15. 05/15/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  16. 05/02/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/16/2025)

  17. 03/31/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  18. 03/28/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  19. 03/04/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/31/2025)

  20. 01/31/2025Insurance replaced — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  21. 01/30/2025Insurance cancelled — CIRCLE STAR INSURANCE CO., A R R G

    BIPD/Primary · policy AL306409-24858

  22. 01/03/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/30/2025)

  23. 10/18/2024Insurance replaced — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  24. 06/07/2024Insurance replaced — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  25. 05/29/2024Insurance replaced — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  26. 03/30/2024Insurance cancelled — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  27. 03/18/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/22/2024)

  28. 03/17/2024Insurance cancelled — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  29. 12/19/2023Insurance cancelled — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA974372938

  30. 10/19/2023Insurance replaced — INDEMNITY INSURANCE CO. OF NORTH AMERICA

    BIPD/Primary · policy MMTH25549090

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2025-03-06
📄

MCS-150 registration

Form date
2025-10-09
Reported mileage
500,000 mi (2024)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 25, 2026, 8:44 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.