CSA
Authorized · PropertyUSDOT 3686· MC335675· CARRIER· EIN 43-0415080
⬇ PDF report

MFA INCORPORATED

201 RAY YOUNG DR, COLUMBIA, MO, 65201(573) 876-5402lhuskey@mfa-inc.comBOB HUFFMAN
Vetting snapshot
Authority
Active
operating authority
Insurance
$4M BIPD
BERKLEY NATIONAL INSURANCE COMPANY
Vehicle OOS
24%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
10
none fatal
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
10 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC335675

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$4M on file
$5M required
Cargo
On file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 06/01/2022
BERKLEY NATIONAL INSURANCE COMPANY· policy XCP9014253
ON FILELiability (BIPD) — BMC-91X$4M coverageeff 06/01/2022
BERKLEY NATIONAL INSURANCE COMPANY· policy XCP9014253
ON FILECargo — BMC-34eff 09/01/2004
HARTFORD FIRE INSURANCE COMPANY· policy 37MSTZ6847
Authority history (6) ▾
07/01/2022MOTOR PROPERTY COMMON CARRIERREINSTATED
06/29/2005MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (06/27/2022)
05/18/2005MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (06/22/2005)
05/30/2002COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/05/2002)
08/19/1999MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (05/09/2005)
06/29/1998MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (07/27/1999)
Insurance history7 insurers on record
Filing timeline (25) ▾
  1. NATIONWIDE AGRIBUSINESS INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 06/01/2006 → 06/17/2022
  2. NATIONWIDE AGRIBUSINESS INSURANCE CO.$4MCancelled
    BIPD/Excess · eff 06/01/2006 → 06/17/2022
  3. FARMLAND MUTUAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 03/31/2006 → 06/23/2006
  4. FARMLAND MUTUAL INSURANCE CO.$4MCancelled
    BIPD/Excess · eff 03/31/2005 → 06/23/2006
  5. FARMLAND MUTUAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 03/31/2006 → 06/01/2006
  6. FARMLAND MUTUAL INSURANCE CO.$4MReplaced
    BIPD/Excess · eff 03/31/2005 → 06/01/2006
  7. FARMLAND MUTUAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 03/31/2005 → 03/31/2006
  8. FARMLAND MUTUAL INSURANCE CO.$5MCancelled
    BIPD/Primary · eff 03/31/2005 → 06/16/2005
  9. FARMLAND MUTUAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 03/31/2005 → 06/16/2005
  10. RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.$5MCancelled
    BIPD · eff 03/31/2002 → 05/01/2005
  11. FARMLAND MUTUAL INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 03/31/2005 → 03/31/2005
  12. LEXINGTON INSURANCE COMPANY$5MReplaced
    CARGO · eff 06/01/1999 → 09/01/2004
  13. NATIONWIDE AGRIBUSINESS INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 01/18/2002 → 05/03/2002
  14. NATIONWIDE AGRIBUSINESS INSURANCE CO.$4MCancelled
    BIPD/Excess · eff 01/18/2002 → 05/03/2002
  15. NATIONWIDE AGRIBUSINESS INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 01/18/2002 → 03/31/2002

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle50 inspections · 24% OOS · National 22%
Driver73 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

85 inspections · 20 violations (3 OOS) · 10% of inspections had an OOS finding.

85
Inspections
20
Violations
3
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

13
total

Most inspected in · top 4 states

  • MO26
  • AR2
  • KS1
  • IA1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 23.5% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Moniteau County, MO

Medium impact

8 of 36 violations in the last 12 months (22%) came from inspections in Moniteau County, MO. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Moniteau County, MO to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Speeding violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 0% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing6 violations (24 mo)
Speeding5 viol68%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit4× · 36%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit1× · 32%
Seat belt1 viol32%
  • 392.16-DDriver - Failed to use seat belt while operating a CMV1× · 32%
What to do
  • Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
  • Set and enforce a governed road speed; review telematics/dashcam speed events weekly

Following / lane / reckless violations are the leading contributor to Hours-of-Service Compliance

Low impact

Estimated Hours-of-Service Compliance percentile of 12% is under the 60% line. In decent shape, but here's what's driving it.

What’s contributing3 violations (24 mo)
Following / lane / reckless1 viol78%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time1× · 78%
Other1 viol11%
  • 395.24C2IIIDriver failed to manually add shipping document number1× · 11%
Log / ELD device1 viol11%
  • 395.22G-ELDMFVHOS (ELD) - A portable ELD is not mounted in a fixed position and visible to the driver when seated in the normal driving position.1× · 11%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 6 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Brakes violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 51% is under the 75% line. In decent shape, but here's what's driving it.

What’s contributing44 violations · 15 OOS (24 mo)
Brakes8 OOS13 viol34%
  • 393.43DBMABrake - Breakaway not attached to the towing vehicle3× · 10%
  • 393.45A-BHTIJAir Brake - Improperly joined such as a splice made by sliding the hose ends over a piece of tubing and clamping the hose to the tube1× · 5%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear2× · 4%
Lighting / lamps2 OOS15 viol30%
  • 393.9A-LBLLighting - Backup lamp inoperative2× · 6%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.1× · 6%
  • 393.9A-LRLILighting - Tail lamp - Any inoperative1× · 5%
Tires2 OOS4 viol19%
  • 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth2× · 11%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS2× · 8%
Load securement3 OOS4 viol7%
  • 393.110B3-CCargo - Insufficient tiedowns (w/o headerboard/blocking) for article(s) of cargo longer than 10 feet1× · 3%
  • 393.100B-CCargo - Cargo not secured to prevent leaking/spilling/blowing/falling from CMV1× · 2%
  • 393.110B1-CCargo - Insufficient tiedowns (w/o headerboard/blocking) for article(s) of cargo 5 feet or less and 1,100 lbs. or less1× · 1%
What to do
  • Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
  • Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 29 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 75% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

▲ Trending worse
5
Inspections
12
Violations
2
Out-of-service
2
Clean
Where the violations are
Vehicle Maintenance 83%Other 17%
Focus here first
1Vehicle Maintenance
10 violations · 2 OOS · 83% of recent
Do this
  • Gauge/thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit and correct low pressure immediately
2Other
2 violations · 17% of recent
  • 392.2-SLLIRP×2State/Local Laws - IRP apportioned tag or registration violation
Do this
  • Review these violations with drivers and add the fix to your pre-trip and PM routine
Repeat offenders (same code, multiple times)
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

136
Inspections
119
Violations
23
Out-of-service
424
CSA points
192
Crashes
6
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

88 distinct vehicles seen in this carrier’s roadside inspections.

39 truck 37 trailer 10 incomplete vehicle 2 other
2025 KENWORTH T680seen 4×
1XKYD49X6SJ182156· 37KT5P MO
2016 PETERBILT 579seen 3×
1XPBD49X9GD308046· 19KT8B MO
2016 GREAT DANE TRAILERS Great Dane Trailersseen 3×
1GRAP0626GB705849· 6992PJ MO
2003 INTERNATIONAL 9200iseen 2×
2HSCEAER03C051806· 40KS6S MO
2011 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS2533BP107506· 82L7NJ MO
2017 INTERNATIONAL LF687seen 2×
3HSDJAPR1HN571273· 45KT9M MO
2000 MONON Mononseen 2×
1NNVX5326YM329822· PT148316 AR
2010 PETERBILT 367seen 2×
1XPTD49X4AD794695· 40KS7J MO
2014 PETERBILT 367seen 2×
1NPTL70X0ED228146· 02KL0A MO
2020 KENWORTH T680seen 2×
1XKYD49X7LJ390855· 08KR6H MO
2022 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS2530N3557903· 62L9JN MO
2009 KENWORTH T6 Seriesseen 2×
1XKAD49X29J253297· 56KS2R MO
2006 FREIGHTLINER Columbia
1FUJA6CK36LV85044· 85KT0H MO
2005 WABASH Wabash National Corporation
1JJV532W75L928864· 9428PH MO
2014 INTERNATIONAL LF687
3HSDJAPR7EN767746· 13J9SR MO
2018 PETERBILT 348
2NP3LJ9X5JM464697· 00J9SS MO
2017 PETERBILT 579
1XPBD49X0HD412779· 17KR6U MO
2010 GREAT DANE TRAILERS Great Dane Trailers
1GRAA0629AT554590· 41L8XB MO
2014 FREIGHTLINER M2
1FVHCYCY6EHFS1766· 31KK1C MO
2014 CHEVROLET Express
1GB3G3CG1E1157335· 25KC1A MO
2005 KENWORTH T800
1XKDDB9X65R097651· 41AP3X MO
TIMPTE, IN
H4222X9B121542· 91L4UZ MO
2007 FREIGHTLINER Columbia
1FUJA6CK97PY84838· 76KR9T MO
UNPUBLISHE
4LSAB362XLF051820· 88M5GZ IA
2019 CHEVROLET Silverado HD
1GB3KVCY6KF203713· 53J2GR MO
2016 BIG TEX Big Tex
16VGX2024G6002191· 56K5AZ MO
2019 KENWORTH T680
1XKYD49X2KJ256138· 17KR7U MO
2005 KENWORTH T800
1XKDDB9X75J118327· 97AR4N MO
2008 TIMPTE, INC Timpte
1TDH430228B114981· PW7722 MO
2013 KENWORTH T8 Series
1XKDDP9X8DJ359695· 41KS1S MO

+ 58 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

10

Tow-away

9

Injury

3

Fatal

0

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
846
on file (MCS-150)
Drivers
845
691 hold a CDL
Annual mileage
0.8M mi
reported 2025
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi121 drivers
  • Interstate · <100 mi38 drivers
  • Intrastate · 100+ mi172 drivers
  • Intrastate · <100 mi514 drivers
Company officer
BOB HUFFMAN
Operation
Interstate · Hazmat
D-U-N-S
6965149
Registered since
1974-06-01
Last MCS-150 update
2026-04-27
Census status
Active

Fleet: 846 trucks · 215 owned tractors · 334 owned trailers · 9 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs, addresses, phone numbers, officers or emails with 5 other carriers — review the connections below as part of your vetting.

5
Connected carriers
3
Fleet-transfer links
1
Most shared VINs
1
Strong links
Strong· 1
1
MFA ENTERPRISES INC
USDOT 160903Active· COLUMBIA, MO
Strong
OfficerMailingEmailPhoneAddress
Medium· 1
MISSOURI FARMERS ASSOCIATION INC
USDOT 2213990Active· COLUMBIA, MO
Medium
MailingAddress

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

25 events
  1. 04/27/2026MCS-150 update filed

    0.8M mi reported (2025)

  2. 07/01/2022MOTOR PROPERTY COMMON CARRIER — REINSTATED
  3. 06/17/2022Insurance cancelled — NATIONWIDE AGRIBUSINESS INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  4. 06/01/2022Insurance filed — BERKLEY NATIONAL INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy XCP9014253

  5. 06/23/2006Insurance cancelled — FARMLAND MUTUAL INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  6. 06/01/2006Insurance replaced — FARMLAND MUTUAL INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  7. 03/31/2006Insurance replaced — FARMLAND MUTUAL INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  8. 06/29/2005MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (06/27/2022)

  9. 06/16/2005Insurance cancelled — FARMLAND MUTUAL INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  10. 05/18/2005MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (06/22/2005)

  11. 05/01/2005Insurance cancelled — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.

    BIPD · policy GPP402467

  12. 03/31/2005Insurance replaced — FARMLAND MUTUAL INSURANCE CO.

    BIPD/Primary · policy CA 850121B

  13. 09/01/2004Insurance filed — HARTFORD FIRE INSURANCE COMPANY

    Cargo — BMC-34 · policy 37MSTZ6847

  14. 09/01/2004Insurance replaced — LEXINGTON INSURANCE COMPANY

    CARGO · policy 8799751

  15. 05/30/2002COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/05/2002)

  16. 05/03/2002Insurance cancelled — NATIONWIDE AGRIBUSINESS INSURANCE CO.

    BIPD/Primary · policy CA850121A

  17. 03/31/2002Insurance replaced — NATIONWIDE AGRIBUSINESS INSURANCE CO.

    BIPD/Primary · policy CA850121A

  18. 03/31/2002Insurance replaced — RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.

    BIPD/Primary · policy SBA 361055

  19. 01/18/2002Insurance cancelled — NATIONWIDE AGRIBUSINESS INSURANCE CO.

    BIPD · policy CA850121A

  20. 08/19/1999MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (05/09/2005)

  21. 05/06/1999Insurance cancelled — MUTUAL SERVICE CASUALTY INSURANCE CO.

    CARGO · policy 224 23 03

  22. 03/31/1999Insurance replaced — NATIONWIDE AGRIBUSINESS INSURANCE CO.

    BIPD/Primary · policy CA 850 121 A

  23. 06/29/1998MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (07/27/1999)

  24. 03/20/1998Insurance replaced — MUTUAL SERVICE CASUALTY INSURANCE CO.

    BIPD/Primary · policy 224 23 03

  25. 06/01/1974Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2019-06-25
Last review
2025-06-12
📄

MCS-150 registration

Form date
2026-04-27
Reported mileage
800,000 mi (2025)
⚡

Got a violation you want to contest?

Use the free AI-powered DataQs Drafter to generate a polished challenge letter — quotes the relevant 49 CFR, predicts your grant chance.

Open the Drafter →
ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 23, 2026, 7:55 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.