CSA
Authorized · PropertyUSDOT 3854391· MC1405976· CARRIER· EIN 83-3253094
⬇ PDF report

TALENT'S MOVING & STORAGE INC

3211 BLACKHAWK TRAIL, CHATTANOOGA, TN, 37406(929) 302-9772talent3000@icloud.comANTHONY FRANCIS
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Vehicle OOS
26.5%
above 22% national avg
Driver OOS
19.2%
above 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
1 flag
see details below
59
/ 100

Risk factors

Moderate riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrierDriver OOS 19.2% — above the 6.7% national average3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1405976

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 04/08/2026
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC· policy URG-04023
Authority history (4) ▾
04/01/2026COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (04/09/2026)
12/18/2024COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (01/09/2025)
02/06/2023COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (02/06/2023)
06/29/2022MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history2 insurers on record
Filing timeline (9)
  1. PROGRESSIVE HAWAII INSURANCE CORP$750KCancelled
    BIPD/Primary · eff 03/09/202604/28/2026
  2. PROGRESSIVE HAWAII INSURANCE CORP$750KReplaced
    BIPD/Primary · eff 03/09/202604/08/2026
  3. PROGRESSIVE HAWAII INSURANCE CORP$750KCancelled
    BIPD/Primary · eff 06/09/202503/09/2026
  4. PROGRESSIVE HAWAII INSURANCE CORP$1MReplaced
    BIPD/Primary · eff 01/02/202506/09/2025
  5. PROGRESSIVE HAWAII INSURANCE CORP$1MCancelled
    BIPD/Primary · eff 02/08/202301/14/2025
  6. PROGRESSIVE HAWAII INSURANCE CORP$1MReplaced
    BIPD/Primary · eff 02/08/202301/02/2025
  7. PROGRESSIVE HAWAII INSURANCE CORP$750KName Changed
    BIPD/Primary · eff 06/24/202203/13/2023
  8. PROGRESSIVE HAWAII INSURANCE CORP$750KReplaced
    BIPD/Primary · eff 02/03/202302/08/2023
  9. PROGRESSIVE HAWAII INSURANCE CORP$750KReplaced
    BIPD/Primary · eff 06/24/202202/03/2023

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle34 inspections · 26.5% OOS · National 22%
Driver52 inspections · 19.2% OOS · National 6.7%

Recommendations

What’s driving each score, what to do about it, and where it could go.

Following / lane / reckless violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 94% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing15 violations (24 mo)
Following / lane / reckless8 viol57%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other4× · 38%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation4× · 20%
Seat belt3 viol23%
  • 392.16ADDriver - Failed to use seat belt while operating a CMV.2× · 18%
  • 392.16B-CPASSCo-Driver - Failed to use seat belt while riding in a property-carrying CMV.1× · 6%
Other2 viol8%
  • 392.2SLTRSState/Local Laws - Truck routing restriction1× · 5%
  • 392.60A-DDriver - Unauthorized passenger(s) on-board a CMV1× · 3%
Phone / texting1 viol8%
  • 392.82DUMTDriver - Using a hand-held mobile telephone1× · 8%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 7 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

False log / RODS violations are the leading contributor to Hours-of-Service Compliance

High impact

Estimated Hours-of-Service Compliance percentile of 94% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing28 violations · 4 OOS (24 mo)
False log / RODS2 OOS9 viol40%
  • 395.8E-HOSPDHOS (Property) - No driver may make a false report in connection with a duty status. Explain4× · 23%
  • 395.8F1-HOSMHOS (Manner) - Driver's record of duty status not current to the time shown for last change of duty status. Date and Time:3× · 9%
  • 395.8E-HOSPDOOSHOS (Property) - Driver produces a false record of duty status that concealed an HOS limitation violation after the last rest period. Explain:1× · 4%
Following / lane / reckless2 OOS6 viol28%
  • 395.3A2-HOSPDHOS (Property) - Driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Tim2× · 10%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time2× · 10%
  • 395.3A3I-HOSPDITHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty at the time of inspection. Time1× · 4%
Hours exceeded2 viol17%
  • 395.3AIIDriving beyond 8 hour driving limit since the end of the last on duty, off duty or sleeper berth period of at least 30 consecutive minutes2× · 17%
Log / ELD device11 viol15%
  • 395.34A1-ELDDFNHOS (ELD) - Driver failed to note the malfunction of the ELD and provide written notice of the malfunction to the motor carrier within 24 hours1× · 5%
  • 395.24D-ELDPTHOS (ELD) - On request by an authorized safety official, a driver must produce and transfer from an ELD the driver's hours of service records in accordance with t3× · 4%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.3× · 4%
What to do
  • Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
  • Retrain on correct logging and never letting a load pressure a driver into a false entry
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 13 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Lighting / lamps violations are the leading contributor to Vehicle Maintenance

High impact

Estimated Vehicle Maintenance percentile of 83% is at/over the 80% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing77 violations · 12 OOS (24 mo)
Lighting / lamps20 viol18%
  • 393.9A-HLLHLighting - Headlamp(s) fail to operate on low and high beam4× · 6%
  • 393.9A-LILLighting - Identification lamp(s) inoperative4× · 3%
  • 393.9A-LLPLLighting - License plate lamp inoperative2× · 2%
Brakes1 OOS8 viol17%
  • 393.45B2-B-AIRAir Brake - Hose/tubing damaged or not secured6× · 11%
  • 396.3A1-BNMHBrake - Non-manufactured hole or crack in the spring brake housing section of a parking brake1× · 3%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear1× · 2%
Other1 OOS13 viol13%
  • 396.9D2-FTFFailing to correct the violation(s)/defect(s) noted on the roadside inspection report5× · 8%
  • 393.78A-WSWashers - Inoperative washing system.6× · 3%
  • 393.201A-FRBFCFrame - Cracked siderail bottom flange at least 1 inch long1× · 2%
Load securement6 OOS13 viol13%
  • 392.9A2-CCargo - Vehicle components or dunnage not secured3× · 4%
  • 393.100B-CCargo - Cargo not secured to prevent leaking/spilling/blowing/falling from CMV1× · 3%
  • 393.104B-CCargo - Damaged securement devices/tiedowns5× · 2%
What to do
  • Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 18 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Vehicle and driver out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 27.8% vs the 22% national average. Driver OOS rate is 19.2% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in CT

Medium impact

33 of 126 violations in the last 12 months (26%) came from inspections in CT. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from CT to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness

Low impact

Estimated Driver Fitness percentile of 66% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing7 violations · 5 OOS (24 mo)
Driver qualification / CDL / medical5 OOS7 viol100%
  • 391.15A-LNCDLNSRWOperating a non-CDL required commercial motor vehicle with driving privileges revoked, suspended, cancelled or otherwise disqualified. (391.15(a))2× · 49%
  • 391.41B10-MCMedical (Certificate) - Operating a commercial vehicle without corrective lenses or hearing aid as indicated on the driver's medical certificate2× · 39%
  • 391.41A-MCPCMedical (Certificate) - Operating a commercial motor vehicle without showing proof of a valid medical certification upon request, but presents proof prior to com3× · 12%
What to do
  • Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 35 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Drugs / alcohol violations are the leading contributor to Controlled Substances/Alcohol

Low impact

Estimated Controlled Substances/Alcohol percentile of 38% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing3 violations · 3 OOS (24 mo)
Drugs / alcohol3 OOS3 viol100%
  • 392.4A-DOSPDrugs/Other Substances - Operate a CMV while in possession.2× · 75%
  • 392.4A-DOSUDrugs/Other Substances - Operate a CMV while under the influence or evidence of use within the past 24 hours.1× · 25%
What to do
  • Reinforce the testing program and zero-tolerance policy
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 13 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Improving
6
Inspections
19
Violations
2
Out-of-service
0
Clean
Where the violations are
Vehicle Maintenance 63%Other 26%Unsafe Driving 11%
Focus here first
1Vehicle Maintenance
12 violations · 1 OOS · 63% of recent
  • 396.17C-PI×2Operating a CMV without documentation of a periodic inspection
  • 393.95A1×2Emergency Equipment - Fire Extinguishers - no fire extinguisher present or not properly rated.
  • 393.9A-HLLHLighting - Headlamp(s) fail to operate on low and high beam
Do this
  • Do — and document — a real pre-trip and post-trip DVIR
  • Keep the annual inspection current and records in the truck
2Other
5 violations · 1 OOS · 26% of recent
  • 393.47EBrake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt
  • 396.3A1-BOSBrake - Defective brake(s) are equal to or greater than 20% of the service brakes on the vehicle/combination · OOS
  • 392.2-SLLTLState/Local Laws - Misc. traffic law violation
Do this
  • Check brake adjustment and listen for air leaks every pre-trip
  • Fix air-loss and warning-light faults before dispatch; put brakes on the PM schedule
3Unsafe Driving
2 violations · 11% of recent
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other
  • 392.60A-DDriver - Unauthorized passenger(s) on-board a CMV
Do this
  • Walk the lights every pre-trip and carry spare bulbs/fuses
  • Clean lenses and check the trailer plug for corrosion
Repeat offenders (same code, multiple times)
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

56
Inspections
191
Violations
26
Out-of-service
978
CSA points
3
Crashes
11
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

12 distinct vehicles seen in this carrier’s roadside inspections.

12 incomplete vehicle
2015 HINO Conventional Type Truckseen 11×
5PVNJ8JV1F4S59223· S1676231 GA
2019 HINO Conventional Type Truckseen 8×
5PVNJ8JT9K4S59009· S2334957 GA
2016 HINO Conventional Type Truckseen 7×
5PVNJ8JV2G4S60270· S2053107 GA
2014 HINO Conventional Type Truckseen 6×
5PVNJ8JV8E4S56432· S2080800 GA
2017 HINO Conventional Type Truckseen 6×
5PVNJ8JV4H4S65519· 56766 TN
2019 HINO Conventional Type Truckseen 5×
5PVNJ8JV4K4S73093· H491658 TN
2016 HINO Conventional Type Truckseen 5×
5PVNJ8JT9G4S56487· H493096 TN
2017 HINO Conventional Type Truckseen 2×
5PVNJ8JV4H4S62992· H354792 TN
2018 HINO Conventional Type Truckseen 2×
5PVNJ8JV4J4S67499· H357938 TN
2019 HINO Conventional Type Truck
5PVNV8JV5K4S58333· 2728950 IN
2018 HINO Conventional Type Truck
5PVNJ8JT7J4S58486· XHWF71 NY
2020 HINO Conventional Type Truck
5PVNJ8JV7L5S78087· H491659 TN

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

3

Tow-away

2

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
8
on file (MCS-150)
Drivers
6
0 hold a CDL
Annual mileage
0.1M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · <100 mi6 drivers
Company officer
ANTHONY FRANCIS
Operation
Interstate
Registered since
2022-03-31
Last MCS-150 update
2025-07-31
Census status
Active

Fleet: 8 trucks.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs or officers with 9 other carriers — review the connections below as part of your vetting.

9
Connected carriers
5
Fleet-transfer links
2
Most shared VINs
4
Strong links
Possible reincarnation pattern: ANTHONY FRANCIS (USDOT 1596403, registered 2007) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 4
1
ANTHONY FRANCIS
USDOT 1596403Inactive· LEXINGTON, KY
Strong
Officer
2
FRANCIS TRANSPORT LLC
USDOT 3998257Active· ARDMORE, OK
Strong
Officer
3
FRANCIS TRUCKING LLC
USDOT 1881564Active· CALIFORNIA, MO
Strong
Officer
4
NORTH CENTRAL COMMUNITY ACTION PROGRAM
USDOT 1445338Active· WISCONSIN RAPIDS, WI
Strong
Officer
Medium· 1
RELIABLE AUTOMATIC SPRINKLER CO INC
USDOT 463108Active· ELMSFORD, NY
Medium
Shared VIN · 2
5PVNJ8JV4J4S674995PVNJ8JT9G4S56487

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

16 events
  1. 04/28/2026Insurance cancelled — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  2. 04/08/2026Insurance filed — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    Liability (BIPD) — BMC-91X · policy URG-04023

  3. 04/08/2026Insurance replaced — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  4. 04/01/2026COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/09/2026)

  5. 03/09/2026Insurance cancelled — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  6. 07/31/2025MCS-150 update filed

    0.1M mi reported (2024)

  7. 06/09/2025Insurance replaced — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  8. 01/14/2025Insurance cancelled — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  9. 01/02/2025Insurance replaced — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  10. 12/18/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/09/2025)

  11. 03/13/2023Insurance name changed — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  12. 02/08/2023Insurance replaced — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  13. 02/06/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/06/2023)

  14. 02/03/2023Insurance replaced — PROGRESSIVE HAWAII INSURANCE CORP

    BIPD/Primary · policy CA959204937

  15. 06/29/2022MOTOR PROPERTY COMMON CARRIER — GRANTED
  16. 03/31/2022Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2025-05-21
Last review
2025-05-20
📄

MCS-150 registration

Form date
2025-07-31
Reported mileage
100,000 mi (2024)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 7:14 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.