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Authorized · PropertyUSDOT 387872· MC288771· CARRIER· EIN 91-1676484
⬇ PDF report

USDOT 387872

Vetting snapshot
Authority
Active
operating authority
Insurance
$4M BIPD
Gemini Insurance Company
Vehicle OOS
28.6%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
2
none fatal
Red flags
None
nothing flagged
81
/ 100

Risk factors

Low riskVioCodes score
Vehicle OOS 28.6% — above the 22% national average2 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC288771

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$4M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$4M coverageeff 04/12/2025
Gemini Insurance Company· policy GSV500152402
ENDED 04/12/2025Liability (BIPD) — BMC-91X$1M coverageeff 04/12/2024
GuideOne Insurance Company· policy 62H100016
Authority history (24) ▾
03/18/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/12/2024)
03/16/2023CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/13/2023)
07/28/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/11/2022)
07/01/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/11/2022)
03/16/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/13/2022)
03/16/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/13/2021)
02/25/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/24/2021)
03/16/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/14/2020)
08/09/2017CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/10/2017)
07/14/2017CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/20/2017)
08/02/2016CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/03/2016)
07/07/2016CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/01/2016)
01/09/2015CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/12/2015)
12/03/2012CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/04/2012)
11/07/2012CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/14/2012)
09/06/2011CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/21/2011)
03/16/2010CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/13/2010)
03/16/2009CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/10/2009)
03/17/2008CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/14/2008)
03/16/2007CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/13/2007)
Insurance history10 insurers on record
Filing timeline (50) ▾
  1. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 04/12/2024 → 05/10/2025
  2. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 04/12/2024 → 04/12/2025
  3. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MCancelled
    BIPD/Primary · eff 04/12/2023 → 04/12/2024
  4. GENERAL STAR INDEMNITY COMPANY$4MReplaced
    BIPD/Excess · eff 04/12/2023 → 04/12/2024
  5. GENERAL STAR INDEMNITY COMPANY$4MCancelled
    BIPD/Excess · eff 04/12/2022 → 04/12/2023
  6. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MReplaced
    BIPD/Primary · eff 04/12/2022 → 04/12/2023
  7. GENERAL STAR INDEMNITY COMPANY$4MCancelled
    BIPD/Excess · eff 07/28/2022 → 08/07/2022
  8. GENERAL STAR INDEMNITY COMPANY$4MCancelled
    BIPD/Excess · eff 04/17/2020 → 07/28/2022
  9. GENERAL STAR INDEMNITY COMPANY$4MReplaced
    BIPD/Excess · eff 04/12/2022 → 07/28/2022
  10. GENERAL STAR INDEMNITY COMPANY$4MReplaced
    BIPD/Excess · eff 04/17/2020 → 04/12/2022
  11. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MCancelled
    BIPD/Primary · eff 04/12/2021 → 04/12/2022
  12. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MCancelled
    BIPD/Primary · eff 02/04/2021 → 04/12/2021
  13. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MName Changed
    BIPD/Primary · eff 04/12/2020 → 03/30/2021
  14. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$4MName Changed
    BIPD/Excess · eff 04/12/1998 → 03/30/2021
  15. NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA$1MReplaced
    BIPD/Primary · eff 04/12/2020 → 02/04/2021

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle21 inspections · 28.6% OOS · National 22%
Driver30 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

30 inspections · 0 violations (0 OOS) · —% of inspections had an OOS finding.

30
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

0
Inspections
0
Violations
0
Out-of-service
0
CSA points
20
Crashes
6
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Crash record (US, last 24 months)

Total

2

Tow-away

2

Injury

0

Fatal

0

Activity history

75 events
  1. 05/10/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500152401

  2. 04/12/2025Insurance filed — Gemini Insurance Company

    Liability (BIPD) — BMC-91X · policy GSV500152402

  3. 04/12/2025Insurance ended — GuideOne Insurance Company

    policy 62H100016

  4. 04/12/2025Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500152401

  5. 04/12/2024Insurance filed — GuideOne Insurance Company

    Liability (BIPD) — BMC-91X · policy 62H100016

  6. 04/12/2024Insurance cancelled — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy 988-32-38

  7. 04/12/2024Insurance replaced — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664D

  8. 03/18/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/12/2024)

  9. 04/12/2023Insurance cancelled — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664C

  10. 04/12/2023Insurance replaced — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy 988-32-38

  11. 03/16/2023CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/13/2023)

  12. 08/07/2022Insurance cancelled — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664C

  13. 07/28/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/11/2022)

  14. 07/28/2022Insurance cancelled — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664A

  15. 07/28/2022Insurance replaced — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664C

  16. 07/01/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/11/2022)

  17. 04/12/2022Insurance replaced — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG930664A

  18. 04/12/2022Insurance cancelled — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy TP9883238 03

  19. 03/16/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/13/2022)

  20. 04/12/2021Insurance cancelled — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy TP9883238 02

  21. 03/30/2021Insurance name changed — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy TP9883238 02

  22. 03/16/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/13/2021)

  23. 02/25/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/24/2021)

  24. 02/04/2021Insurance replaced — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy TP9883238 02

  25. 04/17/2020Insurance replaced — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Excess · policy 3463206

  26. 04/12/2020Insurance cancelled — NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

    BIPD/Primary · policy TP9883238 01

  27. 03/16/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/14/2020)

  28. 05/11/2019Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy PRA-9194002-06

  29. 04/12/2019Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy PRA-9194002-06

  30. 08/10/2017Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy PRA-9194002-06

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
1997-11-06
Last review
2011-09-30
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 21, 2026, 9:39 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.