VCVioCodes
Carrier Vetting Report
Generated Nov 7, 2026
viocodes.yuriance.net
PAN AMERICAN EXPRESS INC
USDOT 347196 · MC202461 · EIN 74-2433096 · AUTHORIZED FOR Property
4848 RIVERSIDE DR, LAREDO, TX, 78041
(956) 723-4848 · RICARDO GUARDADO
85
Low risk
Risk factors
10 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Satisfactory
Power units / drivers
191 / 192
Inspections / CSA pts (24mo)
340 / 1707
Crashes (24 mo)
10
Authority & insurance
Common
Active
Contract
Active
Broker
Inactive
Travelers Property Casualty Company of America — $1M BIPD · policy 9C578789 · eff 10/01/2015
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate9.4% · nat 22%
Driver OOS rate3.6% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance934 pts
Hours-of-Service Compliance374 pts
Unsafe Driving227 pts
Driver Fitness194 pts
Other86 pts
Not in SMS4 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 391.11B2-Q | Driver Fitness | 9 | 8 | 112 |
| 395.3A2-HOSPD | Hours-of-Service Compliance | 5 | 98 | |
| 393.9TS | Vehicle Maintenance | 7 | 4 | 92 |
| 392.2-SLLSWZ | Unsafe Driving | 3 | 70 | |
| 395.8E1PC | Hours-of-Service Compliance | 3 | 63 | |
| 393.19 | Vehicle Maintenance | 5 | 54 | |
| 392.2-SLLS2 | Unsafe Driving | 8 | 48 | |
| 393.9B-LSLOWR | Vehicle Maintenance | 2 | 2 | 48 |
| 393.45B2UV | Vehicle Maintenance | 8 | 48 | |
| 383.23A2-LCDLN | Driver Fitness | 3 | 2 | 48 |
Most inspected states
TX233
AR23
IN18
LA11
MO9
IL9
MI7
US6
Next monthly SMS run — projection
| BASIC | Official (Oct 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 1.07 | 1.05 | ≈11–18% | ▼ better |
| Hours-of-Service Compliance | 0.36 | 0.38 | ≈61–68% (near 65) | ▲ worse |
| Driver Fitness | 0.33 | 0.31 | ≈83–87% (over 80) | ▼ better |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 2.41 | 2.24 | ≈32–36% | ▼ better |
Latest inspection 2026-10-27 · 12 new since the Oct 2026 run. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
English language violations are the leading contributor to Driver Fitness · high impact
English language 70% (8 OOS) · Driver qualification / CDL / medical 30% (3 OOS)
• Assess English proficiency at hire and provide support/training where needed
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 31 pts in ~12 months if worked down.
Following / lane / reckless violations are the leading contributor to Hours-of-Service Compliance · medium impact
Following / lane / reckless 45% (1 OOS) · False log / RODS 34% (2 OOS) · Log / ELD device 20% (1 OOS)
• Defensive-driving refresher on following distance and lane discipline
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 30 pts in ~12 months if worked down.
A high share of violations are occurring in La Salle County, TX · medium impact
• Review the inspections from La Salle County, TX to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Speeding violations are the leading contributor to Unsafe Driving · low impact
Speeding 76% · Other 10% · Following / lane / reckless 9%
• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
• Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 9 pts in ~12 months if worked down.
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 44% (12 OOS) · Brakes 22% (6 OOS) · Tires 14% (3 OOS)
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 22 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 53 inspections, 52 violations, 14 OOS, 29 clean · trending worse.
1. Vehicle Maintenance23 viol · 6 OOS · 44%
396.17C-PI ×3, 393.9B-LSLOWR ×2, 393.45B2-B-AIR ×2
✓ Do — and document — a real pre-trip and post-trip DVIR
✓ Keep the annual inspection current and records in the truck
2. Hours-of-Service Compliance15 viol · 4 OOS · 29%
395.3A2-HOSPD ×3, 395.8E1PC ×3, 395.24D-ELDPT ×3
✓ Log in and annotate the ELD correctly every day; fix edits promptly
✓ Plan trips around available hours — never falsify a log
3. Other6 viol · 12%
395.3A3-HOSPRNP ×3, 392.2-SLLS1, 393.60C
✓ Log in and annotate the ELD correctly every day; fix edits promptly
✓ Plan trips around available hours — never falsify a log
Repeat offenders: 395.3A2-HOSPD ×3, 395.8E1PC ×3, 396.17C-PI ×3, 391.11B2-Q ×3, 395.24D-ELDPT ×3, 395.3A3-HOSPRNP ×3, 393.9B-LSLOWR ×2, 392.2-SLLS2 ×2
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 10 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 08/08/2026 | NOT LISTED, TX | 1 | ✓ | |
| 06/01/2026 | INDIANAPOLIS, IN | ✓ | ||
| 04/29/2026 | ANDERSON, IN | ✓ | ||
| 01/25/2026 | RURAL(ST FRANCIS COUNTY), AR | 1 | ✓ | |
| 11/06/2025 | Dodds Twp, IL | 1 | ✓ | |
| 11/04/2025 | NON-CITY OR UNINCORPORATE, MO | ✓ | ||
| 06/17/2025 | EL PASO, TX | 1 | ||
| 04/22/2025 | NOT LISTED, TX | ✓ | ||
| 02/19/2025 | ROAD DIST TWP #1, IL | ✓ | ||
| 02/12/2025 | GREENFIELD, IN | 1 | ✓ |
Equipment — 98 vehicles seen in inspections
50 trailer47 truck1 other
Company profile
Officer
RICARDO GUARDADO
Annual mileage
18.5M mi (2023)
CDL drivers
92
Registered since
1989-03-20
Operation
Interstate
Connections — 30 carriers
Shares identifiers with 30 carriers (29 via shared VINs).
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| SAMA FREIGTH S DE RL DE CV | 3720287 | 53 VINs | strong |
Activity history (recent)
05/30/2025 — MCS-150 update filed
18.5M mi reported (2023)
10/01/2024 — Insurance cancelled — NATIONWIDE MUTUAL INSURANCE COMP
SURETY · policy 7901153468
10/01/2023 — Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION
SURETY · policy 2013120101
10/01/2015 — Insurance filed — Travelers Property Casualty Company of America
Liability (BIPD) — BMC-91X · policy 9C578789
10/01/2015 — Insurance ended — Travelers Property Casualty Company of America
policy 9C578789
10/01/2015 — Insurance cancelled — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA
BIPD/Primary · policy HJ-840-9C578789-TIL-14
09/04/2015 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/15/2015)
09/04/2015 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/15/2015)
10/01/2014 — Insurance replaced — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA
BIPD/Primary · policy HJ8409C578789TIL13
10/01/2013 — Insurance replaced — AMERICAN ALTERNATIVE INSURANCE CORPORATION
SURETY · policy 2013120101
10/01/2013 — Insurance replaced — DISCOVER PROPERTY & CASUALTY INSURANCE CO.
BIPD/Primary · policy D269A00181
10/01/2013 — Insurance replaced — FIDELITY & DEPOSIT CO. OF MARYLAND
SURETY · policy 7615079
10/01/2012 — Insurance replaced — DISCOVER PROPERTY & CASUALTY INSURANCE CO.
BIPD/Primary · policy D269A00151
11/01/2011 — Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON
CARGO · policy 0510GXKGEP5971
10/01/2011 — Insurance replaced — DISCOVER PROPERTY & CASUALTY INSURANCE CO.
BIPD/Primary · policy D269A00122
11/01/2010 — Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary · policy TRK 9377227
11/01/2010 — Insurance cancelled — UNDERWRITERS AT LLOYDS LONDON
CARGO · policy 0510GXKGEP5838
10/31/2010 — Insurance replaced — UNDERWRITERS AT LLOYDS LONDON
CARGO · policy 0510GXKGEP5838
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/347196.