CSA
Authorized · PropertyUSDOT 347747· MC484375· CARRIER· EIN 20709204
⬇ PDF report

LOYD'S WRECKER SERVICE

Legal: LOYD'S ROME TOWING AND AUTO REPAIR INC

711 E 19TH ST, ROME, GA, 30161(706) 291-6292BOBBY LOYD
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
CENTRAL MUTUAL INSURANCE COMPANY
Vehicle OOS
0%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
100
/ 100

Risk factors

Low riskVioCodes score
No red flags in the public FMCSA record

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC484375

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 08/31/2021
CENTRAL MUTUAL INSURANCE COMPANY· policy 8692067
Authority history (16) ▾
08/04/2021COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/01/2021)
08/04/2020COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/01/2020)
08/05/2019COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/03/2019)
08/04/2015COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/01/2015)
08/04/2014COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/02/2014)
08/05/2013COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/30/2013)
08/06/2012COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/30/2012)
08/04/2011COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/31/2011)
08/04/2010COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/27/2010)
08/04/2009COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/27/2009)
08/04/2008COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/29/2008)
08/06/2007COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/31/2007)
08/04/2006COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/31/2006)
08/04/2005COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/31/2005)
08/04/2004COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (09/08/2004)
06/17/2004MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history7 insurers on record
Filing timeline (27)
  1. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/31/202008/31/2021
  2. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/31/201908/31/2020
  3. PENNSYLVANIA MANUF. ASSOC. INS.$750KCancelled
    BIPD/Primary · eff 08/31/201708/31/2019
  4. PENNSYLVANIA MANUF. ASSOC. INS.$1MCancelled
    BIPD/Primary · eff 08/31/201609/29/2017
  5. PENNSYLVANIA MANUF. ASSOC. INS.$1MReplaced
    BIPD/Primary · eff 08/31/201608/31/2017
  6. STATE NATIONAL INSURANCE CO., INC.$1MCancelled
    BIPD/Primary · eff 08/31/201509/28/2016
  7. STATE NATIONAL INSURANCE CO., INC.$1MReplaced
    BIPD/Primary · eff 08/31/201508/31/2016
  8. ATLANTIC SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 08/31/201408/31/2015
  9. ATLANTIC SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/31/201308/31/2014
  10. NOVA CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 08/31/201208/31/2013
  11. NOVA CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 08/31/201108/31/2012
  12. STATE NATIONAL INSURANCE CO., INC.$1MCancelled
    BIPD/Primary · eff 08/31/201008/31/2011
  13. STATE NATIONAL INSURANCE CO., INC.$750KCancelled
    CARGO · eff 08/31/201008/31/2011
  14. STATE NATIONAL INSURANCE CO., INC.$1MCancelled
    BIPD/Primary · eff 08/31/200908/31/2010
  15. STATE NATIONAL INSURANCE CO., INC.$750KCancelled
    CARGO · eff 08/31/200908/31/2010

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle14 inspections · 0% OOS · National 22%
Driver24 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

24 inspections · 0 violations (0 OOS) · 0% of inspections had an OOS finding.

24
Inspections
0
Violations
0
OOS violations
0
Distinct codes

Most inspected in · top 1 states

  • GA28

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Unsafe Driving needs attention

Low impact

Estimated Unsafe Driving percentile of 0% is under the 60% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Hours-of-Service Compliance needs attention

Low impact

Estimated Hours-of-Service Compliance percentile of 0% is under the 60% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Vehicle Maintenance needs attention

Low impact

Estimated Vehicle Maintenance percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

28
Inspections
0
Violations
0
Out-of-service
0
CSA points
1
Crashes
1
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

14 distinct vehicles seen in this carrier’s roadside inspections.

10 incomplete vehicle 4 truck
2022 FREIGHTLINER M2seen 4×
1FVACWFC1NHNE9439· GBP379 GA
2019 PETERBILT 389seen 4×
1NPXX4TX4KD275076· DMX609 GA
2006 PETERBILT 378seen 3×
1NPFLB0X66N643564· IC830G GA
2013 FORD F-650seen 3×
3FRWX6FC0DV019593· DFP362 GA
2017 FREIGHTLINER M2seen 3×
1FVACWDT7HHHV1989· WEN698 GA
2022 PETERBILT 337seen 2×
2NP2HM6X8NM762024· EVP726 GA
2001 KENWORTH T800seen 2×
1NKDL69X91J870190· IC2N29 GA
2019 GM GM515
1HTKHPVK0KH805413· ECS119 GA
1995 PETERBILT 379
1XP5DB9X1SN392142· C2002A GA
1999 KENWORTH W900
1XKWDU9X6XR826920· C766EM GA
2012 PETERBILT 367
1XPTDP9X8CD153957· C634EQ GA
2019 PETERBILT 567
1XPCA27X5KD273843· HI1401 GA
2008 FORD F-450
1FDXW47R68ED16134· L0YD15 GA
2001 FORD F-350
1FDWF37F81EB86410· JN9G61 GA

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
20
on file (MCS-150)
Drivers
6
5 hold a CDL
Annual mileage
0.2M mi
reported 2025
Recordable crash rate
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi6 drivers
Company officer
BOBBY LOYD
Operation
Interstate
D-U-N-S
834379521
Registered since
1989-03-22
Last MCS-150 update
2026-04-29
Census status
Active

Fleet: 20 trucks · 1 owned tractors · 1 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares addresses with 1 other carrier — review the connections below as part of your vetting.

1
Connected carriers
0
Fleet-transfer links
0
Most shared VINs
0
Strong links
Medium· 1
DEBBIE LOYD
USDOT 1312324Active· ROME, GA
Medium
MailingAddress

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

38 events
  1. 04/29/2026MCS-150 update filed

    0.2M mi reported (2025)

  2. 08/31/2021Insurance filed — CENTRAL MUTUAL INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy 8692067

  3. 08/31/2021Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP111243

  4. 08/04/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/01/2021)

  5. 08/31/2020Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP007222

  6. 08/04/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/01/2020)

  7. 08/31/2019Insurance cancelled — PENNSYLVANIA MANUF. ASSOC. INS.

    BIPD/Primary · policy 151701 9921982

  8. 08/05/2019COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/03/2019)

  9. 09/29/2017Insurance cancelled — PENNSYLVANIA MANUF. ASSOC. INS.

    BIPD/Primary · policy 151601 9921982

  10. 08/31/2017Insurance replaced — PENNSYLVANIA MANUF. ASSOC. INS.

    BIPD/Primary · policy 151601 9921982

  11. 09/28/2016Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TWR0026600

  12. 08/31/2016Insurance replaced — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TWR0026600

  13. 08/31/2015Insurance cancelled — ATLANTIC SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 613-00-02-33-0001

  14. 08/04/2015COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/01/2015)

  15. 08/31/2014Insurance cancelled — ATLANTIC SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 613-00-02-33-0000

  16. 08/04/2014COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/02/2014)

  17. 08/31/2013Insurance cancelled — NOVA CASUALTY COMPANY

    BIPD/Primary · policy TIP-CL-0010843-1

  18. 08/05/2013COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/30/2013)

  19. 08/31/2012Insurance cancelled — NOVA CASUALTY COMPANY

    BIPD/Primary · policy TIP-CL-0010843-0

  20. 08/06/2012COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/30/2012)

  21. 08/31/2011Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TIP-000405-D

  22. 08/04/2011COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/31/2011)

  23. 08/31/2010Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TIP-000405-C

  24. 08/04/2010COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/27/2010)

  25. 08/31/2009Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TIP-000405-B

  26. 08/04/2009COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/27/2009)

  27. 08/31/2008Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TIP-000405-A

  28. 08/04/2008COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/29/2008)

  29. 08/31/2007Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy TIP-000405

  30. 08/06/2007COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/31/2007)

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2004-05-03
Last review
2004-04-29
📄

MCS-150 registration

Form date
2026-04-29
Reported mileage
225,000 mi (2025)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 8:40 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.