VCVioCodes
Carrier Vetting Report
Generated Oct 19, 2026
viocodes.yuriance.net
PANORAMA TOURS INC
USDOT 637916 · MC299288 · EIN 22-3394137 · AUTHORIZED FOR Passenger
480 MAIN AVENUE STE 8, WALLINGTON, NJ, 07057
(973) 470-9700 · JOSEPH ZAK
94
Low risk
Risk factors
3 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$5M on file
Safety rating
Satisfactory
Power units / drivers
20 / 36
Inspections / CSA pts (24mo)
47 / 101
Crashes (24 mo)
3
Authority & insurance
Common
Active
Contract
None
Broker
None
Lancer Insurance Company of New Jersey — $5M BIPD · policy BA2900053 · eff 12/01/2025
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate4.3% · nat 22%
Driver OOS rate2.3% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance80 pts
Driver Fitness11 pts
Unsafe Driving10 pts
Other1 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 393.45D-BAAL | Vehicle Maintenance | 2 | 1 | 30 |
| 393.9A-LHLI | Vehicle Maintenance | 1 | 18 | |
| 393.9A-LBL | Vehicle Maintenance | 1 | 12 | |
| 383.23A2-LCDLN | Driver Fitness | 1 | 1 | 10 |
| 392.2-SLLS4 | Unsafe Driving | 1 | 10 | |
| 393.9A-LCL | Vehicle Maintenance | 2 | 8 | |
| 393.95A4-EENA | Vehicle Maintenance | 1 | 6 | |
| 393.9A-LIL | Vehicle Maintenance | 1 | 6 | |
| 383.71H | Driver Fitness | 1 | 1 | |
| 390.21TB2-DOT | — | 1 | 0 |
Most inspected states
NJ29
PA16
US1
DE1
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 0.54 | 0.54 | — | steady |
| Hours-of-Service Compliance | 0.00 | 0.00 | ≈0–0% | steady |
| Driver Fitness | 0.12 | 0.12 | — | steady |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 1.86 | 1.86 | ≈18–22% | steady |
Latest inspection 2026-10-10. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Northampton County, PA · medium impact
• Review the inspections from Northampton County, PA to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Hours-of-Service Compliance needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 55% · Brakes 38% (1 OOS) · Emergency equipment 8%
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 14 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
Crash record — 3 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 09/05/2025 | LACKAWAXEN, PA | ✓ | ||
| 06/21/2025 | NEW YORK NEW YORK, NY | 1 | ||
| 11/12/2024 | PARAMUS BORO, NJ | ✓ |
Equipment — 19 vehicles seen in inspections
18 bus1 incomplete vehicle
Company profile
Officer
JOSEPH ZAK
Annual mileage
0.8M mi (2025)
CDL drivers
36
Registered since
1996-04-19
Operation
Interstate
Connections — 1 carriers
Shares identifiers with 1 carrier (1 via shared VINs).
Activity history (recent)
09/17/2026 — MCS-150 update filed
0.8M mi reported (2025)
12/01/2025 — Insurance filed — Lancer Insurance Company of New Jersey
Liability (BIPD) — BMC-91X · policy BA2900053
12/01/2025 — Insurance cancelled — LANCER INSURANCE COMPANY OF NEW JERSEY
BIPD/Primary · policy BA2900053
05/12/2023 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (06/20/2023)
12/01/2020 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
11/04/2020 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/25/2020)
09/11/2020 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
01/21/2020 — Insurance name changed — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
12/18/2019 — Insurance replaced — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
12/17/2019 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (12/19/2019)
11/01/2015 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
10/05/2015 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (10/15/2015)
03/13/2012 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
02/15/2012 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (03/07/2012)
06/25/2009 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
02/13/2006 — Insurance cancelled — LANCER INSURANCE COMPANY
BIPD/Excess · policy XS192054
01/19/2006 — Insurance replaced — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA157380
01/19/2005 — Insurance replaced — LANCER INSURANCE COMPANY
BIPD/Primary · policy BA143955
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/637916.