VCVioCodes
Carrier Vetting Report
Generated Oct 14, 2026
viocodes.yuriance.net
F & Z TRUCKING LLC
USDOT 864726 · MC396067 · EIN 47-3420609 · AUTHORIZED FOR Property
4105 W 22ND LANE, YUMA, AZ, 85364
(928) 366-4862 · ZENAIDA GARCIA
100
Low risk
Risk factors
No red flags in the public FMCSA record
Snapshot
Operating authority
Active
Liability insurance
$750K on file
Safety rating
Not rated
Power units / drivers
6 / 5
Inspections / CSA pts (24mo)
24 / 268
Crashes (24 mo)
0
Authority & insurance
Common
None
Contract
Active
Broker
None
UNITED FINANCIAL CASUALTY COMPANY — $750K BIPD · policy CA989892167 · eff 11/27/2024
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate15.8% · nat 22%
Driver OOS rate4.3% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance190 pts
Driver Fitness39 pts
Hours-of-Service Compliance29 pts
Unsafe Driving10 pts
Other2 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 393.75A3-TAOL | Vehicle Maintenance | 1 | 1 | 30 |
| 383.23A2-LCDLN | Driver Fitness | 1 | 1 | 30 |
| 393.9A-LSLIWR | Vehicle Maintenance | 1 | 1 | 24 |
| 395.8E-HOSPD | Hours-of-Service Compliance | 1 | 21 | |
| 396.17C-PI | Vehicle Maintenance | 3 | 20 | |
| 393.75A1-TEPBM | Vehicle Maintenance | 1 | 16 | |
| 393.48A-BIBD | Vehicle Maintenance | 2 | 16 | |
| 393.23-LEU | Vehicle Maintenance | 1 | 1 | 12 |
| 393.45D-B | Vehicle Maintenance | 2 | 12 | |
| 393.9A-LSML | Vehicle Maintenance | 2 | 10 |
Most inspected states
CA19
AZ5
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 2.35 | 2.35 | — | steady |
| Hours-of-Service Compliance | 0.20 | 0.20 | — | steady |
| Driver Fitness | 0.97 | 0.99 | — | ▲ worse |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 4.35 | 4.35 | ≈47–51% | steady |
Latest inspection 2026-10-07. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Merced County, CA · medium impact
• Review the inspections from Merced County, CA to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 34% (3 OOS) · Brakes 27% · Tires 24% (1 OOS)
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 25 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 5 inspections, 6 violations, 4 OOS, 2 clean · improving.
1. Vehicle Maintenance3 viol · 2 OOS · 50%
393.75A3-TAOL, 396.17C-PI, 393.23-LEU
✓ Gauge/thump every tire on the walk-around, including inner duals
✓ Replace before tread hits the limit and correct low pressure immediately
≈ 5 clean inspections would cut this BASIC ~25% (to 3.262).
2. Driver Fitness2 viol · 2 OOS · 33%
383.23A2-LCDLN, 392.2-MCSR
✓ Track CDL, medical card, and endorsement expirations ahead of time
✓ Keep the DQ file complete and the medical card on the driver
≈ 5 clean inspections would cut this BASIC ~25% (to 0.728).
3. Hours-of-Service Compliance1 viol · 17%
395.8E-HOSPD
✓ Log in and annotate the ELD correctly every day; fix edits promptly
✓ Plan trips around available hours — never falsify a log
≈ 5 clean inspections would cut this BASIC ~25% (to 0.15).
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Equipment — 11 vehicles seen in inspections
6 truck5 trailer
Company profile
Officer
ZENAIDA GARCIA
Annual mileage
0.5M mi (2023)
CDL drivers
5
Registered since
2000-03-20
Operation
Interstate
Connections — 1 carriers
Shares identifiers with 1 carrier.
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| GMAR LLC | 3634650 | officer | strong |
Activity history (recent)
04/28/2026 — MCS-150 update filed
0.5M mi reported (2023)
11/27/2024 — Insurance filed — UNITED FINANCIAL CASUALTY COMPANY
Liability (BIPD) — BMC-91X · policy CA989892167
11/27/2024 — Insurance replaced — WILSHIRE INSURANCE COMPANY
BIPD/Primary · policy BA2487291
11/23/2015 — Insurance name changed — WILSHIRE INSURANCE COMPANY
BIPD/Primary · policy BA2487291
10/21/2015 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/23/2015)
03/30/2015 — Insurance replaced — WILSHIRE INSURANCE COMPANY
BIPD/Primary · policy BA2487291
01/04/2005 — Insurance cancelled — WILSHIRE INSURANCE COMPANY
BIPD/Primary · policy BA2487291
12/06/2000 — MOTOR PROPERTY CONTRACT CARRIER — GRANTED
03/20/2000 — Registered with FMCSA
AUTHORIZED FOR HIRE
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/864726.