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Authorized · PropertyUSDOT 786781· MC353894· CARRIER· EIN 38-3440786
⬇ PDF report

USDOT 786781

Vetting snapshot
Authority
Active
operating authority
Insurance
$10M BIPD
Ace American Insurance Company
Vehicle OOS
6.3%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
None
nothing flagged
94
/ 100

Risk factors

Low riskVioCodes score
3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC353894

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$10M on file
$5M required
Cargo
On file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$10M coverageeff 06/30/2022
Ace American Insurance Company· policy ISA H1073261A
ON FILECargo — BMC-34$5K coverageeff 08/01/2010
AGCS Marine Insurance Company· policy MXI 93021623
Authority history (2) ▾
08/27/2010MOTOR PROPERTY COMMON CARRIERGRANTED
04/09/1999MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history7 insurers on record
Filing timeline (8) ▾
  1. INTERSTATE FIRE & CASUALTY CO.$3MReplaced
    BIPD/Excess · eff 05/01/2021 → 06/30/2022
  2. XL SPECIALTY INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 08/01/2015 → 06/30/2022
  3. ZURICH AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 05/01/2021 → 06/30/2022
  4. XL SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 08/01/2015 → 05/01/2021
  5. AMERICAN GUARANTEE & LIABILITY INS. CO.$3MReplaced
    BIPD/Excess · eff 05/01/2021 → 05/01/2021
  6. COMMERCE AND INDUSTRY INSURANCE$5MReplaced
    BIPD/Primary · eff 08/01/2009 → 08/01/2015
  7. COMMERCE AND INDUSTRY INSURANCE$1MReplaced
    BIPD/Primary · eff 08/01/1999 → 08/01/2009
  8. COMMERCE AND INDUSTRY INSURANCE$1MReplaced
    BIPD/Primary · eff 08/01/1998 → 08/01/1999

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle63 inspections · 6.3% OOS · National 22%
Driver84 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

84 inspections · 0 violations (0 OOS) · —% of inspections had an OOS finding.

84
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

0
Inspections
0
Violations
0
Out-of-service
0
CSA points
58
Crashes
14
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

1

Fatal

0

Activity history

12 events
  1. 06/30/2022Insurance filed — Ace American Insurance Company

    Liability (BIPD) — BMC-91X · policy ISA H1073261A

  2. 06/30/2022Insurance replaced — INTERSTATE FIRE & CASUALTY CO.

    BIPD/Excess · policy USZ00030320

  3. 06/30/2022Insurance replaced — XL SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy UEC0001736

  4. 06/30/2022Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 4525418

  5. 05/01/2021Insurance replaced — XL SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy AEC0046342

  6. 05/01/2021Insurance replaced — AMERICAN GUARANTEE & LIABILITY INS. CO.

    BIPD/Excess · policy SXS 4179946

  7. 08/01/2015Insurance replaced — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy 7557770

  8. 08/27/2010MOTOR PROPERTY COMMON CARRIER — GRANTED
  9. 08/01/2010Insurance filed — AGCS Marine Insurance Company

    Cargo — BMC-34 · policy MXI 93021623

  10. 08/01/2009Insurance replaced — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy CA7665295

  11. 08/01/1999Insurance replaced — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy CA 766 52 95

  12. 04/09/1999MOTOR PROPERTY CONTRACT CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2023-05-31
Last review
2023-05-25
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 21, 2026, 4:53 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.