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Authorized · PropertyUSDOT 565021· MC242895· CARRIER· EIN 20-2405807
⬇ PDF report

FRATE INC

Legal: FRATE HOLDING CO

1335 DONALDSON HWY, UNIT 6A,, ERLANGER, KY, 41018(859) 586-3800invoices@frateinc.comDAVID ADAMSON
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA
Vehicle OOS
28.6%
above 22% national avg
Driver OOS
11.8%
above 6.7% national avg
Crashes 24mo
2
1 fatal
Red flags
None
nothing flagged
45
/ 100

Risk factors

High riskVioCodes score
1 fatal crash in the last 24 monthsVehicle OOS 28.6% — above the 22% national averageDriver OOS 11.8% — above the 6.7% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Payment risk — red flags
Broker bond
Not on file
required
Cancellation filed
None
Authority
Inactive
10 past revocations
Registered
32 yrs
since 06/02/1994
  • No active broker bond on file — a bond is required to operate. High non-payment risk.
  • Broker authority is inactive, not active.
  • Bond has changed hands 4 times across 2 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC242895

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
Inactive
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
On file
not required
Bond / surety
Not on file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 06/05/2024
SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA· policy S2168791
ON FILECargo — BMC-34eff 10/25/2016
THE CINCINNATI INSURANCE CO.· policy EPP 023 20 23
Authority history (15) ▾
07/03/2024MOTOR PROPERTY CONTRACT CARRIERREINSTATED
11/02/2016MOTOR PROPERTY CONTRACT CARRIERREINSTATED→ REVOKED (06/04/2024)
04/04/2007CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/20/2007)
03/06/2006CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/06/2006)
03/07/2005CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/23/2005)
04/02/2004BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/05/2004)
03/26/2004BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/29/2004)
03/05/2004CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/05/2004)
05/03/2000BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/06/2000)
05/03/2000CONTRACTINVOLUNTARY REVOCATION
05/03/2000CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/14/2000)
06/04/1997CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/24/1997)
09/24/1996PROPERTY BROKERGRANTED→ REVOKED (05/11/2004)
07/20/1994MOTOR PROPERTY CONTRACT CARRIERGRANTED→ REVOKED (10/19/2016)
07/23/1991PROPERTY BROKERGRANTED→ TRANSFERRED (06/01/1995)
Insurance history10 insurers on record
Filing timeline (33) ▾
  1. ACE AMERICAN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 10/01/2019 → 05/29/2024
  2. OLD REPUBLIC INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/16/2016 → 10/25/2019
  3. OLD REPUBLIC INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 09/16/2016 → 10/01/2019
  4. OLD REPUBLIC INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 09/08/2011 → 10/19/2016
  5. THE CINCINNATI INSURANCE CO.$750KName Changed
    CARGO · eff 05/07/2012 → 10/19/2016
  6. THE CINCINNATI INSURANCE CO.$750KReplaced
    CARGO · eff 04/01/2011 → 05/07/2012
  7. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    SURETY · eff 04/16/2009 → 10/07/2011
  8. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 05/01/2007 → 10/07/2011
  9. OLD REPUBLIC INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 10/01/2011 → 09/08/2011
  10. AUTO OWNERS INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 05/01/2007 → 09/08/2011
  11. AUTO OWNERS INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2007 → 07/20/2011
  12. THE CINCINNATI INSURANCE CO.$750KReplaced
    CARGO · eff 04/01/2008 → 04/01/2011
  13. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    CARGO · eff 05/01/2007 → 07/27/2007
  14. OLD REPUBLIC INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 10/01/2006 → 05/01/2007
  15. SCOTTSDALE INSURANCE COMPANY$700KCancelled
    BIPD/Excess · eff 06/14/2006 → 05/01/2007

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle21 inspections · 28.6% OOS · National 22%
Driver34 inspections · 11.8% OOS · National 6.7%

Crash record (US, last 24 months)

Total

2

Tow-away

1

Injury

1

Fatal

1

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
19
on file (MCS-150)
Drivers
16
16 hold a CDL
Annual mileage
0.8M mi
reported 2024
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi11 drivers
  • Interstate · <100 mi5 drivers
Company officer
DAVID ADAMSON
Operation
Interstate
Registered since
1994-06-02
Last MCS-150 update
2025-09-11
Census status
Active

Fleet: 19 trucks · 7 owned tractors · 16 owned trailers · 5 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

50 events
  1. 09/11/2025MCS-150 update filed

    0.8M mi reported (2024)

  2. 07/03/2024MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
  3. 06/05/2024Insurance filed — SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA

    Liability (BIPD) — BMC-91X · policy S2168791

  4. 05/29/2024Insurance cancelled — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISAH25290112

  5. 10/25/2019Insurance cancelled — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z-35726

  6. 10/01/2019Insurance replaced — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z-35726

  7. 11/02/2016MOTOR PROPERTY CONTRACT CARRIER — REINSTATED

    REVOKED (06/04/2024)

  8. 10/25/2016Insurance filed — THE CINCINNATI INSURANCE CO.

    Cargo — BMC-34 · policy EPP 023 20 23

  9. 10/19/2016Insurance name changed — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z-35726

  10. 10/19/2016Insurance name changed — THE CINCINNATI INSURANCE CO.

    CARGO · policy CPA 366 12 16

  11. 05/07/2012Insurance replaced — THE CINCINNATI INSURANCE CO.

    CARGO · policy CPA 366 12 16

  12. 10/07/2011Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    SURETY · policy 097714 66049953

  13. 09/08/2011Insurance replaced — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z-35726

  14. 09/08/2011Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 46-734996-02

  15. 07/20/2011Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 46 734996 02

  16. 04/01/2011Insurance replaced — THE CINCINNATI INSURANCE CO.

    CARGO · policy CPP 366 12 16

  17. 07/27/2007Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    CARGO · policy 074614 52734996

  18. 05/01/2007Insurance replaced — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z35726

  19. 05/01/2007Insurance cancelled — SCOTTSDALE INSURANCE COMPANY

    BIPD/Excess · policy XLS0000712

  20. 05/01/2007Insurance cancelled — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy CAO0196860

  21. 05/01/2007Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 46-734996-02

  22. 04/04/2007CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/20/2007)

  23. 10/01/2006Insurance replaced — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy CAO0196860

  24. 06/14/2006Insurance replaced — OLD REPUBLIC INSURANCE COMPANY

    BIPD/Primary · policy Z35726

  25. 04/01/2006Insurance cancelled — CLARENDON NATIONAL INS. CO.

    BIPD/Primary · policy DSHN00001859

  26. 03/06/2006CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/06/2006)

  27. 10/01/2005Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 46-734996-01

  28. 04/01/2005Insurance cancelled — CLARENDON NATIONAL INS. CO.

    BIPD/Primary · policy DSHN00001280

  29. 03/07/2005CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/23/2005)

  30. 05/05/2004Insurance name changed — CONTRACTOR'S BONDING AND INSURANCE COMPANY

    SURETY · policy KY0085

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2007-03-02
Last review
2006-12-18
📄

MCS-150 registration

Form date
2025-09-11
Reported mileage
796,808 mi (2024)
⚡

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ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 6, 2026, 10:57 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.