Vetting Report — USDOT 3205332

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VCVioCodes

Carrier Vetting Report

Generated Oct 12, 2026

viocodes.yuriance.net

FINCHER TRUCKING LLC

USDOT 3205332 · MC1046723 · EIN 83-1906358 · AUTHORIZED FOR Property

450 STATE LINE RD S, WILMER, AL, 36587

(228) 641-3930 · RICHARD FINCHER

Moderate risk

Risk factors

Possible reincarnation pattern — tied to an older inactive carrier4 crashes in the last 24 months

Snapshot

Operating authority

Active

Liability insurance

$1M on file

Safety rating

Not rated

Power units / drivers

38 / 41

Inspections / CSA pts (24mo)

60 / 206

Crashes (24 mo)

Authority & insurance

Common

Active

Contract

Active

Broker

None

OBSIDIAN PACIFIC INSURANCE COMPANY — $1M BIPD · policy TIM-CL-00002622 · eff 04/28/2025

Federal BMC-91X filing; actual commercial limits (per COI) may be higher.

Roadside inspection performance

Vehicle OOS rate15.2% · nat 22%

Driver OOS rate2.6% · nat 6.7%

CSA breakdown — violations by BASIC

Vehicle Maintenance144 pts

Unsafe Driving41 pts

Driver Fitness21 pts

Other10 pts

Top cited violations (by CSA points)

Code	BASIC	Count	OOS	CSA pts
393.75C-TAOTD-LT2/32	Vehicle Maintenance	2		32
393.9A-LTSI	Vehicle Maintenance	2	2	24
392.2-SLLS3	Unsafe Driving	2		21
393.75A3-TAOL	Vehicle Maintenance	2	2	20
383.95A-LCDL	Driver Fitness	1	1	10
392.2-SLLTCD	Unsafe Driving	2		10
383.51A-SIN	Driver Fitness	1	1	10
393.55E-B	Vehicle Maintenance	1		8
393.55C2-B	Vehicle Maintenance	1		8
393.75C-TAOTD-LT1/32	Vehicle Maintenance	1		8

Most inspected states

AL41

FL13

MS6

Next monthly SMS run — projection

BASIC	Official (Sep 2026)	Projected	Est. %ile	Trend
Unsafe Driving	0.58	0.42	≈18–25%	▼ better
Hours-of-Service Compliance	0.00	0.00	≈0–0%	steady
Driver Fitness	0.20	0.24	—	▲ worse
Controlled Substances/Alcohol	0.00	0.00	≈0–0%	steady
Vehicle Maintenance	3.60	3.98	≈44–48%	▲ worse

Latest inspection 2026-10-06 · 1 new since the Sep 2026 run. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.

Recommendations — what's driving each score

A high share of violations are occurring in Mobile County, AL · medium impact

• Review the inspections from Mobile County, AL to spot recurring issues

• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Speeding violations are the leading contributor to Unsafe Driving · low impact

Speeding 51% · Following / lane / reckless 49%

• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily

• Set and enforce a governed road speed; review telematics/dashcam speed events weekly

Projected: could improve up to 11 pts in ~12 months if worked down.

Hours-of-Service Compliance needs attention · low impact

• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention · low impact

• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Tires violations are the leading contributor to Vehicle Maintenance · low impact

Tires 42% (2 OOS) · Brakes 24% · Lighting / lamps 23% (2 OOS)

• Gauge and thump every tire on the walk-around, including inner duals

• Replace before tread hits the limit; correct low pressure immediately

Projected: could improve up to 26 pts in ~12 months if worked down.

Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.

90-day safety improvement plan

Last 90 days: 1 inspections, 0 violations, 0 OOS, 1 clean · holding steady.

🎓 Coach the driver & document it

FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com

Crash record — 4 in 24 months

Date	Location	Inj	Tow
06/19/2026	WAYNE, MS		✓
06/17/2026	RURAL MACON, AL	1	✓
11/19/2025	LAWERENCE, MS	1	✓
04/01/2025	MOBILE, AL		✓

Equipment — 50 vehicles seen in inspections

20 trailer17 truck13 incomplete vehicle

Company profile

Officer

RICHARD FINCHER

Recordable crash rate

0.67 / MM mi

Annual mileage

1.9M mi (2025)

CDL drivers

Registered since

2018-10-26

Operation

Interstate

Connections — 14 carriers

Shares identifiers with 14 carriers (10 via shared VINs).

Carrier	USDOT	Link	Strength
PRO-ACTIVE CONTRACTORS	1391748	officer	strong
CHRIS'S TRUCKING LLC	4232958	2 VINs	medium
ERIC L RIVERS	1230164	2 VINs	medium
TURNER SERVICES LLC	1644963	2 VINs	medium
LOG CREEK TRUCKING LLC	3961172	mailing, phone, address	medium

⚠ Possible reincarnation: PRO-ACTIVE CONTRACTORS (USDOT 1391748, 2005).

Activity history (recent)

11/06/2025 — MCS-150 update filed

1.9M mi reported (2025)

04/28/2025 — Insurance filed — OBSIDIAN PACIFIC INSURANCE COMPANY

Liability (BIPD) — BMC-91X · policy TIM-CL-00002622

04/28/2025 — Insurance cancelled — FALLS LAKE NATIONAL INSURANCE COMPANY

BIPD/Primary · policy TMB0000682

04/01/2025 — COMMON — INVOLUNTARY REVOCATION

DISCONTINUED REVOCATION (04/25/2025)

04/01/2025 — CONTRACT — INVOLUNTARY REVOCATION

DISCONTINUED REVOCATION (04/25/2025)

04/28/2021 — Insurance replaced — HARCO NATIONAL INSURANCE CO.

BIPD/Primary · policy CP0020156601

08/15/2019 — Insurance cancelled — HARCO NATIONAL INSURANCE CO.

BIPD/Primary · policy CP00202430

07/19/2019 — MOTOR PROPERTY COMMON CARRIER — GRANTED

07/19/2019 — MOTOR PROPERTY CONTRACT CARRIER — GRANTED

06/27/2019 — Insurance replaced — HARCO NATIONAL INSURANCE CO.

BIPD/Primary · policy CP00202430

10/26/2018 — Registered with FMCSA

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/3205332.