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Authorized · PassengerUSDOT 3373523· MC1545842· CARRIER· EIN 47-3064863
⬇ PDF report

ZUM

Legal: ZUM SERVICES INC

220 RANKIN ST, SAN FRANCISCO, CA, 94124(855) 743-3986legal-compliance@ridezum.comLIZ SANCHEZ
Vetting snapshot
Authority
Active
operating authority
Insurance
$3M BIPD
ZSI INSURANCE CO RISK RETENTION GROUP INC
Vehicle OOS
3.9%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
64
none fatal
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
64 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1545842

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property, Passenger
Liability (BIPD)
$3M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$2M coverageeff 09/26/2025
ZSI INSURANCE CO RISK RETENTION GROUP INC· policy 1-10000-00-2025
ON FILELiability (BIPD) — BMC-91X$3M coverageeff 09/26/2025
GEMINI INSURANCE COMPANY· policy GVE100317403
Authority history (5) ▾
02/27/2026MOTOR PROPERTY COMMON CARRIERGRANTED
07/09/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/30/2024)
06/29/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/26/2023)
05/24/2023MOTOR PASSENGER COMMON CARRIERGRANTED
05/24/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/01/2023)
Insurance history4 insurers on record
Filing timeline (15) ▾
  1. GEMINI INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 07/26/2024 → 10/25/2025
  2. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/26/2025 → 09/26/2025
  3. GEMINI INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 07/26/2024 → 09/26/2025
  4. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/26/2025 → 08/26/2025
  5. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 08/26/2025 → 07/26/2025
  6. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/09/2024 → 07/26/2025
  7. GEMINI INSURANCE COMPANY$3MCancelled
    BIPD/Excess · eff 07/26/2023 → 08/05/2024
  8. GEMINI INSURANCE COMPANY$3MReplaced
    BIPD/Excess · eff 07/26/2023 → 07/26/2024
  9. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/26/2023 → 07/09/2024
  10. GENERAL STAR INDEMNITY COMPANY$3MCancelled
    BIPD/Excess · eff 07/26/2022 → 07/26/2023
  11. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/26/2022 → 07/26/2023
  12. ACE AMERICAN INSURANCE COMPANY$2MCancelled
    BIPD/Primary · eff 07/22/2022 → 06/02/2023
  13. ACE AMERICAN INSURANCE COMPANY$2MCancelled
    BIPD/Primary · eff 07/26/2022 → 06/02/2023
  14. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/22/2022 → 07/26/2022
  15. ACE AMERICAN INSURANCE COMPANY$2MReplaced
    BIPD/Primary · eff 07/26/2022 → 07/26/2022

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle3,228 inspections · 3.9% OOS · National 22%
Driver33 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

64

Tow-away

53

Injury

77

Fatal

0

Company profile

FMCSA census

PRIVATE PROPERTY;PRIVATE PASSENGER, BUSINESS;PRIVATE PASSENGER, NON-BUSINESS;AUTHORIZED FOR HIRE

Power units
2,959
on file (MCS-150)
Drivers
2,240
2,240 hold a CDL
Annual mileage
18.3M mi
reported 2024
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi20 drivers
  • Interstate · <100 mi1,144 drivers
  • Intrastate · <100 mi1,076 drivers
Company officer
LIZ SANCHEZ
Operation
Interstate
D-U-N-S
10915910
Registered since
2019-12-23
Last MCS-150 update
2026-01-22
Census status
Active

Fleet: 20 trucks · 2,939 buses.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

21 events
  1. 02/27/2026MOTOR PROPERTY COMMON CARRIER — GRANTED
  2. 01/22/2026MCS-150 update filed

    18.3M mi reported (2024)

  3. 10/25/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100317402

  4. 09/26/2025Insurance filed — ZSI INSURANCE CO RISK RETENTION GROUP INC

    Liability (BIPD) — BMC-91X · policy 1-10000-00-2025

  5. 09/26/2025Insurance filed — GEMINI INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy GVE100317403

  6. 09/26/2025Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISA H11429579

  7. 09/26/2025Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100317402

  8. 08/26/2025Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISA H11429579

  9. 07/26/2025Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISA H11429579

  10. 08/05/2024Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100317401

  11. 07/26/2024Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100317401

  12. 07/09/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/30/2024)

  13. 07/09/2024Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISA H10710224

  14. 07/26/2023Insurance cancelled — GENERAL STAR INDEMNITY COMPANY

    BIPD/Excess · policy IXG674936

  15. 07/26/2023Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISAH10701442

  16. 06/29/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/26/2023)

  17. 06/02/2023Insurance cancelled — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISAH10701442

  18. 05/24/2023MOTOR PASSENGER COMMON CARRIER — GRANTED
  19. 05/24/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/01/2023)

  20. 07/26/2022Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy ISAH10701442

  21. 12/23/2019Registered with FMCSA

    PRIVATE PROPERTY;PRIVATE PASSENGER, BUSINESS;PRIVATE PASSENGER, NON-BUSINESS;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;PRIVATE PASSENGER, BUSINESS;PRIVATE PASSENGER, NON-BUSINESS;AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2023-12-08
Last review
2026-10-09
📄

MCS-150 registration

Form date
2026-01-22
Reported mileage
18,346,986 mi (2024)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 25, 2026, 9:11 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.