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Authorized · PropertyUSDOT 451913· MC219911· CARRIER· EIN 61-1160964
⬇ PDF report

USDOT 451913

Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
The North River Insurance Company
Vehicle OOS
14.3%
below 22% national avg
Driver OOS
2.6%
below 6.7% national avg
Crashes 24mo
5
none fatal
Red flags
None
nothing flagged
90
/ 100

Risk factors

Low riskVioCodes score
5 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC219911

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 11/01/2025
The North River Insurance Company· policy 5821384077
ENDED 11/01/2025Liability (BIPD) — BMC-91X$1M coverageeff 11/01/2025
United States Fire Insurance Company· policy 5069284677
ENDED 11/01/2025Liability (BIPD) — BMC-91X$3M coverageeff 11/01/2025
Gemini Insurance Company· policy GVE100236007
Authority history (26) ▾
10/06/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/03/2025)
10/06/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/03/2025)
10/07/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2024)
10/07/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2024)
08/19/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/28/2024)
08/19/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/28/2024)
10/05/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2023)
10/05/2023CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2023)
10/31/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2022)
10/31/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2022)
10/05/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/27/2022)
10/05/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/27/2022)
07/29/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/30/2020)
07/29/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/30/2020)
07/06/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/10/2020)
07/06/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/10/2020)
10/06/2016COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2016)
10/06/2016CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2016)
11/07/2012COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/20/2012)
11/07/2012CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/20/2012)
Insurance history26 insurers on record
Filing timeline (70) ▾
  1. GEMINI INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 11/01/2025 → 12/25/2025
  2. GEMINI INSURANCE COMPANY$2MReplaced
    BIPD/Excess · eff 11/01/2024 → 11/01/2025
  3. MS TRANSVERSE SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 11/01/2024 → 11/01/2025
  4. OBSIDIAN SPECIALTY INSURANCE COMPANY$2MCancelled
    BIPD/Excess · eff 03/04/2025 → 11/01/2025
  5. GEMINI INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 11/01/2025 → 11/01/2025
  6. ENDURANCE AMERICAN SPECIALTY INSURANCE CO$2MReplaced
    BIPD/Excess · eff 11/01/2023 → 03/04/2025
  7. GEMINI INSURANCE COMPANY$2MCancelled
    BIPD/Excess · eff 11/01/2023 → 12/20/2024
  8. GEMINI INSURANCE COMPANY$2MReplaced
    BIPD/Excess · eff 11/01/2023 → 11/01/2024
  9. TRANSVERSE SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/27/2024 → 11/01/2024
  10. TRANSVERSE SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 11/01/2023 → 09/15/2024
  11. TRANSVERSE SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 11/01/2023 → 08/27/2024
  12. TRANSVERSE SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 11/01/2022 → 11/01/2023
  13. NORTH RIVER INSURANCE CO.$4MReplaced
    BIPD/Excess · eff 11/01/2022 → 11/01/2023
  14. NORTH RIVER INSURANCE CO.$4MReplaced
    BIPD/Excess · eff 11/01/2021 → 11/01/2022
  15. STATE NATIONAL INSURANCE CO., INC.$1MCancelled
    BIPD/Primary · eff 11/01/2021 → 11/01/2022

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle42 inspections · 14.3% OOS · National 22%
Driver78 inspections · 2.6% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

78 inspections · 0 violations (0 OOS) · —% of inspections had an OOS finding.

78
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

0
Inspections
0
Violations
0
Out-of-service
0
CSA points
117
Crashes
24
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Crash record (US, last 24 months)

Total

5

Tow-away

5

Injury

0

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

89 events
  1. 12/25/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100236007

  2. 11/01/2025Insurance filed — The North River Insurance Company

    Liability (BIPD) — BMC-91X · policy 5821384077

  3. 11/01/2025Insurance filed — United States Fire Insurance Company

    Liability (BIPD) — BMC-91X · policy 5069284677

  4. 11/01/2025Insurance ended — United States Fire Insurance Company

    policy 5069284677

  5. 11/01/2025Insurance filed — Gemini Insurance Company

    Liability (BIPD) — BMC-91X · policy GVE100236007

  6. 11/01/2025Insurance ended — Gemini Insurance Company

    policy GVE100236007

  7. 11/01/2025Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100236006

  8. 11/01/2025Insurance cancelled — MS TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TS TS CA0000030 02

  9. 11/01/2025Insurance cancelled — OBSIDIAN SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy AWDXS-00000040-00

  10. 10/06/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/03/2025)

  11. 10/06/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/03/2025)

  12. 03/04/2025Insurance replaced — ENDURANCE AMERICAN SPECIALTY INSURANCE CO

    BIPD/Excess · policy EXT30047463900

  13. 12/20/2024Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100236005

  14. 11/01/2024Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100236005

  15. 11/01/2024Insurance cancelled — TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TS TS CA0000030 01

  16. 10/07/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2024)

  17. 10/07/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2024)

  18. 09/15/2024Insurance cancelled — TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TS TS CA0000030 01

  19. 08/27/2024Insurance replaced — TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TS TS CA0000030 01

  20. 08/19/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/28/2024)

  21. 08/19/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/28/2024)

  22. 11/01/2023Insurance cancelled — TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TS TS CA0000030 00

  23. 11/01/2023Insurance replaced — NORTH RIVER INSURANCE CO.

    BIPD/Excess · policy 582-120009-9

  24. 10/05/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2023)

  25. 10/05/2023CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2023)

  26. 11/01/2022Insurance replaced — NORTH RIVER INSURANCE CO.

    BIPD/Excess · policy 582-117807-6

  27. 11/01/2022Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy LNG20FI1101-01

  28. 10/31/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2022)

  29. 10/31/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2022)

  30. 10/05/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/27/2022)

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2023-01-10
Last review
2023-01-10
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 25, 2026, 5:39 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.