CSA
Authorized · PropertyUSDOT 325199· MC182539· CARRIER· EIN 61-0865101
⬇ PDF report

M & M CARTAGE CO INC

6220 GEIL LN, LOUISVILLE, KY, 40219(502) 456-4586tracy.stephens@mmcartage.comJOSEPH D HAYDEN
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
THE TRAVELERS INDEMNITY CO. OF CONNECTICUT
Vehicle OOS
14.3%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
8
none fatal
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
8 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC182539

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 07/01/2019
THE TRAVELERS INDEMNITY CO. OF CONNECTICUT· policy 9C593861
Authority history (8) ▾
07/06/2009COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/10/2009)
07/06/2009CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/10/2009)
07/07/2008COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/24/2008)
12/01/2000MOTOR PROPERTY COMMON CARRIERREINSTATED
12/01/2000MOTOR PROPERTY CONTRACT CARRIERREINSTATED
07/01/1991MOTOR PROPERTY CONTRACT CARRIERGRANTEDREVOKED (11/17/2000)
07/01/1991MOTOR PROPERTY COMMON CARRIERGRANTEDREVOKED (11/17/2000)
11/20/1985MOTOR PROPERTY COMMON CARRIERGRANTEDREVOKED (11/17/2000)
Insurance history10 insurers on record
Filing timeline (16)
  1. ACUITY, A MUTUAL INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/01/201407/29/2019
  2. ACUITY, A MUTUAL INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/01/201407/01/2019
  3. TRAVELERS PROPERTY CASUALTY CO. OF AMERICA$750KCancelled
    CARGO · eff 07/01/200906/23/2018
  4. THE FIRST LIBERTY INSURANCE CORPORATION$1MReplaced
    BIPD/Primary · eff 07/01/201307/01/2014
  5. WAUSAU UNDERWRITERS INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/01/200907/01/2013
  6. THE CINCINNATI INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 07/01/200807/31/2009
  7. THE CINCINNATI INSURANCE CO.$750KCancelled
    CARGO · eff 07/01/200807/31/2009
  8. THE CINCINNATI INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 07/01/200807/01/2009
  9. THE CINCINNATI INSURANCE CO.$750KReplaced
    CARGO · eff 07/01/200807/01/2009
  10. FEDERAL INSURANCE CO.$750KCancelled
    CARGO · eff 06/01/199708/02/2008
  11. NATIONAL TRUST INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/01/200007/01/2008
  12. FEDERAL INSURANCE CO.$750KReplaced
    CARGO · eff 06/01/199707/01/2008
  13. FEDERAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 06/01/199708/30/2000
  14. ST. PAUL PROTECTIVE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/199006/01/1997
  15. FIREMAN'S FUND INSURANCE CO.$750KReplaced
    CARGO · eff 06/01/199506/01/1997

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle77 inspections · 14.3% OOS · National 22%
Driver135 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

135 inspections · 5 violations (1 OOS) · 3% of inspections had an OOS finding.

135
Inspections
5
Violations
1
OOS violations
5
Distinct codes

Violations by BASIC

click to filter codes

5
total

Most inspected in · top 8 states

  • KY16
  • OH4
  • TN3
  • NC2
  • IN2
  • TX1
  • MI1
  • GA1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

A high share of violations are occurring in Boone County, KY

Medium impact

6 of 34 violations in the last 12 months (18%) came from inspections in Boone County, KY. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Boone County, KY to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Following / lane / reckless violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What’s contributing9 violations (24 mo)
Following / lane / reckless5 viol44%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation3× · 24%
  • 392.2-SLLILCState/Local Laws - Improper lane change1× · 13%
  • 392.2-SLLMLState/Local Laws - Failure to maintain lane1× · 7%
Seat belt2 viol37%
  • 392.16-DDriver - Failed to use seat belt while operating a CMV1× · 28%
  • 392.16ADDriver - Failed to use seat belt while operating a CMV.1× · 9%
Phone / texting1 viol13%
  • 392.82DUMTDriver - Using a hand-held mobile telephone1× · 13%
Speeding1 viol5%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit1× · 5%
What to do
  • Defensive-driving refresher on following distance and lane discipline

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Tires violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 31% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing27 violations · 9 OOS (24 mo)
Tires5 OOS5 viol36%
  • 393.75A3-TAOLTISTires - All others, leaking in tread area and inflation less than 50% of the maximum inflation pressure on tire equipped with ATIS2× · 14%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS2× · 14%
  • 393.75A2-TAOTLMTires - All others, 75% of the tread width is loose/missing in excess of 12 inches of circumference1× · 7%
Brakes1 OOS9 viol27%
  • 393.9BRKLAMPInoperative Brake Lamps1× · 9%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear2× · 6%
  • 393.55C1-BAir Brake - Truck-tractor manufactured on or after March 1, 1997, not equipped with an ABS system. System does not function or indicates a fault.2× · 4%
Lighting / lamps2 OOS8 viol27%
  • 393.9A-LSLIWRLighting - Stop lamps - Both inoperative when required to be on1× · 6%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.1× · 6%
  • 393.9A-LRLILighting - Tail lamp - Any inoperative1× · 4%
Other1 OOS3 viol9%
  • 393.207B-AALPMEAny of the locking pins are missing or not engaged.1× · 5%
  • 396.3A1-AASGMDMore than 25% of the slider-guide/hold-down brackets are missing or disengaged.1× · 4%
  • 393.78A-WSWashers - Inoperative washing system.1× · 0%
What to do
  • Gauge and thump every tire on the walk-around, including inner duals
  • Replace before tread hits the limit; correct low pressure immediately
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 19 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Improving
11
Inspections
1
Violations
1
Out-of-service
10
Clean
Where the violations are
Vehicle Maintenance 100%
Focus here first
1Vehicle Maintenance
1 violation · 1 OOS · 100% of recent
Do this
  • Check brake adjustment and listen for air leaks every pre-trip
  • Fix air-loss and warning-light faults before dispatch; put brakes on the PM schedule
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

204
Inspections
99
Violations
22
Out-of-service
362
CSA points
226
Crashes
18
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

100 distinct vehicles seen in this carrier’s roadside inspections.

54 trailer 43 truck 3 incomplete vehicle
2024 PETERBILT 579seen 3×
1XPBD49X7RD670167· A88894 KY
2024 PETERBILT 579seen 3×
1XPBD49X1RD670164· A88887 KY
2024 PETERBILT 579seen 3×
1XPBD49X9RD670168· A88895 KY
2022 INTERNATIONAL MV607seen 2×
3HAEUMMN8NL459001· A88899 KY
2019 FREIGHTLINER Cascadiaseen 2×
1FUJHLDR6KLKJ4489· A70948 KY
2018 FREIGHTLINER Cascadiaseen 2×
1FUJGLFG9JLJZ0976· A64755 KY
2023 PETERBILT 579seen 2×
1XPBD49X7PD865697· A88886 KY
2025 FREIGHTLINER Cascadiaseen 2×
3AKJHLDR4SSWA4328· 002611A KY
2023 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR6PSUM4462· A88858 KY
2019 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D0KL113447· 82042T KY
2004 WABASH Wabash National Corporationseen 2×
1JJV532W14L900685· 23030T KY
2025 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D7SL538471· K4W847 KY
2023 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR2PSUM4460· A88856 KY
2023 PETERBILT 579seen 2×
1XPBD49X5PD865696· A93477 KY
2016 FREIGHTLINER Cascadia
3AKJGEBG0GDHG8626· 001076A KY
2025 WABASH VANS Dry Van Duraplate
1JJV532D2SL538474· K4W850 KY
2016 FREIGHTLINER Cascadia
1FUJGBD9XGLGZ9596· 000647A KY
2015 WABASH VANS Dry Van Duraplate
1JJV532D0FL863842· C4W741 KY
2025 PETERBILT 579
1XPBD49X5SD735443· 001057A KY
2012 WABASH VANS Dry Van Duraplate
1JJV532D5CL691299· 93985T KY
2025 FREIGHTLINER Cascadia
3AKJHLDR4SSWA4331· 008273A KY
2025 WABASH VANS Dry Van Duraplate
1JJV532D7SL538535· N1X694 KY
2024 FREIGHTLINER Cascadia
3AKJHHDR4RSVE5658· A88881 KY
2018 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS2401J2366501· N8E834 KY
2024 WABASH VANS Dry Van Duraplate
1JJV532D4RL450178· G3B664 KY
2018 FREIGHTLINER Cascadia
1FUJGEFG8JLJZ0981· 008254A KY
2025 WABASH VANS Dry Van Duraplate
1JJV532D0SL538490· M3C154 KY
2020 PETERBILT 579
1NPBDH9X7LD650123· A74734 KY
2004 WABASH Wabash National Corporation
1JJV532W54L900673· 23444T KY
2018 WABASH VANS Dry Van Duraplate
1JJV532D7JL086424· 76678T KY

+ 70 more.

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

8

Tow-away

8

Injury

2

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
303
on file (MCS-150)
Drivers
310
310 hold a CDL
Annual mileage
14.7M mi
reported 2024
Recordable crash rate
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi310 drivers
Company officer
JOSEPH D HAYDEN
Operation
Interstate
D-U-N-S
98095680
Registered since
1988-08-15
Last MCS-150 update
2025-09-23
Census status
Active

Fleet: 303 trucks · 287 owned tractors · 838 owned trailers · 9 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs or phone numbers with 5 other carriers — review the connections below as part of your vetting.

5
Connected carriers
4
Fleet-transfer links
1
Most shared VINs
0
Strong links

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

25 events
  1. 09/23/2025MCS-150 update filed

    14.7M mi reported (2024)

  2. 07/29/2019Insurance cancelled — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-X99065

  3. 07/01/2019Insurance filed — THE TRAVELERS INDEMNITY CO. OF CONNECTICUT

    Liability (BIPD) — BMC-91X · policy 9C593861

  4. 07/01/2019Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-X99065

  5. 06/23/2018Insurance cancelled — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA

    CARGO · policy QT 660-5901N794-TIL-09

  6. 07/01/2014Insurance replaced — THE FIRST LIBERTY INSURANCE CORPORATION

    BIPD/Primary · policy AI6-Z91-452248-01

  7. 07/01/2013Insurance replaced — WAUSAU UNDERWRITERS INSURANCE COMPANY

    BIPD/Primary · policy ATJZ91452248019

  8. 07/31/2009Insurance cancelled — THE CINCINNATI INSURANCE CO.

    BIPD/Primary · policy CAA 366 81 62

  9. 07/06/2009COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/10/2009)

  10. 07/06/2009CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/10/2009)

  11. 07/01/2009Insurance replaced — THE CINCINNATI INSURANCE CO.

    BIPD/Primary · policy CAA 366 81 62

  12. 08/02/2008Insurance cancelled — FEDERAL INSURANCE CO.

    CARGO · policy 0659-43019

  13. 07/07/2008COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/24/2008)

  14. 07/01/2008Insurance replaced — NATIONAL TRUST INSURANCE COMPANY

    BIPD/Primary · policy FCPP16011002

  15. 07/01/2008Insurance replaced — FEDERAL INSURANCE CO.

    CARGO · policy 0659-43019

  16. 12/01/2000MOTOR PROPERTY COMMON CARRIER — REINSTATED
  17. 12/01/2000MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
  18. 08/30/2000Insurance cancelled — FEDERAL INSURANCE CO.

    BIPD/Primary · policy 7323-67-17

  19. 06/01/1997Insurance replaced — ST. PAUL PROTECTIVE INSURANCE COMPANY

    BIPD/Primary · policy CA 0832104

  20. 06/01/1997Insurance replaced — FIREMAN'S FUND INSURANCE CO.

    CARGO · policy P 07 MXI 80333478

  21. 06/01/1995Insurance replaced — FEDERAL INSURANCE CO.

    CARGO · policy 654 70 14

  22. 07/01/1991MOTOR PROPERTY CONTRACT CARRIER — GRANTED

    REVOKED (11/17/2000)

  23. 07/01/1991MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (11/17/2000)

  24. 08/15/1988Registered with FMCSA

    AUTHORIZED FOR HIRE

  25. 11/20/1985MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (11/17/2000)

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
1990-03-23
Last review
2020-11-05
📄

MCS-150 registration

Form date
2025-09-23
Reported mileage
14,724,316 mi (2024)

Got a violation you want to contest?

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 18, 2026, 11:46 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.