CSA
Authorized · PropertyUSDOT 518087· MC216868· CARRIER· EIN 38-2837919
⬇ PDF report

S & D CARTAGES COMPANY

1028 ARBROAK WAY, LAKE ORION, MI, 48362(586) 634-1417wdifalco@outlook.comWENDY DIFALCO
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
National Indemnity Company
Vehicle OOS
11.1%
below 22% national avg
Driver OOS
30.4%
above 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
None
nothing flagged
79
/ 100

Risk factors

Moderate riskVioCodes score
Driver OOS 30.4% — above the 6.7% national average3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC216868

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 08/10/2026
National Indemnity Company· policy 70TRB006858
Authority history (11) ▾
07/14/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/11/2025)
01/09/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/23/2025)
07/15/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/12/2024)
07/14/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/09/2023)
07/14/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/04/2022)
07/14/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/04/2021)
04/29/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
07/14/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/07/2020)
12/27/2005COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/11/2006)
11/14/2005COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/06/2005)
10/31/1989MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history2 insurers on record
Filing timeline (14) ▾
  1. NATIONAL INDEMNITY COMPANY$750KCancelled
    BIPD/Primary · eff 01/22/2025 → 08/10/2025
  2. NATIONAL INDEMNITY COMPANY$750KName Changed
    BIPD/Primary · eff 08/10/2024 → 02/11/2025
  3. NATIONAL INDEMNITY COMPANY$750KReplaced
    BIPD/Primary · eff 08/10/2024 → 01/22/2025
  4. NATIONAL INDEMNITY COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/2023 → 08/10/2024
  5. NATIONAL INDEMNITY COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/2022 → 08/10/2023
  6. NATIONAL INDEMNITY COMPANY$750KReplaced
    BIPD/Primary · eff 08/10/2023 → 08/10/2023
  7. NATIONAL INDEMNITY COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/2021 → 08/10/2022
  8. NATIONAL INDEMNITY COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/2020 → 08/10/2021
  9. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/2018 → 08/10/2020
  10. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    CARGO · eff 08/10/1989 → 02/23/2020
  11. AUTO OWNERS INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/27/2018 → 08/10/2018
  12. AUTO OWNERS INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 05/23/2011 → 06/27/2018
  13. AUTO OWNERS INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 01/22/2006 → 05/23/2011
  14. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 08/10/1989 → 01/22/2006

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle9 inspections · 11.1% OOS · National 22%
Driver23 inspections · 30.4% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

23 inspections · 57 violations (13 OOS) · 37% of inspections had an OOS finding.

23
Inspections
57
Violations
13
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

17
total

Most inspected in · top 3 states

  • MI28
  • OH1
  • IN1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness

High impact

Estimated Driver Fitness percentile of 97% is at/over the 80% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing14 violations · 9 OOS (24 mo)
Driver qualification / CDL / medical8 OOS13 viol92%
  • 391.41APCMedical (Certificate) - Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency5× · 54%
  • 391.41A-MCPCMedical (Certificate) - Operating a commercial motor vehicle without showing proof of a valid medical certification upon request, but presents proof prior to com5× · 14%
  • 391.11B5-LNCDLNVLLicense - Operate a CMV without a valid operators license, issued by one State or jurisdiction1× · 14%
Other1 OOS1 viol8%
  • 391.11B1-AAge - Operate a CMV while not at least 21 years of age in interstate commerce1× · 8%
What to do
  • Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 26 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Driver out-of-service rate exceeds the national average

High impact

Driver OOS rate is 34.6% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Genesee County, MI

Medium impact

6 of 22 violations in the last 12 months (27%) came from inspections in Genesee County, MI. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Genesee County, MI to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Hours-of-Service Compliance needs attention

Low impact

Estimated Hours-of-Service Compliance percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

▼ Improving
5
Inspections
6
Violations
1
Out-of-service
2
Clean
Where the violations are
Other 50%Vehicle Maintenance 33%Driver Fitness 17%
Focus here first
1Other
3 violations · 50% of recent
Do this
  • Review these violations with drivers and add the fix to your pre-trip and PM routine
2Vehicle Maintenance
2 violations · 33% of recent
  • 393.9A-LCLLighting - Clearance lamp(s) inoperative
  • 393.9A-LILLighting - Identification lamp(s) inoperative
Do this
  • Walk the lights every pre-trip and carry spare bulbs/fuses
  • Clean lenses and check the trailer plug for corrosion
3Driver Fitness
1 violation · 1 OOS · 17% of recent
  • 391.41APCMedical (Certificate) - Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency · OOS
Do this
  • Track CDL, medical card, and endorsement expirations ahead of time
  • Keep the DQ file complete and the medical card on the driver
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

43
Inspections
79
Violations
15
Out-of-service
151
CSA points
32
Crashes
3
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

27 distinct vehicles seen in this carrier’s roadside inspections.

27 incomplete vehicle
2005 GMC C5seen 8×
1GDG5C1E45F906728· BD43367 MI
2023 ISUZU NPR-HDseen 2×
54DC4W1D0PS201395· BD15888 MI
2006 GMC C5seen 2×
1GDG5C1G16F904213· BD07116 MI
2024 ISUZU NPR-HDseen 2×
54DC4W1D3RS200731· BD61763 MI
2023 ISUZU NRRseen 2×
JALE5W16XP7304885· BD55964 MI
2022 ISUZU NPR-HDseen 2×
54DC4W1D2NS203193· BE07579 MI
2005 GMC C5seen 2×
1GDG5C1E85F902441· BD85829 MI
2023 ISUZU NPR-HDseen 2×
JALC4W165P7013608· BD87460 MI
2023 ISUZU NPR-HDseen 2×
54DC4W1D4PS206244· BD53193 MI
2024 ISUZU NPR-HDseen 2×
54DC4W1D2RS213891· BE33503 MI
2023 ISUZU NPR-XD
JALC4W16XP7K03484· BD61775 MI
2020 ISUZU NPR-HD
54DC4W1B4LS805458· BD57226 MI
2018 ISUZU NRR
JALE5W162J7303446· BC21471 MI
2017 ISUZU NRR
JALE5W16XH7304953· BD22769 MI
2023 ISUZU NRR
JALE5W161P7302359· NOPLATE MI
2005 GMC C5
1GDG5C1E75F902656· BD34593 MI
2005 GMC C5
1GDG5C1E55F904485· BD43351 MI
2023 ISUZU NPR-XD
JALC4W16XP7K02318· BD49754 MI
2024 ISUZU NPR-HD
54DC4W1D4RS209373· BD61762 MI
2023 ISUZU NPR-XD
JALC4W168P7K03466· BD55975 MI
2023 ISUZU NPR-HD
54DC4W1D2PS201835· BD22948 MI
2023 CHEVROLET 5500XD
JALEEW161P7308369· BE45527 MI
2025 ISUZU NRR
54DE5W1D6SSR00075· BE60168 MI
2007 GMC C5
1GDG5C1G97F904316· BD85806 MI
2005 GMC C5
1GDG5C1E35F903044· BC96774 MI
2019 ISUZU NRR
JALE5W168K7305266· BD22770 MI
2023 CHEVROLET 5500XD
JALEEW166P7308366· BE45532 MI

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
49
on file (MCS-150)
Drivers
63
0 hold a CDL
Annual mileage
1.6M mi
reported 2023
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · <100 mi4 drivers
  • Intrastate · <100 mi59 drivers
Company officer
WENDY DIFALCO
Operation
Interstate
Registered since
1993-03-30
Last MCS-150 update
2024-02-22
Census status
Active

Fleet: 49 trucks.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Connections

carrier graph

This carrier shares VINs, addresses, phone numbers or emails with 3 other carriers — review the connections below as part of your vetting.

3
Connected carriers
1
Fleet-transfer links
1
Most shared VINs
1
Strong links
Strong· 1
1
S&D CARTAGES LLC
USDOT 4243345Active· LAKE ORION, MI
Strong
EmailPhone
Medium· 1
SNAPPY JOE LLC
USDOT 1717234Active· LAKE ORION, MI
Medium
Address

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

28 events
  1. 08/10/2026Insurance filed — National Indemnity Company

    Liability (BIPD) — BMC-91X · policy 70TRB006858

  2. 08/10/2025Insurance cancelled — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB005639

  3. 07/14/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/11/2025)

  4. 02/11/2025Insurance name changed — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB005639

  5. 01/22/2025Insurance replaced — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB005639

  6. 01/09/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/23/2025)

  7. 08/10/2024Insurance cancelled — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB005084

  8. 07/15/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/12/2024)

  9. 02/22/2024MCS-150 update filed

    1.6M mi reported (2023)

  10. 08/10/2023Insurance cancelled — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB004650

  11. 08/10/2023Insurance replaced — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB005094

  12. 07/14/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/09/2023)

  13. 08/10/2022Insurance cancelled — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB004208

  14. 07/14/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/04/2022)

  15. 08/10/2021Insurance cancelled — NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy 70TRB003645

  16. 07/14/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/04/2021)

  17. 04/29/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  18. 08/10/2020Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 96-844062-00/01

  19. 07/14/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/07/2020)

  20. 02/23/2020Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    CARGO · policy 89461106544399

  21. 08/10/2018Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 96-844062-00

  22. 06/27/2018Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 96-844062-00

  23. 05/23/2011Insurance replaced — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 96-844062-00

  24. 01/22/2006Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 89021106535446

  25. 12/27/2005COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/11/2006)

  26. 11/14/2005COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/06/2005)

  27. 03/30/1993Registered with FMCSA

    AUTHORIZED FOR HIRE

  28. 10/31/1989MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2025-05-14
📄

MCS-150 registration

Form date
2024-02-22
Reported mileage
1,568,000 mi (2023)
⚡

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ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 26, 2026, 11:57 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.