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Authorized · PropertyUSDOT 3205332· MC1046723· CARRIER· EIN 83-1906358
⬇ PDF report

FINCHER TRUCKING LLC

450 STATE LINE RD S, WILMER, AL, 36587(228) 641-3930alison@finchertimber.comRICHARD FINCHER
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
OBSIDIAN PACIFIC INSURANCE COMPANY
Vehicle OOS
15.2%
below 22% national avg
Driver OOS
2.6%
below 6.7% national avg
Crashes 24mo
4
none fatal
Red flags
None
nothing flagged
92
/ 100

Risk factors

Low riskVioCodes score
4 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1046723

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 04/28/2025
OBSIDIAN PACIFIC INSURANCE COMPANY· policy TIM-CL-00002622
Authority history (4) ▾
04/01/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/25/2025)
04/01/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/25/2025)
07/19/2019MOTOR PROPERTY COMMON CARRIERGRANTED
07/19/2019MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history3 insurers on record
Filing timeline (4) ▾
  1. FALLS LAKE NATIONAL INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 04/28/2021 → 04/28/2025
  2. HARCO NATIONAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 06/27/2019 → 04/28/2021
  3. HARCO NATIONAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 06/27/2019 → 08/15/2019
  4. HARCO NATIONAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 06/27/2019 → 06/27/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle33 inspections · 15.2% OOS · National 22%
Driver76 inspections · 2.6% OOS · National 6.7%

Crash record (US, last 24 months)

Total

4

Tow-away

4

Injury

2

Fatal

0

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
38
on file (MCS-150)
Drivers
41
41 hold a CDL
Annual mileage
1.9M mi
reported 2025
Recordable crash rate
0.67
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi2 drivers
  • Interstate · <100 mi39 drivers
Company officer
RICHARD FINCHER
Operation
Interstate
Registered since
2018-10-26
Last MCS-150 update
2025-11-06
Census status
Active

Fleet: 38 trucks · 19 owned tractors · 110 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

11 events
  1. 11/06/2025MCS-150 update filed

    1.9M mi reported (2025)

  2. 04/28/2025Insurance filed — OBSIDIAN PACIFIC INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy TIM-CL-00002622

  3. 04/28/2025Insurance cancelled — FALLS LAKE NATIONAL INSURANCE COMPANY

    BIPD/Primary · policy TMB0000682

  4. 04/01/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/25/2025)

  5. 04/01/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/25/2025)

  6. 04/28/2021Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP0020156601

  7. 08/15/2019Insurance cancelled — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP00202430

  8. 07/19/2019MOTOR PROPERTY COMMON CARRIER — GRANTED
  9. 07/19/2019MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  10. 06/27/2019Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy CP00202430

  11. 10/26/2018Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-11-06
Reported mileage
1,920,000 mi (2025)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 12, 2026, 8:28 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.