Violation code

387.403B

Freight Forwarder - No evidence of public liability and property damage insurance

Not in SMSNon-OOS· FMCSA A&I All Violations

387.403B is a Other violation under 49 CFR §387.403B. It is not scored in the SMS. Nationally it was cited 54 times in the last five years, with an OOS rate of 0.0%.

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National roadside inspection stats

as of 8/20/2026

Inspections

that found this code

Violations

total written

OOS rate

0.0%

0 OOS

Source: FMCSA roadside inspection data (last 5 years). The OOS rate is the share of these violations that led the officer to mark the driver or vehicle out of service.

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Not used in SMS BASIC scoring

Recorded on your inspection report and visible on the PSP, but contributes 0 points to CSA BASIC scores — even if cited Out-of-Service.

Violation group: Other
Regulation §: 387.403B
Severity weight: N/A
Used in SMS: No
Status: Active
Updated: 8/20/2026

Last updated August 2026

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What 387.403B means — and how to avoid it

In plain English

In plain terms, 387.403B is cited for freight Forwarder - No evidence of public liability and property damage insurance.

What the inspector checks

•The specific condition described by this violation

How to prevent it

✓Address the underlying issue during your pre-trip and maintenance routine

How it affects your CSA

0 CSA points

387.403B is not scored in the SMS. It adds 0 CSA points — even if written out-of-service — but it still appears on the inspection report and the driver’s PSP.

General guidance from the violation’s FMCSA classification — not legal advice, and not a substitute for the inspector’s findings or 49 CFR.

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Challenging 387.403B through FMCSA DataQs

If this violation was written incorrectly, here are the angles trucking-safety managers use to contest it. Playbook: Codes not used in SMS scoring.

Common ways to challenge this code

Not used in SMS — should not affect BASIC
This code is on the inspection report but is excluded from SMS BASIC scoring per Appendix A. Use DataQs to correct the underlying data quality issue if the code was written in error, but understand it does not affect the CSA percentile.
Evidence that wins
- ✓FMCSA SMS Methodology Appendix A reference
- ✓Underlying inspection report

Common pitfalls — avoid these

⚠These codes still appear on PSP — challenge the data if the cite was wrong

⚡ Draft a challenge for 387.403B →Read the DataQs guide first

Other Other codes

Codes under the same FMCSA violation group

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Frequently asked questions about 387.403B

What does violation 387.403B mean?

387.403B is the FMCSA roadside-inspection violation code for "Freight Forwarder - No evidence of public liability and property damage insurance", part of the Other group, cited under 49 CFR §387.403B.

What BASIC does 387.403B affect?

387.403B is not scored in any CSA BASIC. It is recorded on the inspection report and appears on the PSP, but it contributes 0 points to a carrier's SMS BASIC percentiles.

Is 387.403B an out-of-service (OOS) violation?

No. 387.403B is not an out-of-service violation, so on its own it does not trigger an out-of-service order at the roadside.

How many CSA points does 387.403B add?

387.403B adds 0 CSA points because it is not used in SMS scoring, even when written out of service.

How can a driver prevent 387.403B?

Address the underlying issue during your pre-trip and maintenance routine.

Can 387.403B be challenged through DataQs?

Yes. If you believe 387.403B was recorded in error, you can file a Request for Data Review (RDR) through the FMCSA DataQs system with supporting evidence. A successful challenge can remove or correct the violation on your record.

Keep going

CSA points calculator How to challenge a violation Draft a DataQs letter for 387.403B Carrier CSA lookup CSA glossary

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