CSA
Authorized · PropertyUSDOT 834269· MC369088· CARRIER· EIN 98-0219652
⬇ PDF report

PAYNE TRANSPORTATION LTD

1-435 LUCAS AVENUE, CENTREPORT, MB, R4B 0A7(204) 953-1480amcnicholl@gopayne.comTHOMAS R. PAYNE
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Northbridge General Insurance Corporation
Vehicle OOS
21.9%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
4
none fatal
Red flags
None
nothing flagged
92
/ 100

Risk factors

Low riskVioCodes score
4 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC369088

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 12/31/2024
Northbridge General Insurance Corporation· policy P04209809
ON FILEProperty broker surety — BMC-84$75K coverageeff 10/01/2026
Atlantic Specialty Insurance Company· policy 800238294
ENDED 10/01/2026Property broker surety — BMC-84$75K coverageeff 02/01/2017
The Guarantee Company of North America USA· policy TM5154510
Authority history (10) ▾
12/30/2016BROKERINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (12/29/2016)
12/28/2016COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (12/27/2016)
12/28/2016CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (12/27/2016)
11/22/2013PROPERTY BROKERGRANTED
07/03/2006COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/12/2006)
01/12/2006COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/30/2006)
01/12/2006CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/30/2006)
10/17/2001MOTOR PROPERTY CONTRACT CARRIERGRANTED
05/09/2001COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (05/29/2001)
11/15/1999MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history6 insurers on record
Filing timeline (26)
  1. NATIONAL INTERSTATE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 12/23/201612/31/2024
  2. THE GUARANTEE COMPANY OF NORTH AMERICA USAName Changed
    SURETY · eff 10/01/201302/01/2017
  3. NATIONAL INTERSTATE INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 07/27/200901/30/2017
  4. NATIONAL INTERSTATE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/27/200912/23/2016
  5. THE GUARANTEE COMPANY OF NORTH AMERICA USA$750KCancelled
    SURETY · eff 10/01/201312/04/2013
  6. NATIONAL INTERSTATE INSURANCE COMPANY$750KCancelled
    CARGO · eff 07/11/200608/04/2011
  7. NATIONAL INTERSTATE INSURANCE COMPANY$5MReplaced
    BIPD/Primary · eff 01/10/200607/27/2009
  8. NATIONAL INTERSTATE INSURANCE COMPANY$750KCancelled
    CARGO · eff 01/10/200607/28/2006
  9. NATIONAL INTERSTATE INSURANCE COMPANY$750KCancelled
    CARGO · eff 04/01/200307/28/2006
  10. NATIONAL INTERSTATE INSURANCE COMPANY$750KReplaced
    CARGO · eff 04/01/200307/11/2006
  11. NATIONAL INTERSTATE INSURANCE COMPANY$5MName Changed
    BIPD/Primary · eff 04/01/200302/14/2006
  12. NATIONAL INTERSTATE INSURANCE COMPANY$750KName Changed
    CARGO · eff 04/01/200302/14/2006
  13. NATIONAL INTERSTATE INSURANCE COMPANY$5MReplaced
    BIPD/Primary · eff 04/01/200301/10/2006
  14. NATIONAL INTERSTATE INSURANCE COMPANY$750KReplaced
    CARGO · eff 04/01/200301/10/2006
  15. NATIONAL INTERSTATE INSURANCE COMPANY$750KReplaced
    CARGO · eff 01/10/200604/01/2003

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle64 inspections · 21.9% OOS · National 22%
Driver126 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

126 inspections · 33 violations (8 OOS) · 13% of inspections had an OOS finding.

126
Inspections
33
Violations
8
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

17
total

Most inspected in · top 8 states

  • ND7
  • SD6
  • MN4
  • WI3
  • MT2
  • AK2
  • FL1
  • WY1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 22.7% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in ND

Medium impact

24 of 83 violations in the last 12 months (29%) came from inspections in ND. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from ND to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Following / lane / reckless violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 6% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing21 violations (24 mo)
Following / lane / reckless10 viol37%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation6× · 13%
  • 392.2-SLLFCState/Local Laws - Following too closely1× · 9%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other1× · 6%
Speeding4 viol18%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit3× · 12%
  • 392.2-SLLSWZState/Local Laws - Speeding work/construction zone1× · 6%
Seat belt2 viol17%
  • 392.16-DDriver - Failed to use seat belt while operating a CMV2× · 17%
Other3 viol16%
  • 392.2-INATDriver- Inattentive or Distracted Driving2× · 15%
  • 392.2-SLLUPState/Local Laws - Unlawfully parking /leaving vehicle on roadway1× · 1%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 4 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Log / ELD device violations are the leading contributor to Hours-of-Service Compliance

Low impact

Estimated Hours-of-Service Compliance percentile of 21% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing19 violations (24 mo)
Log / ELD device17 viol73%
  • 395.24HOS (ELD) - ELD Form and Manner14× · 60%
  • 395.30B2-ELDDFC24HOS (ELD) - Driver failing to certify the record immediately after the final required entry has been made or corrected for the 24 hour period.2× · 7%
  • 395.24C2III-ELDSDNHOS (ELD) - Driver failing to manually input or verify shipping document number.1× · 5%
Following / lane / reckless1 viol25%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time1× · 25%
Other1 viol2%
  • 395.24C2IIIDriver failed to manually add shipping document number1× · 2%
What to do
  • Make sure the ELD is registered, working, and drivers know how to log in and certify daily
Projected estimatecould improve up to 11 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Brakes violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 58% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing64 violations · 24 OOS (24 mo)
Brakes5 OOS31 viol42%
  • 393.45B2-B-AIRAir Brake - Hose/tubing damaged or not secured9× · 10%
  • 393.45B2-BHTDAir Brake - Hose/tubing damage into the outer reinforcement ply.3× · 6%
  • 393.55D1-BAir Brake - ABS malfunction lamp defective on truck-tractor manufactured on or after March 1, 1997 and each single unit CMV on or after 1998.4× · 5%
Tires8 OOS8 viol26%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS7× · 22%
  • 393.75A1-TFBMFTires - Front, belt material/casing ply showing in tread area1× · 4%
Lighting / lamps5 OOS15 viol15%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.2× · 4%
  • 393.9A-HLLHLighting - Headlamp(s) fail to operate on low and high beam1× · 2%
  • 393.9A-LRLILighting - Tail lamp - Any inoperative1× · 2%
Load securement4 OOS4 viol10%
  • 393.130C-CHVEHeavy Vehicles/Equipment - Improper securement of heavy vehicles, equipment or machinery with crawler tracks or wheels4× · 10%
What to do
  • Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
  • Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 34 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Improving
14
Inspections
10
Violations
2
Out-of-service
10
Clean
Where the violations are
Vehicle Maintenance 60%Hours-of-Service Compliance 20%Unsafe Driving 10%Other 10%
Focus here first
1Vehicle Maintenance
6 violations · 2 OOS · 60% of recent
  • 393.55D1-B×2Air Brake - ABS malfunction lamp defective on truck-tractor manufactured on or after March 1, 1997 and each single unit CMV on or after 1998.
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS · OOS
  • 393.75A1-TFBMFTires - Front, belt material/casing ply showing in tread area · OOS
Do this
  • Check brake adjustment and listen for air leaks every pre-trip
  • Fix air-loss and warning-light faults before dispatch; put brakes on the PM schedule
2Hours-of-Service Compliance
2 violations · 20% of recent
  • 395.24HOS (ELD) - ELD Form and Manner
  • 395.24C2III-ELDSDNHOS (ELD) - Driver failing to manually input or verify shipping document number.
Do this
  • Log in and annotate the ELD correctly every day; fix edits promptly
  • Plan trips around available hours — never falsify a log
3Unsafe Driving
1 violation · 10% of recent
  • 392.16-DDriver - Failed to use seat belt while operating a CMV
Do this
  • Coach speed and following distance — Unsafe Driving points are weighted heavily
  • Hands off the phone; always belt up
Repeat offenders (same code, multiple times)
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

227
Inspections
197
Violations
42
Out-of-service
935
CSA points
103
Crashes
37
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

94 distinct vehicles seen in this carrier’s roadside inspections.

46 trailer 45 truck 2 other 1 incomplete vehicle
2024 WESTERN STAR 49X Chassisseen 3×
5KJJBWDR5RPVF1330· CRS790 MB
1993 FONTAINE TRAILER CO. Fontaine Trailer Co.seen 3×
13N1482C2P1550184· TK5775 MB
2016 VOLVO TRUCK VNLseen 3×
4V4NC9EH8GN928687· CJP108 MB
2015 MANAC TRAILERS USA Manacseen 3×
5MC125316F3147608· TH6147 MB
2015 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRDM9627FH725176· TG6782 MB
2018 FREIGHTLINER Coronadoseen 2×
3ALXFB004JDJW2185· CRX236 MB
2024 KENWORTH T680seen 2×
1XKYDP9X6RJ974285· CPE473 MB
2022 WILSON Wilsonseen 2×
1W1K55320N6631183· TH7166 MB
2020 KENWORTH T680seen 2×
1XKYDP9X5LJ952138· CPA440 MB
2001 WESTERN STAR 5900seen 2×
2WKRDD3JX1K966851· CPN889 MB
2025 BWS TRAILER BWS Trailerseen 2×
2XBB6GY39SA000041· TJ9182 MB
2019 KENWORTH T680seen 2×
1XKYDP9XXKJ997879· CRS731 MB
UNKseen 2×
2T9DL5ABXJA133211· TJ4421 MB
2018 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR2JSJW5193· PDU149 MB
2016 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRDM9625GH729888· TB3888 MB
2022 VOLVO TRUCK VNRseen 2×
4V4WC9EJ9NN305289· CRX162 MB
2020 VOLVO TRUCK VNLseen 2×
4V4NC9EH1LN229993· PDT243 MB
2019 VOLVO TRUCK VNLseen 2×
4V4NC9EH2KN209511· CPX019 MB
2016 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRDM9629GH729893· TB3893 MB
2015 TRIPLE E INDUSTRIESseen 2×
2LDSD482XFG058900· TJ3902 MB
2016 WESTERN STAR 5700seen 2×
5KJJBHD51GLHG7742· CSU917 MB
2020 FREIGHTLINER Cascadia
3AKJHHDR6LSMC4301· CJV321 MB
1988 GREAT DANE TRAILERS Great Dane Trailers
1GRAA0628JB123888· TC7066 MB
2024 WESTERN STAR 49X Chassis
5KJJBWD18RPVD8369· CPN798 MB
2019 MAC TRAILER MANUFACTURING MAC TRAILER MANUFACTURING
5MAPA5020KA046878· TE6980 MB
1988 GREAT DANE TRAILERS Great Dane Trailers
1GRAA0625JB123895· TC7073 MB
2022 WESTERN STAR 5700
5KJJBHDR8NLNM5992· CKK534 MB
1988 GREAT DANE TRAILERS Great Dane Trailers
1GRAA062XJB128641· TC8082 MB
2006 PETERBILT 379
1XP5DB9X96N899229· CSC190 MN
1983 GREAT DANE TRAILERS Great Dane Trailers
1GRAA0621DK227840· TG1816 MN

+ 64 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

4

Tow-away

4

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
149
on file (MCS-150)
Drivers
159
159 hold a CDL
Annual mileage
15.8M mi
reported 2025
Recordable crash rate
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi159 drivers
Company officer
THOMAS R. PAYNE
Operation
Interstate · Hazmat
D-U-N-S
251294187
Registered since
1999-10-19
Last MCS-150 update
2026-05-04
Census status
Active

Fleet: 149 trucks · 6 owned tractors · 197 owned trailers · 143 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs with 330 other carriers — review the connections below as part of your vetting.

330
Connected carriers
330
Fleet-transfer links
3
Most shared VINs
1
Strong links
Strong· 1
1
BISON TRANSPORT INC
USDOT 245330Active· WINNIPEG, MB
Strong
Shared VIN · 3
3AKJHHDR5LSLP62594V4NC9EH6LN251925UNKNOWN0000000000
Medium· 4
ROCKPORT CARRIER CO INC
USDOT 729617Active· MOOSE JAW, SK
Medium
Shared VIN · 2
1W15532AXL66282651TKJ04822MM026317
SEARCY TRUCKING LTD
USDOT 349364Active· WINNIPEG, MB
Medium
Shared VIN · 2
3AKJHHDR3NSNE33285KJJBHDR5KLKU5712
TITANIUM TRUCKING SERVICES INC
USDOT 1392048Active· BOLTON, ON
Medium
Shared VIN · 2
4V4NC9EH9NN3136444V4NC9EHXNN313636
USDOT 1604690
USDOT 1604690
Medium
Shared VIN · 2
4U3J05334HL0166001XKWD49X18J936158

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

34 events
  1. 10/01/2026Insurance filed — Atlantic Specialty Insurance Company

    Property broker surety — BMC-84 · policy 800238294

  2. 10/01/2026Insurance ended — The Guarantee Company of North America USA

    policy TM5154510

  3. 05/04/2026MCS-150 update filed

    15.8M mi reported (2025)

  4. 12/31/2024Insurance filed — Northbridge General Insurance Corporation

    Liability (BIPD) — BMC-91X · policy P04209809

  5. 12/31/2024Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy NIFAM1000395800

  6. 02/01/2017Insurance filed — The Guarantee Company of North America USA

    Property broker surety — BMC-84 · policy TM5154510

  7. 02/01/2017Insurance name changed — THE GUARANTEE COMPANY OF NORTH AMERICA USA

    SURETY · policy TM5154510

  8. 01/30/2017Insurance name changed — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy NIFAM1000395800

  9. 12/30/2016BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/29/2016)

  10. 12/28/2016COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/27/2016)

  11. 12/28/2016CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/27/2016)

  12. 12/23/2016Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy NIFAM1000395800

  13. 12/04/2013Insurance cancelled — THE GUARANTEE COMPANY OF NORTH AMERICA USA

    SURETY · policy TM5154510

  14. 11/22/2013PROPERTY BROKER — GRANTED
  15. 08/04/2011Insurance cancelled — NATIONAL INTERSTATE INSURANCE COMPANY

    CARGO · policy NIFAM1000395800

  16. 07/27/2009Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy FAM1000395800

  17. 07/28/2006Insurance cancelled — NATIONAL INTERSTATE INSURANCE COMPANY

    CARGO · policy FAM1000395800

  18. 07/11/2006Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    CARGO · policy FAM1000395800

  19. 07/03/2006COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/12/2006)

  20. 02/14/2006Insurance name changed — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy NIFAM1000395800

  21. 01/12/2006COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/30/2006)

  22. 01/12/2006CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/30/2006)

  23. 01/10/2006Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    BIPD/Primary · policy NIFAM1000395800

  24. 04/01/2003Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY

    CARGO · policy FAM1000395800

  25. 04/01/2003Insurance replaced — VIRGINIA SURETY COMPANY, INC.

    BIPD/Primary · policy FAM1000395800

  26. 01/06/2002Insurance name changed — VIRGINIA SURETY COMPANY, INC.

    BIPD/Primary · policy FAM1000395800

  27. 11/30/2001Insurance replaced — VIRGINIA SURETY COMPANY, INC.

    BIPD/Primary · policy FAM1000395800

  28. 10/17/2001MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  29. 05/09/2001COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/29/2001)

  30. 05/09/2001Insurance replaced — VIRGINIA SURETY COMPANY, INC.

    BIPD/Primary · policy FAM1000395800

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Rated
2007-03-28
Last review
2007-03-22
📄

MCS-150 registration

Form date
2026-05-04
Reported mileage
15,796,851 mi (2025)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 21, 2026, 1:52 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.