VCVioCodes
Carrier Vetting Report
Generated Sep 22, 2026
viocodes.yuriance.net
LOFFREDO GARDENS INC
USDOT 464273 · MC267510 · EIN 42-1013598 · AUTHORIZED FOR Property
4001 SW 63RD ST, DES MOINES, IA, 50321
(515) 285-3367 · EUGENE LOFFREDO
94
Low risk
Risk factors
3 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Satisfactory
Power units / drivers
78 / 101
Inspections / CSA pts (24mo)
92 / 392
Crashes (24 mo)
3
Authority & insurance
Common
None
Contract
Active
Broker
None
GREAT AMERICAN ASSURANCE COMPANY — $1M BIPD · policy CAPF267204-00 · eff 11/20/2024
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate11.5% · nat 22%
Driver OOS rate2.2% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance224 pts
Unsafe Driving118 pts
Hours-of-Service Compliance39 pts
Other20 pts
Driver Fitness11 pts
Not in SMS4 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 392.2-SLLS2 | Unsafe Driving | 8 | 48 | |
| 392.2-SLLS3 | Unsafe Driving | 2 | 35 | |
| 393.9A-LSLIWR | Vehicle Maintenance | 2 | 2 | 32 |
| 392.2-SLLTCD | Unsafe Driving | 2 | 30 | |
| 393.75A3-TAOL | Vehicle Maintenance | 2 | 2 | 30 |
| 393.9A-LTSI | Vehicle Maintenance | 1 | 1 | 24 |
| 393.55E-B | Vehicle Maintenance | 2 | 20 | |
| 393.9A-LHWS | Vehicle Maintenance | 1 | 18 | |
| 395.3A2-HOSPDIT | Hours-of-Service Compliance | 1 | 1 | 18 |
| 393.9A-LHLI | Vehicle Maintenance | 2 | 18 |
Most inspected states
IA32
IL16
MO13
KS10
WI8
NE7
SD6
Next monthly SMS run — projection
| BASIC | Official (Sep 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 0.60 | 0.61 | ≈25–32% | steady |
| Hours-of-Service Compliance | 0.36 | 0.36 | ≈40–47% | steady |
| Driver Fitness | 0.06 | 0.06 | — | steady |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 3.08 | 3.11 | ≈36–40% | ▲ worse |
Latest inspection 2026-09-18 · 2 new since the Sep 2026 run. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Lafayette County, WI · medium impact
• Review the inspections from Lafayette County, WI to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Speeding violations are the leading contributor to Unsafe Driving · low impact
Speeding 70% · Following / lane / reckless 25% · Other 4%
• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
• Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 16 pts in ~12 months if worked down.
Following / lane / reckless violations are the leading contributor to Hours-of-Service Compliance · low impact
Following / lane / reckless 46% (1 OOS) · False log / RODS 38% · Log / ELD device 10%
• Defensive-driving refresher on following distance and lane discipline
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 19 pts in ~12 months if worked down.
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 52% (3 OOS) · Brakes 29% (3 OOS) · Tires 13% (2 OOS)
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 26 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 12 inspections, 9 violations, 2 OOS, 8 clean · holding steady.
1. Vehicle Maintenance5 viol · 2 OOS · 56%
393.9A-LTSI, 393.9A-LHWS, 393.9A-LSLIWR
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 11 clean inspections would cut this BASIC ~25% (to 2.31).
2. Other3 viol · 33%
392.2-SLLIRP, 395.8A, 392.2-SLLS1
✓ Review these violations with drivers and add the fix to your pre-trip and PM routine
3. Unsafe Driving1 viol · 11%
392.2-SLLTCD
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 19 clean inspections would cut this BASIC ~25% (to 0.45).
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 3 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 04/28/2026 | PLEASANT SPRINGS, WI | 1 | ✓ | |
| 12/19/2025 | BLUE SPRINGS, MO | ✓ | ||
| 10/18/2024 | LENEXA, KS | ✓ |
Equipment — 49 vehicles seen in inspections
32 incomplete vehicle9 trailer8 truck
Company profile
Officer
EUGENE LOFFREDO
Annual mileage
4.1M mi (2024)
CDL drivers
72
Registered since
1991-11-25
Operation
Interstate
Connections — 5 carriers
Shares identifiers with 5 carriers (5 via shared VINs).
Activity history (recent)
01/23/2025 — MCS-150 update filed
4.1M mi reported (2024)
11/20/2024 — Insurance filed — GREAT AMERICAN ASSURANCE COMPANY
Liability (BIPD) — BMC-91X · policy CAPF267204-00
11/20/2024 — Insurance replaced — STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
BIPD/Primary · policy 10104954CA
11/20/2023 — Insurance replaced — STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
BIPD/Primary · policy 10104954CA
11/20/2022 — Insurance replaced — STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
BIPD/Primary · policy 10104954CA
12/22/2021 — Insurance cancelled — STARNET INSURANCE COMPANY
BIPD/Primary · policy XCP 9009721
11/26/2021 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (12/22/2021)
07/23/2020 — MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
07/06/2020 — Insurance name changed — EMCASCO INSURANCE COMPANY
BIPD/Primary · policy 5E0-28-54
06/20/2014 — MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
REVOKED (07/06/2020)
06/09/2014 — Insurance name changed — REGENT INSURANCE COMPANY
BIPD/Excess · policy CBA 0092471
06/09/2014 — Insurance name changed — EMCASCO INSURANCE COMPANY
BIPD/Primary · policy 5E0-28-54
11/20/2013 — Insurance replaced — NATIONWIDE MUTUAL INSURANCE COMP
BIPD/Primary · policy ACP BA 7105865897
12/16/2012 — Insurance cancelled — NATIONWIDE MUTUAL INSURANCE COMP
BIPD/Primary · policy ACP BAPC 7104277437
11/20/2012 — Insurance replaced — NATIONWIDE MUTUAL INSURANCE COMP
BIPD/Primary · policy ACP BAPC 7104277437
11/20/2012 — Insurance replaced — DEPOSITORS INSURANCE COMPANY
BIPD/Primary · policy ACP BAPD 7105865897
11/19/2012 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/28/2012)
11/20/2009 — Insurance replaced — REGENT INSURANCE COMPANY
BIPD/Primary · policy CBA 0092471
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/464273.