CARDS
Legal: CARDS HOLDINGS INC
Risk factors
High riskVioCodes scoreA weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.
Roadside inspection performance
Out-of-service rate vs national average. Lower is better.
CSA performance breakdown
FMCSA · Sep 2026221 inspections · 22 violations (4 OOS) · 13% of inspections had an OOS finding.
Violations by BASIC
click to filter codes
Top cited codes
score = count × severity weight
- 1393.100B-CVehicle Maintenance2 OOS
Cargo - Cargo not secured to prevent leaking/spilling/blowing/falling from CMV
14
2× · sev 7
- 2392.3-FHours-of-Service Compliance1 OOS
Fatigue - Operating a commercial motor vehicle while impaired, through fatigue.
10
1× · sev 10
- 3393.95F
Emergency Equipment - Stopped vehicle warning devices missing or improper
2
2×
- 4393.78A-WSVehicle Maintenance
Washers - Inoperative washing system.
2
2× · sev 1
- 5393.47E
Brake Out of Adjustment - Roto, Clamp (Short & Long), DD-3, or Bolt
2
2×
- 6393.9A-LILVehicle Maintenance
Lighting - Identification lamp(s) inoperative
2
1× · sev 2
- 7393.11A1-LILVehicle Maintenance
Lighting - Identification lamp(s) missing
2
1× · sev 2
- 8392.2-SLLEWA3
State/Local Laws - Excessive weight - More than 5000 lbs over on an axle/axle groups
1
1×
- 9392.2-SLLIRP
State/Local Laws - IRP apportioned tag or registration violation
1
1×
- 10392.2-SLL
State/Local Laws -
1
1×
Most inspected in · top 2 states
- AR22
- OK8
Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.
Safety trends & next-run projection
Where each BASIC sits today, how it ranks against peers, and where it’s heading at the next monthly SMS run.
FMCSA keeps the Crash Indicator percentile private, and its measure needs a power-unit history public data doesn’t expose — so it can’t be estimated yet. VioCodes now records power units monthly, so a calibrated Crash estimate should light up over time. These are the public crash facts (all state-reportable crashes count, regardless of fault).
“Projected” estimates the next monthly SMS run from inspections on record now. FMCSA marks the BASIC percentile itself “Not Public,” so the percentile shown is a VioCodes estimate of how the carrier ranks against its peers, presented as a likely range (shaded on the gauge) and calibrated against real carriers. Crash Indicator has no public estimate — FMCSA keeps its measures fully private. Estimates, not official FMCSA figures. Not affiliated with FMCSA.
Recommendations
What’s driving each score, what to do about it, and where it could go.
Vehicle out-of-service rate exceeds the national average
High impactVehicle OOS rate is 30.1% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.
- Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
- Run a preventative-maintenance program; periodically inspect tires, brakes and lights
- Reinforce thorough pre-trip and post-trip inspections; retrain where needed
A high share of violations are occurring in Muskogee County, OK
Medium impact19 of 109 violations in the last 12 months (17%) came from inspections in Muskogee County, OK. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.
- Review the inspections from Muskogee County, OK to spot recurring issues
- Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Following / lane / reckless violations are the leading contributor to Unsafe Driving
Low impactEstimated Unsafe Driving percentile of 4% is under the 65% line. In decent shape, but here's what's driving it.
- 392.2-SLLMLState/Local Laws - Failure to maintain lane3× · 54%
- 392.2-SLLLRState/Local Laws - Lane restriction violation1× · 5%
- 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit3× · 29%
- Defensive-driving refresher on following distance and lane discipline
Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness
Low impactEstimated Driver Fitness percentile of 57% is under the 80% line. In decent shape, but here's what's driving it.
- 383.23A2-LCDLNLicense (CDL) - Operate a CMV and does not possess a valid CDL2× · 68%
- 391.41APCMedical (Certificate) - Operating a property-carrying vehicle without a valid medical certificate in possession or on file with the state drivers licensing agency4× · 31%
- 391.41A-MCPCMedical (Certificate) - Operating a commercial motor vehicle without showing proof of a valid medical certification upon request, but presents proof prior to com1× · 2%
- Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
- Prioritize the out-of-service items — they carry the heaviest weight
Controlled Substances/Alcohol needs attention
Low impactEstimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.
- Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Lighting / lamps violations are the leading contributor to Vehicle Maintenance
Low impactEstimated Vehicle Maintenance percentile of 74% is under the 80% line. In decent shape, but here's what's driving it.
- 393.9A-LFTSILighting - Front - Turn signal - inoperative6× · 5%
- 393.9A-LSLIWRLighting - Stop lamps - Both inoperative when required to be on3× · 5%
- 393.9A-HLLHLighting - Headlamp(s) fail to operate on low and high beam5× · 5%
- 393.134B-CRHLCRoll-on/Roll-off/Hook Lift Containers - Improper securement of a roll-on/roll-off and hook lift container13× · 14%
- 393.100B-CCargo - Cargo not secured to prevent leaking/spilling/blowing/falling from CMV2× · 5%
- 393.134No/improper securement of roll/hook container2× · 1%
- 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS9× · 12%
- 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth2× · 3%
- 393.75G-TAOWTires - All others, weight carried exceeds tire load limit3× · 3%
- 393.45D-BAALAir Brake - Audible air leak at other than a proper connection1× · 2%
- 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear2× · 2%
- 396.3A1-BALACBrake - Audible air leak from a brake chamber1× · 1%
- Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
- Prioritize the out-of-service items — they carry the heaviest weight
Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.
90-day safety improvement plan
What this carrier has struggled with most in the last 90 days — where to focus now.
- 392.2-SLLSR×3State/Local Laws - State registration/tag violation
- 393.95F×2Emergency Equipment - Stopped vehicle warning devices missing or improper
- 392.2-SLLEWG1×2State/Local Laws - Excessive weight - 1-2500 lbs over on allowable gross weight
- Review these violations with drivers and add the fix to your pre-trip and PM routine
- 393.78A-WS×3Washers - Inoperative washing system.
- 393.100B-C×2Cargo - Cargo not secured to prevent leaking/spilling/blowing/falling from CMV · OOS
- 396.17C-PI×2Operating a CMV without documentation of a periodic inspection
- Tighten pre-trip/post-trip DVIR discipline and the PM schedule
- Fix defects before dispatch — don’t “drive it in”
- 392.3-FFatigue - Operating a commercial motor vehicle while impaired, through fatigue. · OOS
- Audit ELD logs weekly and correct edits promptly
- Plan loads around available hours
Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.
Inspection & crash map
live · FMCSA MCMISEvery inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).
CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.
Equipment
VINs via NHTSA40 distinct vehicles seen in this carrier’s roadside inspections.
+ 10 more.
Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.
Crash record (US, last 24 months)
Total
20
Tow-away
20
Injury
9
Fatal
0
Company profile
FMCSA censusPRIVATE PROPERTY;AUTHORIZED FOR HIRE
- Interstate · <100 mi75 drivers
- Intrastate · <100 mi307 drivers
- Company officer
- DUSTIN REYNOLDS
- Operation
- Interstate
- Registered since
- 2018-07-24
- Last MCS-150 update
- 2026-04-27
- Census status
- Active
Fleet: 443 trucks · 2 owned tractors · 1 owned trailers.
Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.
Connections
carrier graphThis carrier shares VINs, addresses or officers with 250 other carriers — review the connections below as part of your vetting.
Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.
Activity history
14 events- 04/27/2026MCS-150 update filed
6.0M mi reported (2025)
- 02/01/2026Insurance filed — XL Specialty insurance Co
Liability (BIPD) — BMC-91X · policy AEC0062850
- 07/04/2021Insurance cancelled — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717201
- 06/07/2021COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (06/16/2021)
- 05/18/2021Insurance replaced — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717201
- 05/18/2020Insurance replaced — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717191
- 09/23/2019Insurance name changed — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717191
- 08/29/2019MOTOR PROPERTY COMMON CARRIER — REINSTATED
- 08/05/2019Insurance name changed — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717191
- 07/05/2019Insurance cancelled — ADDISON INSURANCE COMPANY
BIPD/Primary · policy 60504640
- 05/18/2019Insurance replaced — ADDISON INSURANCE COMPANY
BIPD/Primary · policy 60504640
- 05/18/2019Insurance replaced — STARR INDEMNITY & LIABILITY INSURANCE COMPANY
BIPD/Primary · policy 1000636717191
- 01/07/2019MOTOR PROPERTY COMMON CARRIER — GRANTED
REVOKED (08/05/2019)
- 07/24/2018Registered with FMCSA
PRIVATE PROPERTY;AUTHORIZED FOR HIRE
Merged from FMCSA authority, insurance, out-of-service, and census records.
Operations
Classification
- PRIVATE PROPERTY;AUTHORIZED FOR HIRE
Area served
- Interstate
FMCSA safety rating
- Rating
- Not rated
- Type
- Non-ratable review
- Rated
- —
- Last review
- 2025-06-06
MCS-150 registration
- Form date
- 2026-04-27
- Reported mileage
- 5,957,095 mi (2025)
Got a violation you want to contest?
Use the free AI-powered DataQs Drafter to generate a polished challenge letter — quotes the relevant 49 CFR, predicts your grant chance.