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Authorized · PropertyUSDOT 1757167· MC414124· CARRIER· EIN 35-1922999
⬇ PDF report

KOPF LEASING INCORPORATED

2311 TOLEDO ROAD, ELKHART, IN, 46516-5598(574) 971-8689pat@kopfleasing.comPATRICIA EVERLY
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
RLI INSURANCE COMPANY
Vehicle OOS
37.5%
above 22% national avg
Driver OOS
2.8%
below 6.7% national avg
Crashes 24mo
5
none fatal
Red flags
None
nothing flagged
65
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 37.5% — well above the 22% national average5 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Payment risk — red flags
Broker bond
Not on file
required
Cancellation filed
None
Authority
Inactive
10 past revocations
Registered
18 yrs
since 04/04/2008
  • No active broker bond on file — a bond is required to operate. High non-payment risk.
  • Broker authority is inactive, not active.
  • Bond has changed hands 5 times across 3 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC414124

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Inactive
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 06/04/2026
RLI INSURANCE COMPANY· policy LFT0013681
ENDED 06/04/2026Liability (BIPD) — BMC-91X$750K coverageeff 06/04/2025
MS Transverse Insurance Company· policy TINCA7810841
Authority history (14) ▾
08/18/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/04/2025)
08/18/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/04/2025)
05/30/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/02/2025)
05/30/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/02/2025)
05/08/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/04/2024)
05/08/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/04/2024)
05/08/2012COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/05/2012)
05/08/2012CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/05/2012)
08/23/2010COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/14/2010)
08/24/2009COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/17/2009)
05/20/2008MOTOR PROPERTY COMMON CARRIERGRANTED
05/14/2008MOTOR PROPERTY CONTRACT CARRIERGRANTED
02/29/2008PROPERTY BROKERREINSTATED→ REVOKED (11/17/2025)
11/19/2001PROPERTY BROKERGRANTED→ REVOKED (02/05/2008)
Insurance history14 insurers on record
Filing timeline (23) ▾
  1. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KCancelled
    SURETY · eff 08/22/2022 → 11/07/2025
  2. MS TRANSVERSE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/2025 → 09/13/2025
  3. THIRD COAST INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/2024 → 06/26/2025
  4. MS TRANSVERSE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2025 → 06/04/2025
  5. THIRD COAST INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2024 → 06/04/2025
  6. THIRD COAST INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2024 → 06/04/2024
  7. WESCO INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/04/2020 → 06/04/2024
  8. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KReplaced
    SURETY · eff 10/01/2013 → 08/22/2022
  9. SCOTTSDALE INDEMNITY COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2016 → 06/04/2020
  10. NATIONAL CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2014 → 06/04/2016
  11. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/04/2012 → 06/04/2014
  12. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KReplaced
    SURETY · eff 08/22/2013 → 10/01/2013
  13. PACIFIC FINANCIAL ASSOCIATION, INC.$750KReplaced
    TRUST FUND · eff 02/19/2008 → 08/22/2013
  14. STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA$1MCancelled
    BIPD/Primary · eff 06/04/2011 → 06/04/2012
  15. STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA$750KCancelled
    BIPD/Primary · eff 06/04/2008 → 06/01/2012

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle32 inspections · 37.5% OOS · National 22%
Driver71 inspections · 2.8% OOS · National 6.7%

Crash record (US, last 24 months)

Total

5

Tow-away

5

Injury

2

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
66
on file (MCS-150)
Drivers
66
66 hold a CDL
Annual mileage
3.2M mi
reported 2026
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi40 drivers
  • Interstate · <100 mi26 drivers
Company officer
PATRICIA EVERLY
Operation
Interstate
D-U-N-S
10811924
Registered since
2008-04-04
Last MCS-150 update
2026-05-20
Census status
Active

Fleet: 66 trucks · 15 owned tractors · 114 owned trailers · 51 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

42 events
  1. 06/04/2026Insurance filed — RLI INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy LFT0013681

  2. 06/04/2026Insurance ended — MS Transverse Insurance Company

    policy TINCA7810841

  3. 05/20/2026MCS-150 update filed

    3.2M mi reported (2026)

  4. 11/07/2025Insurance cancelled — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2022060129

  5. 09/13/2025Insurance cancelled — MS TRANSVERSE INSURANCE COMPANY

    BIPD/Primary · policy TINCA7810841

  6. 08/18/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2025)

  7. 08/18/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2025)

  8. 06/26/2025Insurance cancelled — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  9. 06/04/2025Insurance filed — MS Transverse Insurance Company

    Liability (BIPD) — BMC-91X · policy TINCA7810841

  10. 06/04/2025Insurance replaced — MS TRANSVERSE INSURANCE COMPANY

    BIPD/Primary · policy TINCA7810841

  11. 06/04/2025Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  12. 05/30/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/02/2025)

  13. 05/30/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/02/2025)

  14. 06/04/2024Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00017700

  15. 06/04/2024Insurance cancelled — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WMC1864505

  16. 05/08/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/04/2024)

  17. 05/08/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/04/2024)

  18. 08/22/2022Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2013060021

  19. 06/04/2020Insurance replaced — SCOTTSDALE INDEMNITY COMPANY

    BIPD/Primary · policy LFI0000345

  20. 06/04/2016Insurance replaced — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy LFO0001281

  21. 06/04/2014Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TF663126

  22. 10/01/2013Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy 2013060021

  23. 08/22/2013Insurance replaced — PACIFIC FINANCIAL ASSOCIATION, INC.

    TRUST FUND · policy NONE

  24. 06/04/2012Insurance cancelled — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 500102-03

  25. 06/01/2012Insurance cancelled — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 300102

  26. 05/08/2012COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/05/2012)

  27. 05/08/2012CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/05/2012)

  28. 09/18/2011Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy 2001VGKLD2952

  29. 06/04/2011Insurance replaced — STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA

    BIPD/Primary · policy TFM 300102

  30. 09/18/2010Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy 2001VGKLD2782

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2010-03-02
Last review
2024-06-07
📄

MCS-150 registration

Form date
2026-05-20
Reported mileage
3,177,982 mi (2026)
📜

Changes on file

FMCSA census history

  1. January, 2021

    First on-record entry — KOPF LEASING INCORPORATED, ELKHART, IN

⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 5, 2026, 2:21 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.