CSA
Authorized · PropertyUSDOT 527307· MC260825· CARRIER· EIN 61-1119473
⬇ PDF report

FISTER DISTRIBUTION INC

2335 PALUMBO DRIVE, LEXINGTON, KY, 40509(859) 269-5053dispatch@fditrucking.comMICHAEL FISTER
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Vanliner Insurance Company
Vehicle OOS
41.2%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
2
none fatal
Red flags
None
nothing flagged
71
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 41.2% — well above the 22% national average2 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC260825

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
On file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 07/20/2026
Vanliner Insurance Company· policy MGA389650000
ON FILECargo — BMC-34$5K coverageeff 07/20/2022
Vanliner Insurance Company· policy CGV 3896501-00
Authority history (8) ▾
06/24/2019COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/19/2019)
06/24/2019CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/19/2019)
12/21/1999COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/21/2000)
12/21/1999CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/21/2000)
01/30/1993COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (03/03/1993)
01/30/1993CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (03/03/1993)
01/26/1993MOTOR PROPERTY COMMON CARRIERGRANTED
01/26/1993MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history7 insurers on record
Filing timeline (25)
  1. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$750KReplaced
    CARGO · eff 07/20/201907/20/2022
  2. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$1MReplaced
    BIPD/Primary · eff 07/20/201907/20/2022
  3. NEW HAMPSHIRE INSURANCE CO.$750KCancelled
    CARGO · eff 05/01/201807/27/2019
  4. WESCO INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 05/01/201807/20/2019
  5. NEW HAMPSHIRE INSURANCE CO.$750KReplaced
    CARGO · eff 05/01/201907/20/2019
  6. NEW HAMPSHIRE INSURANCE CO.$750KReplaced
    CARGO · eff 05/01/201805/01/2019
  7. VANLINER INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/201505/01/2018
  8. HANOVER INSURANCE CO.$750KReplaced
    CARGO · eff 05/01/201105/01/2018
  9. VANLINER INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/200805/01/2015
  10. VANLINER INSURANCE COMPANY$750KReplaced
    CARGO · eff 05/01/200205/01/2011
  11. VANLINER INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 05/01/200205/01/2008
  12. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$750KReplaced
    BIPD/Primary · eff 05/01/200005/01/2002
  13. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$750KReplaced
    CARGO · eff 05/01/200005/01/2002
  14. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$750KCancelled
    BIPD/Primary · eff 05/01/199906/15/2000
  15. TRANSGUARD INSURANCE COMPANY OF AMERICA INC.$750KCancelled
    CARGO · eff 08/01/199906/15/2000

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle17 inspections · 41.2% OOS · National 22%
Driver45 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

45 inspections · 34 violations (6 OOS) · 13% of inspections had an OOS finding.

45
Inspections
34
Violations
6
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

15
total

Most inspected in · top 8 states

  • KY13
  • IN6
  • TN4
  • MT2
  • NC1
  • FL1
  • OH1
  • SD1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 41.2% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Jackson County, IN

Medium impact

14 of 35 violations in the last 12 months (40%) came from inspections in Jackson County, IN. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Jackson County, IN to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Speeding violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 46% is under the 65% line. In decent shape, but here's what's driving it.

What’s contributing9 violations (24 mo)
Speeding6 viol70%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit2× · 39%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit4× · 31%
Following / lane / reckless2 viol22%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other1× · 17%
  • 392.2-SLLMLState/Local Laws - Failure to maintain lane1× · 6%
Seat belt1 viol8%
  • 392.16Failing to use seat belt while operating a CMV1× · 8%
What to do
  • Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
  • Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected estimatecould improve up to 33 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Log / ELD device violations are the leading contributor to Hours-of-Service Compliance

Low impact

Estimated Hours-of-Service Compliance percentile of 44% is under the 65% line. In decent shape, but here's what's driving it.

What’s contributing14 violations (24 mo)
Log / ELD device11 viol61%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.9× · 41%
  • 395.24D-ELDPTHOS (ELD) - On request by an authorized safety official, a driver must produce and transfer from an ELD the driver's hours of service records in accordance with t1× · 14%
  • 395.24C2III-ELDSDNHOS (ELD) - Driver failing to manually input or verify shipping document number.1× · 7%
Following / lane / reckless2 viol32%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time2× · 32%
False log / RODS1 viol7%
  • 395.22H4-ELDBRODSHOS (ELD) - In-Vehicle Information - Failing to have a supply of blank driver's records of duty status graph-grids sufficient to record the driver's duty status a1× · 7%
What to do
  • Make sure the ELD is registered, working, and drivers know how to log in and certify daily
Projected estimatecould improve up to 21 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Tires violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 63% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing12 violations · 7 OOS (24 mo)
Tires5 OOS6 viol74%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS4× · 53%
  • 393.75A3-TAOLTISTires - All others, leaking in tread area and inflation less than 50% of the maximum inflation pressure on tire equipped with ATIS1× · 12%
  • 393.75A3-ATISTires - All others, leaking in tread area with inflation more than 50% of the maximum inflation pressure on tire equipped with ATIS1× · 9%
Lighting / lamps1 OOS1 viol9%
  • 393.9A-LSLILighting - Stop lamps - Any inoperative.1× · 9%
Inspection / repair / DVIR1 viol5%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection1× · 5%
Wheels / rims1 OOS1 viol5%
  • 393.205C-WRWheel/Rim - Wheel fasteners loose/missing/ineffective/broken.1× · 5%
What to do
  • Gauge and thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit; correct low pressure immediately
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 41 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Improving
4
Inspections
4
Violations
1
Out-of-service
1
Clean
Where the violations are
Vehicle Maintenance 50%Unsafe Driving 25%Other 25%
Focus here first
1Vehicle Maintenance
2 violations · 1 OOS · 50% of recent
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS · OOS
  • 393.100C-CCargo - Cargo not secured against shifting
Do this
  • Gauge/thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit and correct low pressure immediately
2Unsafe Driving
1 violation · 25% of recent
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit
Do this
  • Coach speed and following distance — Unsafe Driving points are weighted heavily
  • Hands off the phone; always belt up
3Other
1 violation · 25% of recent
  • 392.2-SLLEWA2State/Local Laws - Excessive weight - 2501-5000 lbs over on an axle/axle groups
Do this
  • Look under the truck for shifted axles and broken/leaking suspension parts
  • Include suspension in scheduled maintenance
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

69
Inspections
70
Violations
18
Out-of-service
305
CSA points
26
Crashes
14
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

69 distinct vehicles seen in this carrier’s roadside inspections.

36 trailer 32 truck 1 incomplete vehicle
2019 VOLVO TRUCK VNRseen 5×
4V4WC9EH4KN207649· A68503 KY
2023 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 5×
5V8VC5327PT311230· 5226880 ME
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 5×
5V8VA5324KM906528· 2940154 ME
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 3×
5V8VA5328KM900487· 11F1X962 KY
2019 VOLVO TRUCK VNRseen 3×
4V4WC9EH8KN208738· A69281 KY
2020 VOLVO TRUCK VNLseen 3×
4V4NC9EJ3LN257622· 57KR8N MO
2020 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 3×
3H3V532C9LT684010· BZ8433 OK
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 3×
5V8VA5322KM900467· 2831282 ME
2019 VOLVO TRUCK VNRseen 3×
4V4WC9EH8KN221232· A71108 KY
2018 VOLVO TRUCK VNLseen 3×
4V4NC9EH5JN961296· A87480 KY
2020 KENWORTH T680seen 3×
1XKYDP9X4LJ387106· 007504A KY
2020 VOLVO TRUCK VNRseen 3×
4V4WC9EH1LN256809· A74339 KY
2020 VOLVO TRUCK VNLseen 3×
4V4NC9EJ5LN246752· 05KR8U MO
2025 VOLVO TRUCK VNRseen 3×
4V4WC9EH5SN689404· 009210A KY
2021 PETERBILT 579seen 2×
1XPBDP9X0MD765602· A8355O KY
2019 VOLVO TRUCK VNRseen 2×
4V4WC9EH7KN215521· A69991 KY
2021 PETERBILT 579seen 2×
1XPBDP9X0MD743955· A79090 KY
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VA5326KM908586· 2841824 ME
2021 PETERBILT 579seen 2×
1XPBDP9X9MD765601· A83549 KY
2021 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VA5324MM100420· 3053401 ME
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC5329KM906468· 2938299 ME
2020 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC5327LT010368· 3051009 ME
2022 KENWORTH T680seen 2×
1XKYDP9X4NJ477293· 009271A KY
2017 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532C4HT084101· 1934LR OK
2020 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VA5322LM007524· 3225057 ME
2019 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VA532XKM906517· 2939913 ME
2020 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC5322LT010956· 2940584 ME
2022 PETERBILT 579seen 2×
1XPBDP9X8ND826552· A86375 KY
2025 VOLVO TRUCK VNL (4)seen 2×
4V4BC9EH0SN692743· 016512A KY
2019 MACK Anthem
1M1AN3GY8KM008524· A73964 KY

+ 39 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

2

Tow-away

1

Injury

3

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
30
on file (MCS-150)
Drivers
23
22 hold a CDL
Annual mileage
2.2M mi
reported 2025
Recordable crash rate
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi21 drivers
  • Intrastate · <100 mi2 drivers
Company officer
MICHAEL FISTER
Operation
Interstate
D-U-N-S
621288554
Registered since
1993-06-15
Last MCS-150 update
2026-07-09
Census status
Active

Fleet: 30 trucks · 4 owned trailers · 29 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs with 7 other carriers — review the connections below as part of your vetting.

7
Connected carriers
7
Fleet-transfer links
4
Most shared VINs
1
Strong links
Strong· 1
1
UNITED VAN LINES LLC
USDOT 77949Active· FENTON, MO
Strong
Shared VIN · 4
1XKWD49XXLR3944104V4NC9EJ3LN2467514V4NC9EJ3LN2576225V8VA5324MM100420

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

31 events
  1. 07/20/2026Insurance filed — Vanliner Insurance Company

    Liability (BIPD) — BMC-91X · policy MGA389650000

  2. 07/09/2026MCS-150 update filed

    2.2M mi reported (2025)

  3. 07/20/2022Insurance filed — Vanliner Insurance Company

    Cargo — BMC-34 · policy CGV 3896501-00

  4. 07/20/2022Insurance replaced — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    CARGO · policy TCP0001692

  5. 07/27/2019Insurance cancelled — NEW HAMPSHIRE INSURANCE CO.

    CARGO · policy 062798967

  6. 07/20/2019Insurance cancelled — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP1629004

  7. 07/20/2019Insurance replaced — NEW HAMPSHIRE INSURANCE CO.

    CARGO · policy 062798967

  8. 06/24/2019COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/19/2019)

  9. 06/24/2019CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/19/2019)

  10. 05/01/2019Insurance replaced — NEW HAMPSHIRE INSURANCE CO.

    CARGO · policy 062798967

  11. 05/01/2018Insurance replaced — VANLINER INSURANCE COMPANY

    BIPD/Primary · policy MRV 3896500-13

  12. 05/01/2018Insurance replaced — HANOVER INSURANCE CO.

    CARGO · policy IHA 8151219

  13. 05/01/2015Insurance replaced — VANLINER INSURANCE COMPANY

    BIPD/Primary · policy TRV3896500

  14. 05/01/2011Insurance replaced — VANLINER INSURANCE COMPANY

    CARGO · policy CGV3896500

  15. 05/01/2008Insurance replaced — VANLINER INSURANCE COMPANY

    BIPD/Primary · policy TRV3896500

  16. 05/01/2002Insurance replaced — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    BIPD/Primary · policy TCP 100192-00

  17. 06/15/2000Insurance cancelled — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    BIPD/Primary · policy GAL000074

  18. 05/01/2000Insurance replaced — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    BIPD/Primary · policy GAL000074

  19. 12/21/1999COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/21/2000)

  20. 12/21/1999CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/21/2000)

  21. 11/24/1999Insurance cancelled — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    BIPD · policy GAL 000 100-00

  22. 08/01/1999Insurance replaced — PACIFIC INDEMNITY CO.

    CARGO · policy 659-92-60

  23. 08/01/1999Insurance replaced — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    CARGO · policy TIM100046

  24. 05/01/1999Insurance replaced — TRANSGUARD INSURANCE COMPANY OF AMERICA INC.

    BIPD/Primary · policy GAL000074

  25. 10/01/1996Insurance replaced — VANLINER INSURANCE COMPANY

    BIPD/Primary · policy BA01121700

  26. 10/01/1996Insurance replaced — THE RELIANCE INSURANCE CO.

    CARGO · policy M0494171

  27. 06/15/1993Registered with FMCSA

    AUTHORIZED FOR HIRE

  28. 01/30/1993COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/03/1993)

  29. 01/30/1993CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/03/1993)

  30. 01/26/1993MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
1996-12-30
Last review
2024-06-17
📄

MCS-150 registration

Form date
2026-07-09
Reported mileage
2,208,641 mi (2025)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 9:55 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.