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Authorized · PropertyUSDOT 448238· MC330441· CARRIER· EIN 26-3604581
⬇ PDF report

USDOT 448238

Vetting snapshot
Authority
Active
operating authority
Insurance
$10M BIPD
Ace American Insurance Company
Vehicle OOS
15%
below 22% national avg
Driver OOS
2.4%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
100
/ 100

Risk factors

Low riskVioCodes score
No red flags in the public FMCSA record

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC330441

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$10M on file
$5M required
Cargo
On file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$10M coverageeff 06/30/2022
Ace American Insurance Company· policy ISA H1073261A
ON FILECargo — BMC-34$5K coverageeff 03/16/2019
ZURICH AMERICAN INSURANCE COMPANY· policy BAP 0122462
Authority history (10) ▾
07/19/2019COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/22/2019)
07/19/2019CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/22/2019)
06/28/2019COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/15/2019)
06/28/2019CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/15/2019)
07/27/2017COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/02/2017)
07/27/2017CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/02/2017)
11/17/2014MOTOR PROPERTY COMMON CARRIERGRANTED
11/17/2014MOTOR PROPERTY CONTRACT CARRIERGRANTED
10/28/2003CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/21/2003)
01/22/1998MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history6 insurers on record
Filing timeline (16) ▾
  1. ZURICH AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 05/01/2021 → 06/30/2022
  2. GREENWICH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 04/14/2020 → 05/01/2021
  3. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/16/2019 → 04/14/2020
  4. ZURICH AMERICAN INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 03/16/2019 → 08/21/2019
  5. ZURICH AMERICAN INSURANCE COMPANY$5MName Changed
    CARGO · eff 03/16/2019 → 08/21/2019
  6. STEADFAST INSURANCE COMPANY$4MName Changed
    BIPD/Excess · eff 05/05/2017 → 07/31/2019
  7. ZURICH AMERICAN INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 05/05/2017 → 07/31/2019
  8. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/16/2019 → 03/16/2019
  9. ZURICH AMERICAN INSURANCE COMPANY$5MReplaced
    CARGO · eff 03/16/2019 → 03/16/2019
  10. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/05/2017 → 03/16/2019
  11. COMMERCE AND INDUSTRY INSURANCE$1MCancelled
    BIPD/Primary · eff 11/05/2008 → 08/23/2017
  12. GREENWICH INSURANCE COMPANY$5MReplaced
    BIPD/Excess · eff 10/01/2004 → 05/05/2017
  13. COMMERCE AND INDUSTRY INSURANCE$1MReplaced
    BIPD/Primary · eff 11/05/2008 → 05/05/2017
  14. GREENWICH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 10/01/2004 → 11/05/2008
  15. GREENWICH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 10/01/2003 → 10/01/2004

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle20 inspections · 15% OOS · National 22%
Driver42 inspections · 2.4% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

42 inspections · 0 violations (0 OOS) · —% of inspections had an OOS finding.

42
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

0
Inspections
0
Violations
0
Out-of-service
0
CSA points
32
Crashes
10
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Activity history

25 events
  1. 06/30/2022Insurance filed — Ace American Insurance Company

    Liability (BIPD) — BMC-91X · policy ISA H1073261A

  2. 06/30/2022Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 4525418

  3. 05/01/2021Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy RAD5000575

  4. 04/14/2020Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0122462

  5. 08/21/2019Insurance name changed — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0122462

  6. 07/31/2019Insurance name changed — STEADFAST INSURANCE COMPANY

    BIPD/Excess · policy SXS 0116597

  7. 07/31/2019Insurance name changed — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0116571

  8. 07/19/2019COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/22/2019)

  9. 07/19/2019CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/22/2019)

  10. 06/28/2019COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/15/2019)

  11. 06/28/2019CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/15/2019)

  12. 03/16/2019Insurance filed — ZURICH AMERICAN INSURANCE COMPANY

    Cargo — BMC-34 · policy BAP 0122462

  13. 03/16/2019Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0122462

  14. 08/23/2017Insurance cancelled — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy 7633830

  15. 07/27/2017COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/02/2017)

  16. 07/27/2017CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/02/2017)

  17. 05/05/2017Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Excess · policy UEC000559505

  18. 05/05/2017Insurance replaced — COMMERCE AND INDUSTRY INSURANCE

    BIPD/Primary · policy 7633830

  19. 11/17/2014MOTOR PROPERTY COMMON CARRIER — GRANTED
  20. 11/17/2014MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  21. 11/05/2008Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC000559305

  22. 10/01/2004Insurance replaced — GREENWICH INSURANCE COMPANY

    BIPD/Primary · policy AEC000559304

  23. 10/28/2003CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/21/2003)

  24. 10/23/2003Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy NKA1630477

  25. 01/22/1998MOTOR PROPERTY CONTRACT CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2017-06-06
Last review
2017-03-06
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 7:22 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.