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Authorized · PropertyUSDOT 928052· MC400011· CARRIER· EIN 91-1865801
⬇ PDF report

S & C EXPRESS

Legal: LORENZO A CARDENAS

4400 PHILADELPHIA ST 73, CHINO, CA, 91710(909) 821-4949lorenzine28@gmail.comLORENZO CARDENAS
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Vehicle OOS
23.1%
above 22% national avg
Driver OOS
17.2%
above 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
Driver OOS 17.2% — above the 6.7% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC400011

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 04/30/2026
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC· policy URG-04422
Authority history (17) ▾
04/02/2026CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/04/2026)
01/26/2026CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/26/2026)
01/27/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2025)
04/18/2023CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/08/2023)
01/27/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2022)
01/25/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/25/2021)
01/27/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2020)
01/25/2019CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/19/2019)
01/25/2011CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2011)
01/25/2010CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/17/2010)
01/25/2007CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/23/2007)
11/13/2006CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/08/2006)
01/26/2006CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2006)
12/07/2005MOTOR PROPERTY CONTRACT CARRIERREINSTATED
02/27/2004CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/08/2004)
03/05/2003CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/19/2003)
03/15/2001MOTOR PROPERTY CONTRACT CARRIERGRANTED→ REVOKED (02/28/2005)
Insurance history16 insurers on record
Filing timeline (44) ▾
  1. SUTTON SPECIALTY INSURANCE CO$750KCancelled
    BIPD/Primary · eff 02/25/2026 → 04/29/2026
  2. ACCREDITED SURETY AND CASUALTY COMPANY, INC.$750KCancelled
    BIPD/Primary · eff 05/21/2025 → 02/21/2026
  3. ACCREDITED SURETY AND CASUALTY COMPANY, INC.$750KCancelled
    BIPD/Primary · eff 02/21/2025 → 06/18/2025
  4. ACCREDITED SURETY AND CASUALTY COMPANY, INC.$750KReplaced
    BIPD/Primary · eff 02/21/2025 → 05/21/2025
  5. ACCREDITED SURETY AND CASUALTY COMPANY, INC.$750KCancelled
    BIPD/Primary · eff 02/21/2024 → 02/21/2025
  6. ACCREDITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 02/21/2023 → 02/21/2024
  7. ACCREDITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/21/2023 → 09/28/2023
  8. ACCREDITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/21/2023 → 05/15/2023
  9. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 02/21/2022 → 02/21/2023
  10. ACCREDITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 02/21/2023 → 02/21/2023
  11. ACCREDITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 02/21/2023 → 02/21/2023
  12. UNITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/21/2021 → 02/23/2022
  13. HUDSON INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 02/21/2020 → 02/21/2021
  14. CRUSADER INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/21/2019 → 02/21/2020
  15. CRUSADER INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/21/2018 → 02/21/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle26 inspections · 23.1% OOS · National 22%
Driver29 inspections · 17.2% OOS · National 6.7%

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
4
on file (MCS-150)
Drivers
4
4 hold a CDL
Annual mileage
0.1M mi
reported 2023
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi4 drivers
Company officer
LORENZO CARDENAS
Operation
Interstate
Registered since
2001-01-25
Last MCS-150 update
2024-09-20
Census status
Active

Fleet: 4 trucks · 4 owned tractors · 6 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

60 events
  1. 04/30/2026Insurance filed — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    Liability (BIPD) — BMC-91X · policy URG-04422

  2. 04/29/2026Insurance cancelled — SUTTON SPECIALTY INSURANCE CO

    BIPD/Primary · policy WHI01000005142-00

  3. 04/02/2026CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/04/2026)

  4. 02/21/2026Insurance cancelled — ACCREDITED SURETY AND CASUALTY COMPANY, INC.

    BIPD/Primary · policy 1BWHCA1901463607-01

  5. 01/26/2026CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/26/2026)

  6. 06/18/2025Insurance cancelled — ACCREDITED SURETY AND CASUALTY COMPANY, INC.

    BIPD/Primary · policy 1BWHCA1901463607-01

  7. 05/21/2025Insurance replaced — ACCREDITED SURETY AND CASUALTY COMPANY, INC.

    BIPD/Primary · policy 1BWHCA1901463607-01

  8. 02/21/2025Insurance cancelled — ACCREDITED SURETY AND CASUALTY COMPANY, INC.

    BIPD/Primary · policy 1BWHCA1901463607-00

  9. 01/27/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/24/2025)

  10. 09/20/2024MCS-150 update filed

    0.1M mi reported (2023)

  11. 02/21/2024Insurance replaced — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-CWH-CA-19-S0116260-00

  12. 09/28/2023Insurance cancelled — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-CWH-CA-19-S0116260-00

  13. 05/15/2023Insurance cancelled — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-CWH-CA-19-S0116260-00

  14. 04/18/2023CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/08/2023)

  15. 02/21/2023Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP80703 00

  16. 02/21/2023Insurance replaced — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-CWH-CA-19-S0116260-00

  17. 02/23/2022Insurance cancelled — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP63593 00

  18. 01/27/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/24/2022)

  19. 02/21/2021Insurance cancelled — HUDSON INSURANCE COMPANY

    BIPD/Primary · policy BUI-010001

  20. 01/25/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/25/2021)

  21. 02/21/2020Insurance cancelled — CRUSADER INSURANCE COMPANY

    BIPD/Primary · policy CTP-016554

  22. 01/27/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/24/2020)

  23. 02/21/2019Insurance cancelled — CRUSADER INSURANCE COMPANY

    BIPD/Primary · policy CTP-015805

  24. 01/25/2019CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/19/2019)

  25. 02/21/2018Insurance replaced — SENTRY SELECT INSURANCE COMPANY

    BIPD/Primary · policy A0053589001

  26. 03/31/2016Insurance cancelled — LANCER INSURANCE COMPANY

    BIPD/Primary · policy CM0052562

  27. 02/21/2016Insurance replaced — LANCER INSURANCE COMPANY

    BIPD/Primary · policy CM0052562

  28. 02/21/2011Insurance cancelled — CRUSADER INSURANCE COMPANY

    BIPD/Primary · policy CTP-010848

  29. 01/25/2011CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/24/2011)

  30. 02/21/2010Insurance cancelled — CRUSADER INSURANCE COMPANY

    BIPD/Primary · policy CTP-010192

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2026-07-28
📄

MCS-150 registration

Form date
2024-09-20
Reported mileage
128,914 mi (2023)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 5, 2026, 6:32 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.