VioCodes logo
Authorized · PropertyUSDOT 447256· MC187705· CARRIER· EIN 33-0392593
⬇ PDF report

USDOT 447256

Vetting snapshot
Authority
Active
operating authority
Insurance
$5M BIPD
ZURICH AMERICAN INSURANCE COMPANY
Vehicle OOS
17.1%
below 22% national avg
Driver OOS
4%
below 6.7% national avg
Crashes 24mo
2
none fatal
Red flags
None
nothing flagged
96
/ 100

Risk factors

Low riskVioCodes score
2 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC187705

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$5M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$5M coverageeff 05/10/2021
ZURICH AMERICAN INSURANCE COMPANY· policy BAP 0125052
Authority history (11) ▾
11/23/2020MOTOR PROPERTY COMMON CARRIERREINSTATED
11/23/2020MOTOR PROPERTY CONTRACT CARRIERREINSTATED
04/13/2017CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/25/2017)
10/28/2003COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/20/2003)
10/28/2003CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/20/2003)
08/22/2002COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/17/2002)
01/08/2002COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/01/2002)
05/10/1995COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/28/1995)
05/10/1995CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/28/1995)
03/20/1992MOTOR PROPERTY CONTRACT CARRIERGRANTED→ REVOKED (11/18/2020)
10/31/1985MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (09/01/2004)
Insurance history7 insurers on record
Filing timeline (26) ▾
  1. ZURICH AMERICAN INSURANCE COMPANY$5MReplaced
    BIPD/Primary · eff 05/10/2020 → 05/10/2021
  2. ZURICH AMERICAN INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 05/10/2016 → 11/18/2020
  3. ZURICH AMERICAN INSURANCE COMPANY$4MName Changed
    BIPD/Excess · eff 05/10/2017 → 11/18/2020
  4. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MCancelled
    BIPD/Primary · eff 05/10/2014 → 05/10/2017
  5. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MReplaced
    BIPD/Primary · eff 05/10/2014 → 05/10/2016
  6. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MReplaced
    BIPD/Primary · eff 05/10/2013 → 05/10/2014
  7. ZURICH AMERICAN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 05/10/2010 → 05/10/2013
  8. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/10/2003 → 05/10/2010
  9. UNDERWRITERS AT LLOYDS LONDON$750KCancelled
    CARGO · eff 08/26/2005 → 08/26/2006
  10. UNDERWRITERS AT LLOYDS LONDON$750KCancelled
    CARGO · eff 08/26/2004 → 08/26/2005
  11. UNDERWRITERS AT LLOYDS LONDON$750KCancelled
    CARGO · eff 08/26/2003 → 08/26/2004
  12. RELIANCE NATIONAL INDEMNITY COMPANY$4MCancelled
    BIPD/Excess · eff 05/10/1998 → 10/23/2003
  13. RELIANCE NATIONAL INDEMNITY COMPANY$1MCancelled
    BIPD/Primary · eff 05/10/1998 → 10/23/2003
  14. UNDERWRITERS AT LLOYDS LONDON$750KCancelled
    CARGO · eff 08/26/2002 → 08/26/2003
  15. ST. PAUL FIRE & MARINE INSURANCE CO.$750KCancelled
    CARGO · eff 06/13/2001 → 07/29/2002

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle158 inspections · 17.1% OOS · National 22%
Driver177 inspections · 4% OOS · National 6.7%

Crash record (US, last 24 months)

Total

2

Tow-away

2

Injury

0

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

35 events
  1. 05/10/2021Insurance filed — ZURICH AMERICAN INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy BAP 0125052

  2. 05/10/2021Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0125052

  3. 11/23/2020MOTOR PROPERTY COMMON CARRIER — REINSTATED
  4. 11/23/2020MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
  5. 11/18/2020Insurance name changed — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 0125052

  6. 05/10/2017Insurance cancelled — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy 5775959

  7. 04/13/2017CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/25/2017)

  8. 05/10/2016Insurance replaced — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy 5775959

  9. 05/10/2014Insurance replaced — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy 5775959

  10. 05/10/2013Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP 3750983-09

  11. 05/10/2010Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy BAP3750983-02

  12. 08/26/2006Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy LMT053647

  13. 08/26/2005Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy LMT042518

  14. 08/26/2004Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy LMT031486

  15. 10/28/2003COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/20/2003)

  16. 10/28/2003CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/20/2003)

  17. 10/23/2003Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    BIPD/Excess · policy NUA 16 33 716

  18. 08/26/2003Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON

    CARGO · policy LMT020554

  19. 08/22/2002COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/17/2002)

  20. 07/29/2002Insurance cancelled — ST. PAUL FIRE & MARINE INSURANCE CO.

    CARGO · policy IM08309998

  21. 01/08/2002COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/01/2002)

  22. 12/09/2001Insurance cancelled — INDIAN HARBOR INSURANCE COMPANY

    CARGO · policy IEC0002862

  23. 05/17/2000Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    CARGO · policy NZB251310302

  24. 06/27/1998Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    CARGO · policy NZB251310301

  25. 06/14/1998Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy NKA201551606

  26. 05/10/1998Insurance replaced — RELIANCE NATIONAL INDEMNITY COMPANY

    CARGO · policy NZB251310301

  27. 05/10/1997Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    CARGO · policy NZB2513103

  28. 05/31/1996Insurance cancelled — RELIANCE NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy NKA201551604

  29. 05/10/1996Insurance replaced — THE CONTINENTAL INSURANCE CO.

    CARGO · policy IMC-821680

  30. 05/10/1996Insurance replaced — RELIANCE NATIONAL INDEMNITY COMPANY

    BIPD/Primary · policy NKA201551604

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2007-07-20
Last review
2026-08-13
⚡

Got a violation you want to contest?

Use the free AI-powered DataQs Drafter to generate a polished challenge letter — quotes the relevant 49 CFR, predicts your grant chance.

Open the Drafter →
ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 28, 2026, 8:57 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.