CSA
Authorized · PropertyUSDOT 3309761· MC1051140· CARRIER· EIN 82-2022587
⬇ PDF report

LENDERS RECOVERY SERVICE LLC

8633 BROOKVILLE RD STE B, INDIANAPOLIS, IN, 46239(317) 351-0778steve@lendersrecovery.comSTEVEN BROWN
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
CUMIS INSURANCE SOCIETY INC
Vehicle OOS
0%
below 22% national avg
Driver OOS
33.3%
above 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
1 flag
see details below
59
/ 100

Risk factors

Moderate riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrierDriver OOS 33.3% — above the 6.7% national average3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC1051140

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property, Private
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 03/15/2026
CUMIS INSURANCE SOCIETY INC· policy 326798-000
Authority history (1) ▾
09/06/2019MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history2 insurers on record
Filing timeline (9) ▾
  1. CUMIS INSURANCE SOCIETY INC$1MReplaced
    BIPD/Primary · eff 03/15/2025 → 03/15/2026
  2. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2024 → 03/15/2025
  3. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2023 → 03/15/2024
  4. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2022 → 03/15/2023
  5. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2021 → 03/15/2022
  6. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2020 → 03/15/2021
  7. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 03/15/2020 → 03/15/2020
  8. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/17/2019 → 03/15/2020
  9. WESCO INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/17/2019 → 07/17/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle2 inspections · 0% OOS · National 22%
Driver3 inspections · 33.3% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

3 inspections · 4 violations (1 OOS) · 33% of inspections had an OOS finding.

3
Inspections
4
Violations
1
OOS violations
3
Distinct codes

Violations by BASIC

click to filter codes

4
total

Most inspected in · top 2 states

  • IN2
  • KY1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Driver out-of-service rate exceeds the national average

High impact

Driver OOS rate is 33.3% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Hours-of-Service Compliance needs attention

Low impact

Estimated Hours-of-Service Compliance percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

3
Inspections
4
Violations
1
Out-of-service
19
CSA points
3
Crashes
2
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

2 distinct vehicles seen in this carrier’s roadside inspections.

2 incomplete vehicle
2022 GM GM515seen 2×
1HTKJPVM5NH642512· WR10715 IN
2018 RAM 5500
3C7WRNDL6JG342585· WR10710 IN

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

0

Fatal

0

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
4
on file (MCS-150)
Drivers
6
0 hold a CDL
Annual mileage
1.2M mi
reported 2025
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · <100 mi6 drivers
Company officer
STEVEN BROWN
Operation
Interstate · Hazmat
Registered since
2019-07-11
Last MCS-150 update
2025-11-26
Census status
Active

Fleet: 4 trucks.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Connections

carrier graph

This carrier shares phone numbers or officers with 53 other carriers — review the connections below as part of your vetting.

53
Connected carriers
0
Fleet-transfer links
0
Most shared VINs
51
Strong links
Possible reincarnation pattern: AAA TOWING AND RECOVERY OF MOBILE LLC (USDOT 2022293, registered 2010) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 51
1
AAA TOWING AND RECOVERY OF MOBILE LLC
USDOT 2022293Inactive· WILMER, AL
Strong
Officer
2
ATLAS MOVING COMPANY OF IDAHO
USDOT 4295106Active· MERIDIAN, ID
Strong
Officer
3
BELTWAY HAULING LLC
USDOT 1657516Active· SUITLAND, MD
Strong
Officer
4
BFB GUNITE GROUP LLC
USDOT 1999020Inactive· BRIELLE, NJ
Strong
Officer
5
BIRDDOG TRUCKING LLC
USDOT 2923302Inactive· DIAMOND, MO
Strong
Officer
6
BROWN CONTRACTORS INC
USDOT 862287Active· QUITMAN, LA
Strong
Officer
7
BROWN DISTRIBUTOR INC
USDOT 3977506Inactive· CORDOVA, TN
Strong
Officer
8
BROWN ENTERPRISES INC
USDOT 3148786Inactive· S LONDONDERRY, VT
Strong
Officer
9
BROWNZ HAULING LLC
USDOT 4018723Active· ATTLEBORO, MA
Strong
Officer
10
CODY WHITE
USDOT 1798357Inactive· RUSH SPRINGS, OK
Strong
Officer
11
DOMECITY TRANSPORTS LLC
USDOT 3979727Active· LAKE ORION, MI
Strong
Officer
12
DUST BOWL DISPOSAL COMPANY LLC
USDOT 3959766Active· MCLOUD, OK
Strong
Officer
13
EDCO- EDUCATION CONSULTANTS INC
USDOT 3434706Inactive· KENNESAW, GA
Strong
Officer
14
EJS TRANSPORTATION LLC
USDOT 3379166Active· WEST COLUMBIA, SC
Strong
Officer
15
FLATLINE LLC
USDOT 1775229Inactive· JEROME, ID
Strong
Officer
16
GINOANDSONS LLC
USDOT 4540748Active· SPRINGFIELD, OH
Strong
Officer
17
GLOBAL MINDZ IN SOLUTIONS LLC
USDOT 4030641Active· LAS VEGAS, NV
Strong
Officer
18
HY TECH EXPRESS INC
USDOT 3006887Active· DUNKIRK, IN
Strong
Officer
19
KENTUCKY MACHINE REPAIR LLC
USDOT 1749592Active· LANGLEY, KY
Strong
Officer
20
KRS TRUCKING LLC
USDOT 3982921Inactive· WINDSOR LOCKS, CT
Strong
Officer
21
MARLBORO SWIMMING POOL INC
USDOT 2387337Inactive· UPPER MARLBORO, MD
Strong
Officer
22
MRB TRANS LLC
USDOT 3663989Active· LIVONIA, MI
Strong
Officer
23
NATIONAL FREIGHT GROUP LLC
USDOT 3329410Inactive· NASHVILLE, IN
Strong
Officer
24
PIPING CONTRACTORS OF KANSAS INC
USDOT 1836487Active· TOPEKA, KS
Strong
Officer
25
RELIABLE TRANSPORT
USDOT 1360066Inactive· GREENWICH, NY
Strong
Officer
26
SOUTH SHORE LAWN SERVICE INC
USDOT 1136856Active· MERRICK, NY
Strong
Officer
27
STAB LLC
USDOT 3483827Inactive· MCDONOUGH, GA
Strong
Officer
28
STARCRAFT BUILDERS INC
USDOT 1983212Inactive· HOLLY SPRINGS, NC
Strong
Officer
29
STEVE BROWN PLUMBING & HEATING LLC
USDOT 1985886Inactive· WEBSTER, MA
Strong
Officer
30
STEVEN BROWN
USDOT 1199929Inactive· NEW WASHINGTON, IN
Strong
Officer
31
STEVEN BROWN
USDOT 1222087Inactive· KALAMAZOO, MI
Strong
Officer
32
STEVEN BROWN
USDOT 1808388Inactive· CHAMPAIGN, IL
Strong
Officer
33
STEVEN BROWN
USDOT 2373127Active· NASHVILLE, TN
Strong
Officer
34
STEVEN BROWN
USDOT 4475678Active· DURHAM, NC
Strong
Officer
35
STEVEN BROWN
USDOT 1364940Inactive· KINGSTON, RI
Strong
Officer
36
STEVEN BROWN
USDOT 3980159Inactive· TOLEDO, OH
Strong
Officer
37
STEVEN BROWN
USDOT 682187Active· GRAY, KY
Strong
Officer
38
STEVEN BROWN
USDOT 3345695Active· DURHAMVILLE, NY
Strong
Officer
39
STEVEN BROWN
USDOT 402597Active· LIBERTY, KY
Strong
Officer
40
STEVEN BROWN
USDOT 1844399Active· DETROIT, MI
Strong
Officer
41
STEVEN BROWN
USDOT 1897639Inactive· EATON, IN
Strong
Officer
42
STEVEN BROWN
USDOT 3607798Inactive· LEXINGTON, SC
Strong
Officer
43
STEVEN C BROWN
USDOT 1365892Inactive· FOSTER, RI
Strong
Officer
44
STEVEN D BROWN
USDOT 1692993Active· SUNFIELD, MI
Strong
Officer
45
STEVEN FRANKLIN BROWN
USDOT 1435719Inactive· CINCINNATI, OH
Strong
Officer
46
STEVEN G BROWN
USDOT 964073Active· ALPHARETTA, GA
Strong
Officer
47
STEVEN W BROWN
USDOT 1589703Active· MOUNDVILLE, AL
Strong
Officer
48
THE HOME SHOW-MORGANTOWN INC
USDOT 856768Inactive· MORGANTOWN, WV
Strong
Officer
49
TRAFFIC SAFETY SUPPLIES LLC
USDOT 3133571Active· GAINESVILLE, VA
Strong
Officer
50
VIRGINIA ARTESIAN BOTTLING COMPANY
USDOT 3675894Active· MECHANICSVLLE, VA
Strong
Officer
51
WINDING ROAD LOGISTICS LLC
USDOT 3924071Inactive· BRYANT, AR
Strong
Officer

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

12 events
  1. 03/15/2026Insurance filed — CUMIS INSURANCE SOCIETY INC

    Liability (BIPD) — BMC-91X · policy 326798-000

  2. 03/15/2026Insurance replaced — CUMIS INSURANCE SOCIETY INC

    BIPD/Primary · policy 325084-000

  3. 11/26/2025MCS-150 update filed

    1.2M mi reported (2025)

  4. 03/15/2025Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP179887605

  5. 03/15/2024Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP1798876-04

  6. 03/15/2023Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP179887603

  7. 03/15/2022Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP179887602

  8. 03/15/2021Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP179887601

  9. 03/15/2020Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP1798876-01

  10. 09/06/2019MOTOR PROPERTY COMMON CARRIER — GRANTED
  11. 07/17/2019Insurance replaced — WESCO INSURANCE COMPANY

    BIPD/Primary · policy WPP179887600

  12. 07/11/2019Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-11-26
Reported mileage
1,170,000 mi (2025)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 26, 2026, 6:45 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.