CSA
Authorized · PropertyUSDOT 3196520· MC152539· CARRIER· EIN 83-1464026
⬇ PDF report

CLASSIC TOWING & AUTO REPAIR

Legal: CLASSIC TOWING LLC

611 S KEENELAND DRIVE, RICHMOND, KY, 40475(859) 448-5111towme@classictowingky.comMARK SETTLES
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
CENTRAL MUTUAL INSURANCE COMPANY
Vehicle OOS
15.4%
below 22% national avg
Driver OOS
13%
above 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
Driver OOS 13% — above the 6.7% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC152539

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property, Private
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 02/23/2026
CENTRAL MUTUAL INSURANCE COMPANY· policy 9619889
Authority history (3) ▾
02/26/2026MOTOR PROPERTY COMMON CARRIERREINSTATED
12/19/2022MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (04/01/2024)
10/29/2018MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (11/29/2022)
Insurance history4 insurers on record
Filing timeline (4) ▾
  1. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 10/22/2023 → 03/24/2024
  2. UNITED FINANCIAL CASUALTY COMPANY$1MReplaced
    BIPD/Primary · eff 10/22/2022 → 10/22/2023
  3. FEDERATED MUTUAL INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 09/05/2018 → 11/23/2022
  4. FEDERATED MUTUAL INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 09/05/2018 → 09/05/2018

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle13 inspections · 15.4% OOS · National 22%
Driver23 inspections · 13% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

23 inspections · 32 violations (6 OOS) · 20% of inspections had an OOS finding.

23
Inspections
32
Violations
6
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

11
total

Most inspected in · top 3 states

  • KY28
  • US1
  • IN1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Seat belt violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 84% is at/over the 60% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing8 violations (24 mo)
Seat belt3 viol44%
  • 392.16-DDriver - Failed to use seat belt while operating a CMV1× · 22%
  • 392.16ADDriver - Failed to use seat belt while operating a CMV.1× · 11%
  • 392.16Failing to use seat belt while operating a CMV1× · 11%
Other2 viol31%
  • 392.2-INATDriver- Inattentive or Distracted Driving1× · 23%
  • 392.2CFailure to obey traffic control device1× · 8%
Speeding1 viol16%
  • 392.2-SLLS4State/Local Laws - Speeding 15 or more miles per hour over the speed limit1× · 16%
Following / lane / reckless2 viol9%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation1× · 5%
  • 392.2LVLane Restriction violation1× · 5%
What to do
  • Zero-tolerance belt policy; verify with in-cab camera or spot checks
Projected estimatecould improve up to 18 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 60% line

Driver out-of-service rate exceeds the national average

High impact

Driver OOS rate is 13% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in KY

Medium impact

9 of 9 violations in the last 12 months (100%) came from inspections in KY. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from KY to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

3
Inspections
3
Violations
1
Out-of-service
1
Clean
Where the violations are
Unsafe Driving 33%Vehicle Maintenance 33%Driver Fitness 33%
Focus here first
1Unsafe Driving
1 violation · 33% of recent
  • 392.2-INATDriver- Inattentive or Distracted Driving
Do this
  • Coach speed, following distance, and phone use — these points hit hardest
  • Review dashcam/telematics events with drivers
2Vehicle Maintenance
1 violation · 33% of recent
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection
Do this
  • Do — and document — a real pre-trip and post-trip DVIR
  • Keep the annual inspection current and records in the truck
3Driver Fitness
1 violation · 1 OOS · 33% of recent
  • 391.41B10-MCMedical (Certificate) - Operating a commercial vehicle without corrective lenses or hearing aid as indicated on the driver's medical certificate · OOS
Do this
  • Track CDL, medical card, and endorsement expirations ahead of time
  • Keep the DQ file complete and the medical card on the driver
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

37
Inspections
49
Violations
20
Out-of-service
133
CSA points
2
Crashes
2
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

18 distinct vehicles seen in this carrier’s roadside inspections.

14 incomplete vehicle 2 truck 2 trailer
2019 FORD F-550seen 6×
1FD0X5GTXKEC52669· B4H260 KY
2022 RAM 5500seen 5×
3C7WRNDL6NG150492· B9J949 KY
2018 RAM 5500seen 4×
3C7WRMBL3JG151333· 848746 KY
2023 FORD F-600seen 4×
1FDFF6LN3PDA12550· J4M022 KY
2024 FORD F-600seen 4×
1FDFF6LN4RDA01768· N3C701 KY
2023 RAM 5500seen 2×
3C7WRNDJ4PG602344· G6F381 KY
2023 FORD F-600seen 2×
1FDFF6LN6PDA12400· L2K497 KY
2024 FORD F-600seen 2×
1FDFF6LN6RDA01500· N3C704 KY
2005 VOLVO TRUCK VNL
4V4NC9TGX5N375466· A95930 KY
2014 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYFS2480EA889417· G4C845 KY
2023 FORD F-550
1FDUF5GN9PEC45516· F2H091 KY
2019 INTERNATIONAL LT625
3HSDZAPRXKN508267· 000543A KY
2016 TRANSCRAFT/WABASH Combo Steel/Alum Flatbed
1TTF482C2G393296· H1V976 KY
2023 RAM 5500
3C7WRNDJ2PG602343· G6F382 KY
2024 FORD F-600
1FDFF6LN7RDA05698· N3C703 KY
2024 FORD F-600
1FDFF6LN7RDA01716· S2181185 GA
2023 RAM 5500
3C7WRNDL9PG554700· M5E440 KY
2024 FORD F-600
1FDFF6LN5RDA01410· P7F552 KY

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Company profile

FMCSA census

PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Power units
2
on file (MCS-150)
Drivers
5
0 hold a CDL
Annual mileage
0.1M mi
reported 2021
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Intrastate · <100 mi5 drivers
Company officer
MARK SETTLES
Operation
Intrastate (Non-Hazmat) · Hazmat
Registered since
2018-10-04
Last MCS-150 update
2024-10-29
Census status
Active

Fleet: 2 trucks.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Connections

carrier graph

This carrier shares VINs or officers with 5 other carriers — review the connections below as part of your vetting.

5
Connected carriers
3
Fleet-transfer links
1
Most shared VINs
2
Strong links
Strong· 2
1
CLASSIC DRYWALL LLC
USDOT 3227137Inactive· RICHMOND, KY
Strong
Officer
2
CLASSIC DRYWALL LLC
USDOT 2824353Active· RICHMOND, KY
Strong
Officer

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

10 events
  1. 02/26/2026MOTOR PROPERTY COMMON CARRIER — REINSTATED
  2. 02/23/2026Insurance filed — CENTRAL MUTUAL INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy 9619889

  3. 10/29/2024MCS-150 update filed

    0.1M mi reported (2021)

  4. 03/24/2024Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP427055

  5. 10/22/2023Insurance replaced — UNITED FINANCIAL CASUALTY COMPANY

    BIPD/Primary · policy CA00674074

  6. 12/19/2022MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (04/01/2024)

  7. 11/23/2022Insurance cancelled — FEDERATED MUTUAL INSURANCE CO.

    BIPD/Primary · policy 6039496

  8. 10/29/2018MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (11/29/2022)

  9. 10/04/2018Registered with FMCSA

    PRIVATE PROPERTY;AUTHORIZED FOR HIRE

  10. 09/05/2018Insurance replaced — FEDERATED MUTUAL INSURANCE CO.

    BIPD/Primary · policy 6039496

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Area served

  • Intrastate (Non-Hazmat)
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2025-10-21
📄

MCS-150 registration

Form date
2024-10-29
Reported mileage
64,000 mi (2021)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 27, 2026, 9:56 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.