CSA
Authorized · PropertyUSDOT 3205332· MC1046723· CARRIER· EIN 83-1906358
⬇ PDF report

FINCHER TRUCKING LLC

450 STATE LINE RD S, WILMER, AL, 36587(228) 641-3930alison@finchertimber.comRICHARD FINCHER
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
OBSIDIAN PACIFIC INSURANCE COMPANY
Vehicle OOS
15.2%
below 22% national avg
Driver OOS
2.6%
below 6.7% national avg
Crashes 24mo
4
none fatal
Red flags
1 flag
see details below
72
/ 100

Risk factors

Moderate riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrier4 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1046723

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 04/28/2025
OBSIDIAN PACIFIC INSURANCE COMPANY· policy TIM-CL-00002622
Authority history (4) ▾
04/01/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (04/25/2025)
04/01/2025CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (04/25/2025)
07/19/2019MOTOR PROPERTY COMMON CARRIERGRANTED
07/19/2019MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history3 insurers on record
Filing timeline (4)
  1. FALLS LAKE NATIONAL INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 04/28/202104/28/2025
  2. HARCO NATIONAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 06/27/201904/28/2021
  3. HARCO NATIONAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 06/27/201908/15/2019
  4. HARCO NATIONAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 06/27/201906/27/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle33 inspections · 15.2% OOS · National 22%
Driver76 inspections · 2.6% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

76 inspections · 17 violations (4 OOS) · 10% of inspections had an OOS finding.

76
Inspections
17
Violations
4
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

13
total

Most inspected in · top 3 states

  • AL23
  • MS6
  • FL1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

A high share of violations are occurring in Mobile County, AL

Medium impact

8 of 10 violations in the last 12 months (80%) came from inspections in Mobile County, AL. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Mobile County, AL to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Speeding violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 18% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing8 violations (24 mo)
Speeding3 viol55%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit2× · 38%
  • 392.2-SLLS4State/Local Laws - Speeding 15 or more miles per hour over the speed limit1× · 18%
Following / lane / reckless5 viol45%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other2× · 18%
  • 392.2-SLLITState/Local Laws - Improper turns1× · 9%
  • 392.2FCFollowing too close1× · 9%
What to do
  • Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
  • Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected estimatecould improve up to 11 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Hours-of-Service Compliance needs attention

Low impact

Estimated Hours-of-Service Compliance percentile of 0% is under the 60% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Tires violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 44% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing26 violations · 5 OOS (24 mo)
Tires2 OOS5 viol41%
  • 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth2× · 22%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS2× · 14%
  • 393.75C-TAOTD-LT1/32Tires - Less than 1/32 inch tread depth at 3 locations/2 adjacent tread grooves1× · 5%
Lighting / lamps2 OOS8 viol25%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.2× · 16%
  • 393.9Inoperable Required Lamp3× · 4%
  • 393.9A-LILLighting - Identification lamp(s) inoperative2× · 3%
Brakes6 viol23%
  • 393.55E-BAir Brake - ABS malfunction lamp defective on trailers manufactured on or after March 1, 19981× · 5%
  • 393.55C2-BAir Brake - CMV other than truck-tractor manufactured on or after March 1, 1998 not equipped with an antilock brake system. System does not function or indicates1× · 5%
  • 393.9BRKLAMPInoperative Brake Lamps1× · 4%
Load securement1 OOS2 viol5%
  • 393.87A-FPLRFlag - Required rear flag - no flag on the rear of a projecting load - when load is longer than 4 feet.1× · 4%
  • 393.87A-FPLAFlag - Required flag(s) - any missing flag on a projecting load when more than one is required1× · 1%
What to do
  • Gauge and thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit; correct low pressure immediately
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 26 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Holding steady
2
Inspections
0
Violations
0
Out-of-service
2
Clean
Focus here first
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

121
Inspections
101
Violations
14
Out-of-service
225
CSA points
14
Crashes
3
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

50 distinct vehicles seen in this carrier’s roadside inspections.

20 trailer 17 truck 13 incomplete vehicle
2021 KENWORTH T880seen 6×
1NKZLP0X0MJ460715· 1205452 AL
2024 KENWORTH T880seen 5×
1NKZXPTX3RJ338938· 1208551 AL
2022 KENWORTH T880seen 4×
1NKZXPTX6NJ478699· 1201246 AL
2022 KENWORTH T880seen 3×
1NKZXPTX0NJ478696· 1209118 AL
2023 KENWORTH T880seen 3×
1XKZDP0X1PJ247411· 1205462 AL
2023 KENWORTH T880seen 3×
1XKZDP0X3PJ247409· 1205460 AL
2024 KENWORTH T880seen 3×
1NKZXPTX5RJ351920· 1205638 AL
2024 KENWORTH T880seen 3×
1NKZXPTX1RJ338937· 1205466 AL
2023 KENWORTH T880seen 3×
1XKZDP0X1PJ247408· 1205459 AL
2021 KENWORTH T880seen 2×
1XKZD40X8MJ471916· 1205446 AL
2023 KENWORTH T880seen 2×
1XKZDP0X5PJ247413· 1205463 AL
2021 KENWORTH T880seen 2×
1XKZD40X6MJ471915· 1205445 AL
2015 PEERLESS Peerlessseen 2×
1PLE04229FPF59304· A140007 AL
2020 PEERLESS Peerlessseen 2×
1PLE04224LPG62996· A140047 AL
2018 KENWORTH T8 Seriesseen 2×
1XKDD40X3JJ225913· 1214181 AK
2023 KENWORTH T880seen 2×
1XKZDP0X3PJ247412· 1205464 AL
2018 PEERLESS Peerlessseen 2×
1PLE0422XJPM61775· A139974 AL
2026 MACK Pinnacleseen 2×
1M1PN4GY4TM019991· 1208330 AL
2021 KENWORTH T880
1NKZLP0X2MJ460716· 1205453 AL
2024 FRYFOGLE MANUFACTURING, INC. Fryfogle Manufacturing, Inc.
1F9F1AJ22RL494126· A0A0Y77 AL
2015 PEERLESS Peerless
1PLE0422XFPB58991· A140005 AL
2016 PEERLESS Peerless
1PLE04225GPA59643· A139976 AL
2018 KENWORTH T8 Series
1XKDD40X5JJ225914· 1205441 AL
2014 PEERLESS Peerless
1PLE04223EPC58414· A140003 AL
2020 FREIGHTLINER Cascadia
3AKJHLFGXLSLN4899· 3552415 IN
2014 PEERLESS Peerless
1PLE04225EPC58415· A140004 AL
2019 FORD F-350
1FD8W3G61KEE28559· 65A0X2R AL
2021 KENWORTH T880
1NKZLP0X8MJ460719· 1208953 AL
2014 PEERLESS Peerless
1PLE0422XEPC58412· A139982 AL
2021 KENWORTH T880
1NKZLP0X9MJ460714· 1215043 AL

+ 20 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

4

Tow-away

4

Injury

2

Fatal

0

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
38
on file (MCS-150)
Drivers
41
41 hold a CDL
Annual mileage
1.9M mi
reported 2025
Recordable crash rate
0.67
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi2 drivers
  • Interstate · <100 mi39 drivers
Company officer
RICHARD FINCHER
Operation
Interstate
Registered since
2018-10-26
Last MCS-150 update
2025-11-06
Census status
Active

Fleet: 38 trucks · 19 owned tractors · 110 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs, addresses, phone numbers or officers with 15 other carriers — review the connections below as part of your vetting.

15
Connected carriers
11
Fleet-transfer links
2
Most shared VINs
1
Strong links
Possible reincarnation pattern: PRO-ACTIVE CONTRACTORS (USDOT 1391748, registered 2005) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 1
1
PRO-ACTIVE CONTRACTORS
USDOT 1391748Inactive· KINGSTON, GA
Strong
Officer
Medium· 3
ERIC L RIVERS
USDOT 1230164Active· CITRONELLE, AL
Medium
Shared VIN · 2
1PLE0422XBPK571411PLE0422XJPM61775
TURNER SERVICES LLC
USDOT 1644963Active· CHATOM, AL
Medium
Shared VIN · 2
1PLE04229FPF593041PLE04227GPA59644
LOG CREEK TRUCKING LLC
USDOT 3961172Active· WILMER, AL
Medium
MailingPhoneAddress

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

11 events
  1. 11/06/2025MCS-150 update filed

    1.9M mi reported (2025)

  2. 04/28/2025Insurance filed — OBSIDIAN PACIFIC INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy TIM-CL-00002622

  3. 04/28/2025Insurance cancelled — FALLS LAKE NATIONAL INSURANCE COMPANY

    BIPD/Primary · policy TMB0000682

  4. 04/01/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/25/2025)

  5. 04/01/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/25/2025)

  6. 04/28/2021Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP0020156601

  7. 08/15/2019Insurance cancelled — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP00202430

  8. 07/19/2019MOTOR PROPERTY COMMON CARRIER — GRANTED
  9. 07/19/2019MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  10. 06/27/2019Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP00202430

  11. 10/26/2018Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Not rated
Type
Rated
Last review
📄

MCS-150 registration

Form date
2025-11-06
Reported mileage
1,920,000 mi (2025)

Got a violation you want to contest?

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 3:29 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.