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Not AuthorizedUSDOT 3446832· MC1120987· CARRIER· EIN 82-3574144
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LUDA INC

8646 N OZRAK AVE, NILES, IL, 60714(872) 282-8889ludaincacc@yahoo.comKEVIN KARAM RAZKO
Vetting snapshot
Authority
Inactive
operating authority
Insurance
No active filing
$750K required — verify
Vehicle OOS
44.4%
above 22% national avg
Driver OOS
11.1%
above 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
1 flag
see details below
0
/ 100

Risk factors

High riskVioCodes score
Operating authority is not activeNo active liability (BIPD) insurance filing on fileVehicle OOS 44.4% — well above the 22% national averageDriver OOS 11.1% — above the 6.7% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1120987

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

No active liability (BIPD) insurance filing on file
Common
Inactive
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
No active filing
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Authority history (7) ▾
11/04/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/28/2025)
11/29/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/04/2024)
11/07/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/01/2023)
04/04/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/01/2023)
04/04/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/29/2022)
11/17/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/14/2020)
08/06/2020MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (02/02/2026)
Insurance history5 insurers on record
Filing timeline (12) ▾
  1. ARTISAN & TRUCKERS CASUALTY COMPANY$750KCancelled
    BIPD/Primary · eff 11/30/2025 → 01/23/2026
  2. NORTH RIVER INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 12/01/2024 → 12/01/2025
  3. NORTH RIVER INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 12/01/2024 → 11/30/2025
  4. CONCERT SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 12/01/2023 → 12/25/2024
  5. CONCERT SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 12/01/2023 → 12/01/2024
  6. ARTISAN & TRUCKERS CASUALTY COMPANY$750KCancelled
    BIPD/Primary · eff 05/01/2023 → 12/04/2023
  7. ARTISAN & TRUCKERS CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 05/01/2023 → 12/01/2023
  8. STATE NATIONAL INSURANCE CO., INC.$750KCancelled
    BIPD/Primary · eff 05/01/2022 → 05/01/2023
  9. STATE NATIONAL INSURANCE CO., INC.$750KCancelled
    BIPD/Primary · eff 05/01/2021 → 05/01/2022
  10. ARTISAN & TRUCKERS CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 12/11/2020 → 05/01/2021
  11. TRISURA SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/30/2020 → 12/14/2020
  12. TRISURA SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/30/2020 → 12/11/2020

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle9 inspections · 44.4% OOS · National 22%
Driver18 inspections · 11.1% OOS · National 6.7%

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
1
on file (MCS-150)
Drivers
1
1 hold a CDL
Annual mileage
0M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi1 drivers
Company officer
KEVIN KARAM RAZKO
Operation
Interstate
Registered since
2020-06-29
Last MCS-150 update
2025-11-14
Census status
Active

Fleet: 1 trucks.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

21 events
  1. 01/23/2026Insurance cancelled — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA866267297

  2. 12/01/2025Insurance cancelled — NORTH RIVER INSURANCE CO.

    BIPD/Primary · policy 506-9111967

  3. 11/30/2025Insurance replaced — NORTH RIVER INSURANCE CO.

    BIPD/Primary · policy 506-9111967

  4. 11/14/2025MCS-150 update filed

    0.0M mi reported (2024)

  5. 11/04/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/28/2025)

  6. 12/25/2024Insurance cancelled — CONCERT SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy CS SPS 6540624-00

  7. 12/01/2024Insurance replaced — CONCERT SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy CS SPS 6540624-00

  8. 11/29/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/04/2024)

  9. 12/04/2023Insurance cancelled — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA969189996

  10. 12/01/2023Insurance replaced — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA969189996

  11. 11/07/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/01/2023)

  12. 05/01/2023Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy GWP85064 00

  13. 04/04/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/01/2023)

  14. 05/01/2022Insurance cancelled — STATE NATIONAL INSURANCE CO., INC.

    BIPD/Primary · policy GWP75031 00

  15. 04/04/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/29/2022)

  16. 05/01/2021Insurance replaced — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA944757432

  17. 12/14/2020Insurance cancelled — TRISURA SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy MIG-RENND2000036-067

  18. 12/11/2020Insurance replaced — TRISURA SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy MIG-RENND2000036-067

  19. 11/17/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/14/2020)

  20. 08/06/2020MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (02/02/2026)

  21. 06/29/2020Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

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Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-11-14
Reported mileage
1 mi (2024)
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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 2, 2026, 8:49 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.