CSA
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VCVioCodes
Carrier Vetting Report
Generated Sep 22, 2026
viocodes.yuriance.net
T & M INCORPORATED
USDOT 339790 · MC215591 · EIN 38-3083940 · AUTHORIZED FOR Property
930 INTERCHANGE DR, HOLLAND, MI, 49423
(269) 751-8050 · HELEN ZEERIP
92
Low risk
Risk factors
4 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Satisfactory
Power units / drivers
58 / 44
Inspections / CSA pts (24mo)
45 / 210
Crashes (24 mo)
4
Authority & insurance
Common
None
Contract
Active
Broker
None
GREAT WEST CASUALTY CO.$1M BIPD · policy GRT47729A · eff 10/15/2025
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate10.3% · nat 22%
Driver OOS rate4.3% · nat 6.7%
CSA breakdown — violations by BASIC
Unsafe Driving86 pts
Vehicle Maintenance78 pts
Hours-of-Service Compliance31 pts
Other16 pts
Hazardous Materials Compliance14 pts
Driver Fitness1 pts
Top cited violations (by CSA points)
CodeBASICCountOOSCSA pts
392.2-SLLSWZUnsafe Driving240
393.75A3-TAOLVehicle Maintenance2220
393.45B2-BHTDVehicle Maintenance1118
392.2-SLLS2Unsafe Driving216
392.2-SLLLRUnsafe Driving315
395.8E-HOSPDHours-of-Service Compliance114
395.20BELDNVHours-of-Service Compliance110
393.11A1-CSLRRVehicle Maintenance19
393.45B2-B-AIRVehicle Maintenance18
393.55E-BVehicle Maintenance28
Most inspected states
MI18
IN16
IL4
TX2
KY2
WI2
IA1
Next monthly SMS run — projection
BASICOfficial (Sep 2026)ProjectedEst. %ileTrend
Unsafe Driving0.660.662835%steady
Hours-of-Service Compliance0.420.424552%steady
Driver Fitness0.280.28steady
Controlled Substances/Alcohol0.000.0000%steady
Vehicle Maintenance1.971.972024%steady
Hazardous Materials Compliance0.300.30steady
Latest inspection 2026-08-28. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Berrien County, MI · medium impact
Review the inspections from Berrien County, MI to spot recurring issues
Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Speeding violations are the leading contributor to Unsafe Driving · low impact
Speeding 73% · Following / lane / reckless 27%
Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 18 pts in ~12 months if worked down.
False log / RODS violations are the leading contributor to Hours-of-Service Compliance · low impact
False log / RODS 68% · Log / ELD device 32%
Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
Retrain on correct logging and never letting a load pressure a driver into a false entry
Projected: could improve up to 22 pts in ~12 months if worked down.
Controlled Substances/Alcohol needs attention · low impact
Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Brakes violations are the leading contributor to Vehicle Maintenance · low impact
Brakes 54% (1 OOS) · Tires 26% (2 OOS) · Lighting / lamps 17%
Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
Projected: could improve up to 14 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 2 inspections, 1 violations, 0 OOS, 1 clean · trending worse.
1. Unsafe Driving1 viol · 100%
392.2-SLLSWZ
Coach speed and following distance — Unsafe Driving points are weighted heavily
Hands off the phone; always belt up
9 clean inspections would cut this BASIC ~25% (to 0.495).
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 4 in 24 months
DateLocationFatalInjTow
05/26/2026BURDELL TWP, MI
05/28/2025Holland Twp, MI1
05/07/2025Robinson Twp, MI
04/15/2025ST JOSEPH TWP, MI
Equipment — 54 vehicles seen in inspections
25 trailer18 truck11 incomplete vehicle
Company profile
Officer
HELEN ZEERIP
Annual mileage
3.1M mi (2022)
CDL drivers
42
Registered since
1989-01-10
Operation
Interstate
Connections — 2 carriers
Shares identifiers with 2 carriers (2 via shared VINs).
Activity history (recent)
10/27/2025MCS-150 update filed
3.1M mi reported (2022)
10/15/2025Insurance filed — GREAT WEST CASUALTY CO.
Liability (BIPD) — BMC-91X · policy GRT47729A
10/15/2025Insurance replaced — AUTO OWNERS INSURANCE COMPANY
BIPD/Primary · policy 50-913214-00
10/15/2016Insurance replaced — AUTO OWNERS INSURANCE COMPANY
BIPD/Primary · policy 50-913214-00
10/15/2016Insurance replaced — SECURA INSURANCE, A MUTUAL CO.
BIPD/Primary · policy A 3220841
05/10/2014Insurance cancelled — SECURA INSURANCE, A MUTUAL CO.
BIPD/Primary · policy 20-A-3119200
01/08/2014Insurance replaced — SECURA INSURANCE, A MUTUAL CO.
BIPD/Primary · policy 20-A-3119200
12/28/2006MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
11/29/2006Insurance cancelled — ARCH INSURANCE COMPANY
BIPD/Primary · policy FBCAT0056900
11/14/2005CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (12/06/2005)
10/28/2004Insurance cancelled — GULF INSURANCE CO.
BIPD/Primary · policy GA2839134
10/01/2004CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/03/2004)
11/14/2002Insurance filed — GULF INSURANCE CO.
BIPD
11/14/2002Insurance cancelled — GULF INSURANCE CO.
BIPD/Primary · policy GA2838154
11/02/2002Insurance cancelled — GULF INSURANCE CO.
BIPD/Primary · policy GA2838154
07/01/2002Insurance cancelled — GULF INSURANCE CO.
BIPD/Primary · policy GA2835554
04/03/2002MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
REVOKED (12/05/2006)
12/23/2001Insurance cancelled — GULF INSURANCE CO.
BIPD/Primary · policy GA0600812
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/339790.