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Authorized · HHGUSDOT 3850964· MC1403667· CARRIER
⬇ PDF report

USDOT 3850964

Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
WESTERN NATIONAL MUTUAL INSURANCE CO.
Vehicle OOS
—
no inspections
Driver OOS
—
no inspections
Crashes 24mo
0
clean
Red flags
None
nothing flagged
100
/ 100

Risk factors

Low riskVioCodes score
No red flags in the public FMCSA record

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

No FMCSA red flags
Broker bond
Bond on file
BMC-84 surety · NATIONWIDE MUTUAL INSURANCE COMP
Cancellation filed
None
bond since 12/15/2022
Authority
Active
broker authority
Registered
—
  • Active broker authority with a bond on file and no cancellation filed — no FMCSA payment red flags right now.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC1403667

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
Active
Authorized for: Property, Household Goods
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
required
Bond / surety
On file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 06/01/2023
WESTERN NATIONAL MUTUAL INSURANCE CO.· policy CPP 139974
ON FILEProperty broker surety — BMC-84eff 12/15/2022
NATIONWIDE MUTUAL INSURANCE COMP· policy 7901122958

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle0 inspections · 0% OOS · National 22%
Driver0 inspections · 0% OOS · National 6.7%

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

2 events
  1. 06/01/2023Insurance filed — WESTERN NATIONAL MUTUAL INSURANCE CO.

    Liability (BIPD) — BMC-91X · policy CPP 139974

  2. 12/15/2022Insurance filed — NATIONWIDE MUTUAL INSURANCE COMP

    Property broker surety — BMC-84 · policy 7901122958

Merged from FMCSA authority, insurance, out-of-service, and census records.

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 28, 2026, 3:39 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.