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Authorized · PropertyUSDOT 3078714· MC65536· CARRIER· EIN 46-3287670
⬇ PDF report

HOUSING SPECIALIST INC

10200 N TELEGRAPH RD, CARLETON, MI, 48117(734) 586-0522joe@housingspecialist.usNIKOLE GILSTORF
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
PROGRESSIVE MICHIGAN INSURANCE COMPANY
Vehicle OOS
38.5%
above 22% national avg
Driver OOS
5.2%
below 6.7% national avg
Crashes 24mo
2
none fatal
Red flags
None
nothing flagged
71
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 38.5% — well above the 22% national average2 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC065536

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 09/04/2025
PROGRESSIVE MICHIGAN INSURANCE COMPANY· policy CA999717292
Authority history (8) ▾
08/08/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/04/2025)
06/06/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/07/2025)
03/24/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (04/15/2025)
07/01/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/26/2024)
04/29/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/20/2024)
12/08/2022MOTOR PROPERTY CONTRACT CARRIERGRANTED
01/25/2018MOTOR PROPERTY COMMON CARRIERDISMISSED
01/25/2018MOTOR PROPERTY CONTRACT CARRIERDISMISSED
Insurance history3 insurers on record
Filing timeline (7) ▾
  1. PROGRESSIVE MICHIGAN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/03/2025 → 09/04/2025
  2. NAVIGATORS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 04/18/2025 → 07/03/2025
  3. NAVIGATORS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/25/2024 → 04/18/2025
  4. NAVIGATORS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 05/17/2024 → 07/26/2024
  5. NAVIGATORS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 09/01/2023 → 05/25/2024
  6. NAVIGATORS INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 09/01/2023 → 05/17/2024
  7. MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 12/01/2022 → 09/01/2023

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle52 inspections · 38.5% OOS · National 22%
Driver77 inspections · 5.2% OOS · National 6.7%

Crash record (US, last 24 months)

Total

2

Tow-away

2

Injury

2

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
21
on file (MCS-150)
Drivers
21
21 hold a CDL
Annual mileage
0.2M mi
reported 2026
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi6 drivers
  • Interstate · <100 mi15 drivers
Company officer
NIKOLE GILSTORF
Operation
Interstate
Registered since
2017-12-18
Last MCS-150 update
2026-09-24
Census status
Active

Fleet: 21 trucks · 21 owned tractors · 26 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

18 events
  1. 09/24/2026MCS-150 update filed

    0.2M mi reported (2026)

  2. 09/04/2025Insurance filed — PROGRESSIVE MICHIGAN INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy CA999717292

  3. 09/04/2025Insurance cancelled — PROGRESSIVE MICHIGAN INSURANCE COMPANY

    BIPD/Primary · policy CA999717292

  4. 08/08/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2025)

  5. 07/03/2025Insurance cancelled — NAVIGATORS INSURANCE COMPANY

    BIPD/Primary · policy GA23MOT02262001

  6. 06/06/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/07/2025)

  7. 04/18/2025Insurance cancelled — NAVIGATORS INSURANCE COMPANY

    BIPD/Primary · policy FA23MOT02262000

  8. 03/24/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (04/15/2025)

  9. 07/26/2024Insurance cancelled — NAVIGATORS INSURANCE COMPANY

    BIPD/Primary · policy FA23MOT02262000

  10. 07/01/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/26/2024)

  11. 05/25/2024Insurance cancelled — NAVIGATORS INSURANCE COMPANY

    BIPD/Primary · policy FA23MOT02262000

  12. 05/17/2024Insurance replaced — NAVIGATORS INSURANCE COMPANY

    BIPD/Primary · policy FA23MOT02262000

  13. 04/29/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/20/2024)

  14. 09/01/2023Insurance replaced — MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy 5000130301

  15. 12/08/2022MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  16. 01/25/2018MOTOR PROPERTY COMMON CARRIER — DISMISSED
  17. 01/25/2018MOTOR PROPERTY CONTRACT CARRIER — DISMISSED
  18. 12/18/2017Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Conditional
Type
Compliance review
Rated
2024-08-10
Last review
2024-06-06
📄

MCS-150 registration

Form date
2026-09-24
Reported mileage
200,000 mi (2026)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 1, 2026, 4:11 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.