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Authorized · PropertyUSDOT 3608429· MC1228216· CARRIER
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USDOT 3608429

Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
ACUITY, A MUTUAL INSURANCE COMPANY
Vehicle OOS
4.5%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
2
none fatal
Red flags
None
nothing flagged
96
/ 100

Risk factors

Low riskVioCodes score
2 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1228216

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 10/19/2023
ACUITY, A MUTUAL INSURANCE COMPANY· policy CA-ZS9790
Authority history (1) ▾
05/04/2021MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history2 insurers on record
Filing timeline (1) ▾
  1. UNITED FINANCIAL CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 04/28/2021 → 10/19/2023

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle22 inspections · 4.5% OOS · National 22%
Driver29 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

2

Tow-away

2

Injury

0

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

3 events
  1. 10/19/2023Insurance filed — ACUITY, A MUTUAL INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy CA-ZS9790

  2. 10/19/2023Insurance replaced — UNITED FINANCIAL CASUALTY COMPANY

    BIPD/Primary · policy CA03608193

  3. 05/04/2021MOTOR PROPERTY COMMON CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 5, 2026, 9:22 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.