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Authorized · PropertyUSDOT 4162306· MC1605041· CARRIER· EIN 93-4588467
⬇ PDF report

USDOT 4162306

Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
WESTERN NATIONAL MUTUAL INSURANCE CO.
Vehicle OOS
10%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
100
/ 100

Risk factors

Low riskVioCodes score
No red flags in the public FMCSA record

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1605041

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 12/14/2024
WESTERN NATIONAL MUTUAL INSURANCE CO.· policy CPP1360608
Authority history (1) ▾
01/19/2024MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history2 insurers on record
Filing timeline (1) ▾
  1. UNITED FINANCIAL CASUALTY COMPANY$1MReplaced
    BIPD/Primary · eff 12/28/2023 → 12/14/2024

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle10 inspections · 10% OOS · National 22%
Driver22 inspections · 0% OOS · National 6.7%

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

3 events
  1. 12/14/2024Insurance filed — WESTERN NATIONAL MUTUAL INSURANCE CO.

    Liability (BIPD) — BMC-91X · policy CPP1360608

  2. 12/14/2024Insurance replaced — UNITED FINANCIAL CASUALTY COMPANY

    BIPD/Primary · policy CA975669561

  3. 01/19/2024MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 25, 2026, 11:11 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.