CSA
Authorized · PropertyUSDOT 4187014· MC1612992· CARRIER· EIN 99-1014271
⬇ PDF report

RUHAAN TRANSPORT INC

1147 VICKSBURG SOUTH DR, GREENWOOD, IN, 46143(510) 861-0756ruhaantransport@gmail.comNAVDEEP SINGH
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Vehicle OOS
33.3%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
1 flag
see details below
55
/ 100

Risk factors

Moderate riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrierVehicle OOS 33.3% — well above the 22% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1612992

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 03/27/2026
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC· policy URG-01791-01
Authority history (4) ▾
11/24/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (12/19/2025)
07/08/2025COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/11/2025)
07/26/2024MOTOR PROPERTY COMMON CARRIERGRANTED
03/07/2024MOTOR PROPERTY COMMON CARRIERDISMISSED
Insurance history2 insurers on record
Filing timeline (12)
  1. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 01/29/202604/27/2026
  2. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KReplaced
    BIPD/Primary · eff 01/29/202603/27/2026
  3. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KReplaced
    BIPD/Primary · eff 12/20/202501/29/2026
  4. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 09/02/202512/20/2025
  5. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 08/04/202510/02/2025
  6. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 08/04/202509/03/2025
  7. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KReplaced
    BIPD/Primary · eff 08/04/202509/02/2025
  8. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 12/20/202408/04/2025
  9. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KReplaced
    BIPD/Primary · eff 08/04/202508/04/2025
  10. GEICO MARINE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 11/20/202412/20/2024
  11. GEICO MARINE INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/02/202412/19/2024
  12. GEICO MARINE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/02/202411/20/2024

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle9 inspections · 33.3% OOS · National 22%
Driver16 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

16 inspections · 40 violations (4 OOS) · 17% of inspections had an OOS finding.

16
Inspections
40
Violations
4
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

14
total

Most inspected in · top 8 states

  • CO4
  • KS3
  • OH3
  • NM2
  • IN2
  • TX1
  • IL1
  • WI1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Following / lane / reckless violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 66% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing3 violations (24 mo)
Following / lane / reckless1 viol45%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other1× · 45%
Seat belt1 viol42%
  • 392.16ADDriver - Failed to use seat belt while operating a CMV.1× · 42%
Speeding1 viol12%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit1× · 12%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 33 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 33.3% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Brakes violations are the leading contributor to Vehicle Maintenance

Medium impact

Estimated Vehicle Maintenance percentile of 79% is close to the 80% intervention line — worth getting ahead of before it crosses.

What’s contributing16 violations · 4 OOS (24 mo)
Brakes2 OOS4 viol29%
  • 393.45B2-BHTDAir Brake - Hose/tubing damage into the outer reinforcement ply.1× · 12%
  • 393.45A-BHTIJAir Brake - Improperly joined such as a splice made by sliding the hose ends over a piece of tubing and clamping the hose to the tube1× · 12%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear1× · 3%
Lighting / lamps1 OOS3 viol24%
  • 393.9A-LSLILighting - Stop lamps - Any inoperative.1× · 16%
  • 393.9A-LLPLLighting - License plate lamp inoperative1× · 4%
  • 393.25A-LLighting - Lamps (other than headlamps), not securely mounted1× · 4%
Tires3 viol21%
  • 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth2× · 16%
  • 393.75A3-ATISTires - All others, leaking in tread area with inflation more than 50% of the maximum inflation pressure on tire equipped with ATIS1× · 5%
Inspection / repair / DVIR2 viol13%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection2× · 13%
What to do
  • Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
  • Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 24 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

False log / RODS violations are the leading contributor to Hours-of-Service Compliance

Low impact

Estimated Hours-of-Service Compliance percentile of 57% is under the 65% line. In decent shape, but here's what's driving it.

What’s contributing5 violations (24 mo)
False log / RODS2 viol84%
  • 395.8E-HOSPDHOS (Property) - No driver may make a false report in connection with a duty status. Explain2× · 84%
Log / ELD device3 viol16%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.2× · 12%
  • 395.22GPortable ELD not mounted in a fixed position and visible to driver1× · 4%
What to do
  • Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
  • Retrain on correct logging and never letting a load pressure a driver into a false entry
Projected estimatecould improve up to 26 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

4
Inspections
9
Violations
3
Out-of-service
1
Clean
Where the violations are
Vehicle Maintenance 67%Not in SMS 22%Unsafe Driving 11%
Focus here first
1Vehicle Maintenance
6 violations · 3 OOS · 67% of recent
  • 393.9A-LSLILighting - Stop lamps - Any inoperative. · OOS
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection
  • 393.45B2-BHTDAir Brake - Hose/tubing damage into the outer reinforcement ply. · OOS
Do this
  • Walk the lights every pre-trip and carry spare bulbs/fuses
  • Clean lenses and check the trailer plug for corrosion
2Not in SMS
2 violations · 22% of recent
  • 392.2WG×2State/Local Laws - Excessive Weight Violations
Do this
  • Review these violations with drivers and add the fix to your pre-trip and PM routine
3Unsafe Driving
1 violation · 11% of recent
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other
Do this
  • Walk the lights every pre-trip and carry spare bulbs/fuses
  • Clean lenses and check the trailer plug for corrosion
Repeat offenders (same code, multiple times)
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

18
Inspections
40
Violations
4
Out-of-service
210
CSA points
0
Crashes
9
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

11 distinct vehicles seen in this carrier’s roadside inspections.

8 trailer 3 truck
2025 FREIGHTLINER Cascadiaseen 8×
3AKJHHDR9SSVW7990· 3754294 IN
2017 GREAT DANE TRAILERS Great Dane Trailersseen 8×
1GRAA0623HW701981· PE28634 IN
2025 FREIGHTLINER Cascadiaseen 5×
3AKJHHDR4SSWC2616· 3748638 IN
2021 VOLVO TRUCK VNLseen 5×
4V4NC9EH5MN275117· 3686529 IN
2019 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 3×
1UYVS2532K2614121· CJ9942 OK
2012 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS2533CU334214· 4LU8407 CA
2021 CIMC REEFER TRAILER,INC CIMC REEFER TRAILER,INC.
527SR5322ML024659· 4VE2427 CA
2017 STOUGHTON TRAILERS Stoughton Trailers
1DW1A5323HB720625· 687F947 IN
2017 GREAT DANE TRAILERS Great Dane Trailers
1GRAA0621HW702224· PE46373 IN
2023 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS2539P3767743· PG11996 IN
2020 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS2534L7876324· PD64237 IN

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
5
on file (MCS-150)
Drivers
7
7 hold a CDL
Annual mileage
0.4M mi
reported 2025
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi7 drivers
Company officer
NAVDEEP SINGH
Operation
Interstate
Registered since
2024-01-30
Last MCS-150 update
2026-03-17
Census status
Active

Fleet: 5 trucks · 5 owned tractors · 4 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs, addresses or officers with 67 other carriers — review the connections below as part of your vetting.

67
Connected carriers
6
Fleet-transfer links
0
Most shared VINs
60
Strong links
Possible reincarnation pattern: ADOPT EXCELLENCE INC (USDOT 3659333, registered 2021) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 60
1
306 BMI INC
USDOT 3574553Active· WOODBURY, NJ
Strong
Officer
2
ADOPT EXCELLENCE INC
USDOT 3659333Inactive· PLEASANTON, CA
Strong
Officer
3
AHS TRANSPORT INC
USDOT 3916822Inactive· FRESNO, CA
Strong
Officer
4
ALLSTATE FREIGHT SYSTEMS INC
USDOT 2643006Active· BRAMPTON, ON
Strong
Officer
5
AUS FREIGHT LLC
USDOT 4360533Active· LATHROP, CA
Strong
Officer
6
BANIPAL TRANSPORT INC
USDOT 3077720Active· MANTECA, CA
Strong
Officer
7
BLACK BULL CARRIER INC
USDOT 3702416Inactive· FRESNO, CA
Strong
Officer
8
BOMBAY TRANS INC
USDOT 2816808Active· MONROE, OH
Strong
Officer
9
CHEEMA TRUCKLINES INC
USDOT 3567805Inactive· SUNNYVALE, CA
Strong
Officer
10
CORE INC
USDOT 3108857Active· BUENA PARK, CA
Strong
Officer
11
DHILLON PB88 INC
USDOT 4550929Active· STEPHENS CITY, VA
Strong
Officer
12
EDGMON LOGISTICS LLC
USDOT 2967852Inactive· AUBURN, WA
Strong
Officer
13
F D S INC
USDOT 1795393Inactive· MADERA, CA
Strong
Officer
14
GURSAHIB TRUCKING LLC
USDOT 4525714Active· INDIANAPOLIS, IN
Strong
Officer
15
GURSHARAN TRANS INC
USDOT 4279404Active· ROSEVILLE, CA
Strong
Officer
16
HANDA FREIGHT INC
USDOT 4278052Active· PANORAMA CITY, CA
Strong
Officer
17
KENT HAWKS TRANSPORT LLC
USDOT 4572215Active· KENT, WA
Strong
Officer
18
KOONER XPRESS LINES LLC
USDOT 4199935Active· YUBA CITY, CA
Strong
Officer
19
KUNDLA'S TRANSPORT INC
USDOT 4030157Inactive· BAKERSFIELD, CA
Strong
Officer
20
L D H TRANS LLC
USDOT 3610661Active· LIVE OAK, CA
Strong
Officer
21
LTS XPRESS LLC
USDOT 3088115Inactive· LANCASTER, PA
Strong
Officer
22
M K CARGO INC
USDOT 3013593Inactive· SAN BERNARDINO, CA
Strong
Officer
23
MAHAR TRANS INC
USDOT 3566185Active· RIALTO, CA
Strong
Officer
24
MAJESTIC TRANSPORT INC
USDOT 3119879Inactive· EASTON, PA
Strong
Officer
25
MAJHA FREIGHT INC
USDOT 4065790Active· MECHANICSBURG, PA
Strong
Officer
26
MEHAR LOGISTICS INC
USDOT 4098333Inactive· ROSEVILLE, CA
Strong
Officer
27
NAB TRANSPORT LLC
USDOT 4535641Active· MANASSAS, VA
Strong
Officer
28
NAV CARRIERS INC
USDOT 3428697Active· YUBA CITY, CA
Strong
Officer
29
NAV LOGISTICS CORP
USDOT 4036905Active· INDIANAPOLIS, IN
Strong
Officer
30
NAVDEEP SINGH
USDOT 1931050Inactive· ELK GROVE, CA
Strong
Officer
31
NAVDEEP SINGH
USDOT 1979532Active· KERMAN, CA
Strong
Officer
32
NAVDEEP SINGH
USDOT 2003143Inactive· FRESNO, CA
Strong
Officer
33
NAVDEEP SINGH
USDOT 2295736Inactive· DAVIS, CA
Strong
Officer
34
NAVDEEP SINGH
USDOT 3096079Active· HAYWARD, CA
Strong
Officer
35
NAVDEEP SINGH
USDOT 3677379Active· SUISUN CITY, CA
Strong
Officer
36
NAVDEEP SINGH
USDOT 2184861Inactive· LIVE OAK, CA
Strong
Officer
37
NAVDEEP TRANSPORT INC
USDOT 4321493Active· FRESNO, CA
Strong
Officer
38
NAWAAB CARRIER INC
USDOT 4351405Active· HOUSTON, TX
Strong
Officer
39
NAWAAB TRANSPORT INC
USDOT 4239868Active· CYPRESS, TX
Strong
Officer
40
NEW LIGHT TRANS INC
USDOT 4237062Active· MANTECA, CA
Strong
Officer
41
NNS TRANSPORT INC
USDOT 4253681Active· LOS ANGELES, CA
Strong
Officer
42
NORTHLINK LOGISTICS LLC
USDOT 4552268Active· HICKSVILLE, NY
Strong
Officer
43
NSB LOGISTICS LLC
USDOT 3151035Active· EASTON, PA
Strong
Officer
44
OUTBACK TRANS INC
USDOT 4500444Active· LATHROP, CA
Strong
Officer
45
PB02 BAL TRANSPORT INC
USDOT 2992994Active· ROWLAND HEIGHTS, CA
Strong
Officer
46
PB09 XPRESS INC
USDOT 3641901Inactive· FONTANA, CA
Strong
Officer
47
PEACE XPRESS INC
USDOT 4481509Active· FONTANA, CA
Strong
Officer
48
PROVIDERS TRUCKING INC
USDOT 4265018Inactive· LINDENWOLD, NJ
Strong
Officer
49
RD LOGISTICS INC
USDOT 3924799Active· BAKERSFIELD, CA
Strong
Officer
50
RELIABLE TRANSPORT SERVICE INC
USDOT 3683554Active· FORT WAYNE, IN
Strong
Officer
51
SANDHU TRANS LOGISTICS INC
USDOT 3993880Inactive· PITTSBURG, CA
Strong
Officer
52
SARDOOL TRANSPORT INC
USDOT 4270358Active· STOCKTON, CA
Strong
Officer
53
SILVER HAWK EXPRESS LLC
USDOT 3710450Inactive· KENT, WA
Strong
Officer
54
SKYLINE CARRIER INC
USDOT 3593175Inactive· MANTECA, CA
Strong
Officer
55
TEJAS TRUCKING LLC
USDOT 4556220Active· PORTAGE, MI
Strong
Officer
56
TM BROTHERS TRANS INC
USDOT 3656642Active· ARTESIA, CA
Strong
Officer
57
TRUBLU LOGISTICS LLC
USDOT 3681283Active· JURUPA VALLEY, CA
Strong
Officer
58
UNITED MAHAR
USDOT 4206808Active· RIALTO, CA
Strong
Officer
59
US MALHI TRANSPORT INC
USDOT 3419823Active· BAKERSFIELD, CA
Strong
Officer
60
WEST COAST TRAN INC
USDOT 3081166Active· LATHROP, CA
Strong
Officer

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

19 events
  1. 04/27/2026Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791-01

  2. 03/27/2026Insurance filed — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    Liability (BIPD) — BMC-91X · policy URG-01791-01

  3. 03/27/2026Insurance replaced — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791-01

  4. 03/17/2026MCS-150 update filed

    0.4M mi reported (2025)

  5. 01/29/2026Insurance replaced — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791-01

  6. 12/20/2025Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  7. 11/24/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/19/2025)

  8. 10/02/2025Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  9. 09/03/2025Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  10. 09/02/2025Insurance replaced — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  11. 08/04/2025Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  12. 08/04/2025Insurance replaced — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-01791

  13. 07/08/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/11/2025)

  14. 12/20/2024Insurance replaced — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300058104

  15. 12/19/2024Insurance cancelled — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300058104

  16. 11/20/2024Insurance replaced — GEICO MARINE INSURANCE COMPANY

    BIPD/Primary · policy 9300058104

  17. 07/26/2024MOTOR PROPERTY COMMON CARRIER — GRANTED
  18. 03/07/2024MOTOR PROPERTY COMMON CARRIER — DISMISSED
  19. 01/30/2024Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Not rated
Type
Rated
Last review
📄

MCS-150 registration

Form date
2026-03-17
Reported mileage
413,000 mi (2025)

Got a violation you want to contest?

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 21, 2026, 10:47 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.