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Authorized · PropertyUSDOT 735909· MC632198· CARRIER· EIN 20-8713467
⬇ PDF report

USDOT 735909

Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Protective Insurance Company
Vehicle OOS
5.4%
below 22% national avg
Driver OOS
6%
below 6.7% national avg
Crashes 24mo
5
none fatal
Red flags
None
nothing flagged
90
/ 100

Risk factors

Low riskVioCodes score
5 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC632198

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 08/05/2026
Protective Insurance Company· policy MF005334
ENDED 08/05/2026Liability (BIPD) — BMC-91X$2M coverageeff 08/05/2026
Gemini Insurance Company· policy GVE100357102
ENDED 08/05/2026Liability (BIPD) — BMC-91X$2M coverageeff 08/05/2025
Starstone Specialty Insurance Company· policy AXS00516570P
Authority history (18) ▾
07/09/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/05/2025)
07/21/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/28/2023)
06/08/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/20/2023)
04/03/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/14/2023)
08/04/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/05/2022)
07/11/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/01/2022)
08/04/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/05/2021)
07/09/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/29/2021)
07/09/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/05/2020)
07/09/2019COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/30/2019)
07/09/2018COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/08/2018)
07/10/2017COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/28/2017)
02/21/2017COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/27/2017)
07/09/2015COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/03/2015)
06/02/2014MOTOR PROPERTY COMMON CARRIERGRANTED
07/09/2009COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/29/2009)
08/14/2008COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/14/2008)
01/30/2008MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history15 insurers on record
Filing timeline (42) ▾
  1. GEMINI INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 08/05/2025 → 09/03/2025
  2. CRUM & FORSTER SPECIALTY INSURANCE COMPANY$2MCancelled
    BIPD/Excess · eff 08/05/2023 → 08/05/2025
  3. NORTH RIVER INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 08/05/2024 → 08/05/2025
  4. STARSTONE SPECIALTY INSURANCE COMPANY$2MReplaced
    BIPD/Excess · eff 05/10/2023 → 08/05/2025
  5. CRUM & FORSTER INDEMNITY COMPANY$1MReplaced
    BIPD/Primary · eff 08/05/2023 → 08/05/2024
  6. CRUM & FORSTER SPECIALTY INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 08/05/2018 → 08/17/2023
  7. CRUM & FORSTER SPECIALTY INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 08/05/2018 → 08/05/2023
  8. UNITED STATES FIRE INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 06/16/2023 → 08/05/2023
  9. UNITED STATES FIRE INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 04/13/2023 → 07/05/2023
  10. UNITED STATES FIRE INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 04/13/2023 → 06/16/2023
  11. HALLMARK SPECIALTY INSURANCE COMPANY$2MReplaced
    BIPD/Excess · eff 08/05/2019 → 05/10/2023
  12. CRUM & FORSTER INDEMNITY COMPANY$1MCancelled
    BIPD/Primary · eff 08/05/2022 → 04/28/2023
  13. CRUM & FORSTER INDEMNITY COMPANY$1MReplaced
    BIPD/Primary · eff 08/05/2022 → 04/13/2023
  14. ARCH INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/05/2021 → 08/05/2022
  15. ARCH INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/05/2020 → 08/05/2021

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle56 inspections · 5.4% OOS · National 22%
Driver84 inspections · 6% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

84 inspections · 0 violations (0 OOS) · —% of inspections had an OOS finding.

84
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

0
Inspections
0
Violations
0
Out-of-service
0
CSA points
22
Crashes
6
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Crash record (US, last 24 months)

Total

5

Tow-away

5

Injury

1

Fatal

0

Activity history

60 events
  1. 08/05/2026Insurance filed — Protective Insurance Company

    Liability (BIPD) — BMC-91X · policy MF005334

  2. 08/05/2026Insurance filed — Gemini Insurance Company

    Liability (BIPD) — BMC-91X · policy GVE100357102

  3. 08/05/2026Insurance ended — Gemini Insurance Company

    policy GVE100357102

  4. 08/05/2026Insurance ended — Starstone Specialty Insurance Company

    policy AXS00516570P

  5. 09/03/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100357101

  6. 08/05/2025Insurance filed — Starstone Specialty Insurance Company

    Liability (BIPD) — BMC-91X · policy AXS00516570P

  7. 08/05/2025Insurance cancelled — CRUM & FORSTER SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy SEO-125321

  8. 08/05/2025Insurance replaced — NORTH RIVER INSURANCE CO.

    BIPD/Primary · policy 506-9101122

  9. 08/05/2025Insurance replaced — STARSTONE SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy AXS7000088#1

  10. 07/09/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/05/2025)

  11. 08/05/2024Insurance replaced — CRUM & FORSTER INDEMNITY COMPANY

    BIPD/Primary · policy 506-9073357

  12. 08/17/2023Insurance cancelled — CRUM & FORSTER SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy SEO-103013

  13. 08/05/2023Insurance replaced — CRUM & FORSTER SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy SEO-103013

  14. 08/05/2023Insurance replaced — UNITED STATES FIRE INSURANCE CO.

    BIPD/Primary · policy 506-9048229

  15. 07/21/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/28/2023)

  16. 07/05/2023Insurance cancelled — UNITED STATES FIRE INSURANCE CO.

    BIPD/Primary · policy 506-9048229

  17. 06/16/2023Insurance replaced — UNITED STATES FIRE INSURANCE CO.

    BIPD/Primary · policy 506-9048229

  18. 06/08/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/20/2023)

  19. 05/10/2023Insurance replaced — HALLMARK SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy 77HX195460

  20. 04/28/2023Insurance cancelled — CRUM & FORSTER INDEMNITY COMPANY

    BIPD/Primary · policy 506-9048229

  21. 04/13/2023Insurance replaced — CRUM & FORSTER INDEMNITY COMPANY

    BIPD/Primary · policy 506-9048229

  22. 04/03/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/14/2023)

  23. 08/05/2022Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy FBCAT0367305

  24. 08/04/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/05/2022)

  25. 07/11/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/01/2022)

  26. 08/05/2021Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy FBCAT0367304

  27. 08/04/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/05/2021)

  28. 07/09/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/29/2021)

  29. 09/05/2020Insurance cancelled — CRUM & FORSTER SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy SEO-105152

  30. 08/05/2020Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy FBCAT0367303

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2017-09-19
Last review
2020-10-26
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 21, 2026, 10:53 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.