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Authorized · PropertyUSDOT 4045882· MC1532033· CARRIER· EIN 92-2947187
⬇ PDF report

USDOT 4045882

Vetting snapshot
Authority
Active
operating authority
Insurance
$2M BIPD
ENDURANCE AMERICAN SPECIALTY INSURANCE CO
Vehicle OOS
3.6%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
98
/ 100

Risk factors

Low riskVioCodes score
1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1532033

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property, Private
Liability (BIPD)
$2M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$2M coverageeff 02/01/2026
ENDURANCE AMERICAN SPECIALTY INSURANCE CO· policy EXT30107640100
ON FILELiability (BIPD) — BMC-91X$2M coverageeff 02/01/2026
HARTFORD CASUALTY INSURANCE COMPANY· policy 22 RHU OI5123
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 12/01/2025
HARTFORD FIRE INSURANCE COMPANY· policy 22UENOI5121
Authority history (1) ▾
05/15/2023MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history8 insurers on record
Filing timeline (10) ▾
  1. GEMINI INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 02/01/2025 → 04/03/2026
  2. ARCH SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Excess · eff 02/01/2025 → 02/01/2026
  3. HARTFORD CASUALTY INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 02/01/2026 → 02/01/2026
  4. OBSIDIAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 12/01/2024 → 12/01/2025
  5. BRIDGEWAY INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 02/01/2024 → 02/01/2025
  6. ARCH SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Excess · eff 02/01/2024 → 02/01/2025
  7. THIRD COAST INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 12/01/2023 → 12/01/2024
  8. GEMINI INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 05/05/2023 → 02/01/2024
  9. ARCH SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Excess · eff 05/05/2023 → 02/01/2024
  10. THIRD COAST INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/05/2023 → 12/01/2023

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle28 inspections · 3.6% OOS · National 22%
Driver30 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

14 events
  1. 04/03/2026Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100346701

  2. 02/01/2026Insurance filed — ENDURANCE AMERICAN SPECIALTY INSURANCE CO

    Liability (BIPD) — BMC-91X · policy EXT30107640100

  3. 02/01/2026Insurance filed — HARTFORD CASUALTY INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy 22 RHU OI5123

  4. 02/01/2026Insurance replaced — ARCH SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy UXP104244004

  5. 02/01/2026Insurance replaced — HARTFORD CASUALTY INSURANCE COMPANY

    BIPD/Excess · policy 22 RHU OI5123

  6. 12/01/2025Insurance filed — HARTFORD FIRE INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy 22UENOI5121

  7. 12/01/2025Insurance replaced — OBSIDIAN INSURANCE COMPANY

    BIPD/Primary · policy LDT-AL-000001051

  8. 02/01/2025Insurance replaced — BRIDGEWAY INSURANCE COMPANY

    BIPD/Excess · policy 8EA7XL0002417

  9. 02/01/2025Insurance replaced — ARCH SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy UXP104244003

  10. 12/01/2024Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00013201

  11. 02/01/2024Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100306501

  12. 02/01/2024Insurance replaced — ARCH SPECIALTY INSURANCE COMPANY

    BIPD/Excess · policy UXP104244002

  13. 12/01/2023Insurance replaced — THIRD COAST INSURANCE COMPANY

    BIPD/Primary · policy FNCAP00013200

  14. 05/15/2023MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2024-06-26
Last review
2024-06-17
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 5, 2026, 12:24 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.