CSA
Authorized · PropertyUSDOT 1757167· MC414124· CARRIER· EIN 35-1922999
⬇ PDF report

KOPF LEASING INCORPORATED

2311 TOLEDO ROAD, ELKHART, IN, 46516-5598(574) 971-8689pat@kopfleasing.comPATRICIA EVERLY
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
RLI INSURANCE COMPANY
Vehicle OOS
38.7%
above 22% national avg
Driver OOS
2.8%
below 6.7% national avg
Crashes 24mo
5
none fatal
Red flags
None
nothing flagged
65
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 38.7% — well above the 22% national average5 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Payment risk — red flags
Broker bond
Not on file
required
Cancellation filed
None
Authority
Inactive
10 past revocations
Registered
18 yrs
since 04/04/2008
  • No active broker bond on file — a bond is required to operate. High non-payment risk.
  • Broker authority is inactive, not active.
  • Bond has changed hands 5 times across 3 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC414124

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Inactive
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 06/04/2026
RLI INSURANCE COMPANY· policy LFT0013681
ENDED 06/04/2026Liability (BIPD) — BMC-91X$750K coverageeff 06/04/2025
MS Transverse Insurance Company· policy TINCA7810841
Authority history (14) ▾
08/18/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/04/2025)
08/18/2025CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/04/2025)
05/30/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/02/2025)
05/30/2025CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/02/2025)
05/08/2024COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/04/2024)
05/08/2024CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/04/2024)
05/08/2012COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/05/2012)
05/08/2012CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (06/05/2012)
08/23/2010COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/14/2010)
08/24/2009COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/17/2009)
05/20/2008MOTOR PROPERTY COMMON CARRIERGRANTED
05/14/2008MOTOR PROPERTY CONTRACT CARRIERGRANTED
02/29/2008PROPERTY BROKERREINSTATEDREVOKED (11/17/2025)
11/19/2001PROPERTY BROKERGRANTEDREVOKED (02/05/2008)
Insurance history14 insurers on record
Filing timeline (23)
  1. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KCancelled
    SURETY · eff 08/22/202211/07/2025
  2. MS TRANSVERSE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/202509/13/2025
  3. THIRD COAST INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/202406/26/2025
  4. MS TRANSVERSE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/202506/04/2025
  5. THIRD COAST INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/202406/04/2025
  6. THIRD COAST INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/202406/04/2024
  7. WESCO INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/202006/04/2024
  8. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KReplaced
    SURETY · eff 10/01/201308/22/2022
  9. SCOTTSDALE INDEMNITY COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/201606/04/2020
  10. NATIONAL CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/201406/04/2016
  11. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/201206/04/2014
  12. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KReplaced
    SURETY · eff 08/22/201310/01/2013
  13. PACIFIC FINANCIAL ASSOCIATION, INC.$750KReplaced
    TRUST FUND · eff 02/19/200808/22/2013
  14. STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA$1MCancelled
    BIPD/Primary · eff 06/04/201106/04/2012
  15. STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA$750KCancelled
    BIPD/Primary · eff 06/04/200806/01/2012

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle31 inspections · 38.7% OOS · National 22%
Driver71 inspections · 2.8% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

71 inspections · 21 violations (3 OOS) · 10% of inspections had an OOS finding.

71
Inspections
21
Violations
3
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

14
total

Most inspected in · top 8 states

  • SD6
  • WA3
  • OH3
  • IN2
  • IA2
  • MT2
  • IL2
  • ID2

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 38.7% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Benton County, WA

Medium impact

5 of 21 violations in the last 12 months (24%) came from inspections in Benton County, WA. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Benton County, WA to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Speeding violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 12% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing9 violations (24 mo)
Speeding6 viol75%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit5× · 46%
  • 392.2-SLLSWZState/Local Laws - Speeding work/construction zone1× · 29%
Following / lane / reckless3 viol25%
  • 392.2LVLane Restriction violation1× · 13%
  • 392.2-SLLMLState/Local Laws - Failure to maintain lane1× · 7%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation1× · 4%
What to do
  • Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
  • Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected estimatecould improve up to 10 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Log / ELD device violations are the leading contributor to Hours-of-Service Compliance

Low impact

Estimated Hours-of-Service Compliance percentile of 38% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing9 violations (24 mo)
Log / ELD device7 viol73%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.4× · 36%
  • 395.32B-ELDDFRHOS (ELD) - Driver failed to review any unassigned driving time when prompted by the ELD1× · 23%
  • 395.24HOS (ELD) - ELD Form and Manner2× · 14%
False log / RODS2 viol27%
  • 395.8F01Drivers record of duty status not current1× · 23%
  • 395.22H4Driver failed to maintain supply of blank drivers records of duty status graph-grids1× · 5%
What to do
  • Make sure the ELD is registered, working, and drivers know how to log in and certify daily
Projected estimatecould improve up to 19 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Tires violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 64% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing38 violations · 13 OOS (24 mo)
Tires7 OOS7 viol40%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS7× · 40%
Brakes3 OOS14 viol28%
  • 393.45D-BAir Brake - Audible air leak at a proper connection2× · 5%
  • 396.3A1-BALRAir Brake - Fails air loss rate test1× · 5%
  • 393.45B2-B-AIRAir Brake - Hose/tubing damaged or not secured2× · 4%
Lighting / lamps9 viol17%
  • 393.11No or defective lighting devices or reflective material as required2× · 5%
  • 393.9Inoperable Required Lamp1× · 3%
  • 393.11A1-LCHLLighting - Lamps improper color, height, location.1× · 3%
Other1 OOS4 viol8%
  • 396.5B-LLubrication - Oil or grease leak2× · 5%
  • 396.3A1-FFuel - Dripping leak.1× · 2%
  • 393.203E-CBPCab and Body Parts - Cab front bumper missing/not secured/protruding1× · 1%
What to do
  • Gauge and thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit; correct low pressure immediately
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 36 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Improving
8
Inspections
3
Violations
1
Out-of-service
6
Clean
Where the violations are
Vehicle Maintenance 67%Other 33%
Focus here first
1Vehicle Maintenance
2 violations · 1 OOS · 67% of recent
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS · OOS
  • 396.5B-LLubrication - Oil or grease leak
Do this
  • Gauge/thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit and correct low pressure immediately
2Other
1 violation · 33% of recent
  • 392.2-SLLSRState/Local Laws - State registration/tag violation
Do this
  • Review these violations with drivers and add the fix to your pre-trip and PM routine
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

113
Inspections
165
Violations
35
Out-of-service
330
CSA points
62
Crashes
30
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

73 distinct vehicles seen in this carrier’s roadside inspections.

43 trailer 30 truck
2012 FREIGHTLINER Cascadiaseen 5×
1FUJGLDRXCSBF1535· 3092368 IN
2011 KENWORTH T8 Seriesseen 5×
1XKDDB9X2BJ280278· 3246412 IN
2015 KENWORTH T680seen 4×
1XKYD49XXFJ435131· 3243654 IN
2021 PETERBILT 579seen 4×
1XPBD49XXMD756579· 2106951 IN
2022 PETERBILT 579seen 4×
1XPBD49X6ND764308· 3646630 IN
2016 KENWORTH T680seen 3×
1XKYD49X7GJ477967· 3302770 IN
2016 INTERNATIONAL LF687seen 3×
3HSDJAPR5GN454388· 3608934 IN
2016 KENWORTH T680seen 3×
1XKYD49X5GJ475683· 2221558 IN
2017 CIMC REEFER TRAILER,INC CIMC REEFER TRAILER,INC.seen 3×
527SR5320HM009271· SP715NBP IN
2009 WABASH Wabash National Corporationseen 3×
1JJV532W69L276115· SP736MCY IN
2016 KENWORTH T680seen 3×
1XKYD49X3GJ475424· 2220996 IN
2008 WABASH Wabash National Corporationseen 3×
1JJV532W48L147286· SP633HLW IN
2015 KENWORTH T680seen 2×
1XKYD49XXFJ435128· 2978206 IN
2009 WABASH Wabash National Corporationseen 2×
1JJV532W69L276034· SP899JGH IN
2013 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRAP0620DJ636058· SP694JWT IN
2021 KENWORTH W9 Seriesseen 2×
2XKWDB90SM648426· 2155629 IN
2004 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRAA06214W002407· SP295GGS IN
2003 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRAA06233W032815· SP371PYA IN
2017 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS253XHP824302· SP658NMR IN
2022 KENWORTH T680seen 2×
1XKYD49X1NJ142829· 3823804 IN
2009 WABASH Wabash National Corporationseen 2×
1JJV532WX9L275257· SP933NGD IN
2009 WABASH Wabash National Corporationseen 2×
1JJV532WX9L275369· SP443JAS IN
2022 PETERBILT 579seen 2×
1XPBD49X6ND764311· 2978206 IN
2009 WABASH Wabash National Corporationseen 2×
1JJV532W79L276222· SP687NGD IN
2017 WABASH VANS Refrigerated Vanseen 2×
1JJV532B2HL006570· SP562JPN IN
2017 WABASH VANS Refrigerated Vanseen 2×
1JJV532B0HL006583· SP563JPN IN
2021 PETERBILT 579seen 2×
1XPBD49X6MD756580· 3302770 IN
2008 WABASH Wabash National Corporation
1JJV532W08L064289· SP439JAS IN
1999 MONON Monon
1NNVA5326XM318934· SP489NKL IN
2012 PETERBILT 587
1XP4D49X2CD133612· 2332232 IN

+ 43 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

5

Tow-away

5

Injury

2

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
66
on file (MCS-150)
Drivers
66
66 hold a CDL
Annual mileage
3.2M mi
reported 2026
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi40 drivers
  • Interstate · <100 mi26 drivers
Company officer
PATRICIA EVERLY
Operation
Interstate
D-U-N-S
10811924
Registered since
2008-04-04
Last MCS-150 update
2026-05-20
Census status
Active

Fleet: 66 trucks · 15 owned tractors · 114 owned trailers · 51 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs, addresses or phone numbers with 12 other carriers — review the connections below as part of your vetting.

12
Connected carriers
10
Fleet-transfer links
3
Most shared VINs
1
Strong links
Strong· 1
1
ELKINS TRUCKING LLC
USDOT 1532800Active· CHELSEA, MI
Strong
Shared VIN · 3
527SR5321HM0092771JJV532W69L276034527SR5320HM009271
Medium· 3
TRIPLE C EXPRESS INC
USDOT 2349517Active· CALDWELL, ID
Medium
Shared VIN · 2
527SR5320HM0092711UYVS253XGU412302
WITTE BROTHERS EXCHANGE INCORPORATED
USDOT 77452Active· TROY, MO
Medium
Shared VIN · 2
1XPBD49XXMD7565791XPBD49X6ND764311
TSI EXPRESS INC
USDOT 2339957Inactive· ELKHART, IN
Medium
MailingAddress

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

42 events
  1. 06/04/2026Insurance filed — RLI INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy LFT0013681

  2. 06/04/2026Insurance ended — MS Transverse Insurance Company

    policy TINCA7810841

  3. 05/20/2026MCS-150 update filed

    3.2M mi reported (2026)

  4. 11/07/2025Insurance cancelled — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2022060129

  5. 09/13/2025Insurance cancelled — MS TRANSVERSE INSURANCE COMPANY

    BIPD/Primary · policy TINCA7810841

  6. 08/18/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2025)

  7. 08/18/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2025)

  8. 06/26/2025Insurance cancelled — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  9. 06/04/2025Insurance filed — MS Transverse Insurance Company

    Liability (BIPD) — BMC-91X · policy TINCA7810841

  10. 06/04/2025Insurance replaced — MS TRANSVERSE INSURANCE COMPANY

    BIPD/Primary · policy TINCA7810841

  11. 06/04/2025Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  12. 05/30/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/02/2025)

  13. 05/30/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/02/2025)

  14. 06/04/2024Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  15. 06/04/2024Insurance cancelled — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WMC1864505

  16. 05/08/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/04/2024)

  17. 05/08/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/04/2024)

  18. 08/22/2022Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2013060021

  19. 06/04/2020Insurance replaced — SCOTTSDALE INDEMNITY COMPANY

    BIPD/Primary · policy LFI0000345

  20. 06/04/2016Insurance replaced — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy LFO0001281

  21. 06/04/2014Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TF663126

  22. 10/01/2013Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2013060021

  23. 08/22/2013Insurance replaced — PACIFIC FINANCIAL ASSOCIATION, INC.

    TRUST FUND · policy NONE

  24. 06/04/2012Insurance cancelled — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 500102-03

  25. 06/01/2012Insurance cancelled — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 300102

  26. 05/08/2012COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/05/2012)

  27. 05/08/2012CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/05/2012)

  28. 09/18/2011Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy 2001VGKLD2952

  29. 06/04/2011Insurance replaced — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 300102

  30. 09/18/2010Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy 2001VGKLD2782

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2010-03-02
Last review
2024-06-07
📄

MCS-150 registration

Form date
2026-05-20
Reported mileage
3,177,982 mi (2026)
📜

Changes on file

FMCSA census history
  1. January, 2021

    First on-record entry — KOPF LEASING INCORPORATED, ELKHART, IN

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 20, 2026, 6:18 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.