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Authorized · PropertyUSDOT 290983· MC198858· CARRIER· EIN 47-0709489
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USDOT 290983

Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Arch Insurance Company
Vehicle OOS
15.7%
below 22% national avg
Driver OOS
1.4%
below 6.7% national avg
Crashes 24mo
24
none fatal
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
24 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Proceed with checks
Broker bond
Trust on file
BMC-85 trust · Pacific Financial Association, Inc
Cancellation filed
None
bond since 10/01/2013
Authority
Active
3 past revocations
Registered
—
  • Authority revoked 3 times historically (reinstated) — a pattern worth noting.
  • Bond has changed hands 6 times across 3 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC198858

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Active
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
On file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 05/01/2026
Arch Insurance Company· policy ZACAT3330110
ENDED 05/01/2026Liability (BIPD) — BMC-91X$1M coverageeff 05/01/2026
Arch Insurance Company· policy ZACAT3330110
ON FILEProperty broker trust — BMC-85$75K coverageeff 10/01/2013
Pacific Financial Association, Inc· policy NONE
ENDED 10/01/2013Property broker trust — BMC-85$75K coverageeff 10/01/2013
Pacific Financial Association, Inc· policy NONE
Authority history (7) ▾
02/01/2013BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/19/2013)
01/10/1995PROPERTY BROKERGRANTED
12/03/1990PROPERTY BROKERDISMISSED
02/07/1989MOTOR PROPERTY CONTRACT CARRIERGRANTED
12/21/1987COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/12/1988)
10/08/1987COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/03/1987)
05/08/1987MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history5 insurers on record
Filing timeline (27) ▾
  1. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2025 → 05/01/2026
  2. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2024 → 05/01/2025
  3. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2025 → 05/01/2025
  4. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2023 → 05/01/2024
  5. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2022 → 05/01/2023
  6. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2021 → 05/01/2022
  7. ARCH INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 05/01/2020 → 05/01/2021
  8. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2020 → 05/01/2021
  9. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2019 → 05/01/2020
  10. ARCH INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 05/01/2019 → 05/01/2020
  11. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2018 → 05/01/2019
  12. ARCH INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 05/01/2018 → 05/01/2019
  13. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2017 → 05/01/2018
  14. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2016 → 05/01/2017
  15. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/01/2015 → 05/01/2016

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle261 inspections · 15.7% OOS · National 22%
Driver574 inspections · 1.4% OOS · National 6.7%

Crash record (US, last 24 months)

Total

24

Tow-away

22

Injury

11

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

33 events
  1. 05/01/2026Insurance filed — Arch Insurance Company

    Liability (BIPD) — BMC-91X · policy ZACAT3330110

  2. 05/01/2026Insurance ended — Arch Insurance Company

    policy ZACAT3330110

  3. 05/01/2026Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330109

  4. 05/01/2025Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330108

  5. 05/01/2024Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330107

  6. 05/01/2023Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330106

  7. 05/01/2022Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330105

  8. 05/01/2021Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Excess · policy ZAULP3312304

  9. 05/01/2021Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330104

  10. 05/01/2020Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330103

  11. 05/01/2019Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330102

  12. 05/01/2018Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330101

  13. 05/01/2017Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3330100

  14. 05/01/2016Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3326200

  15. 05/01/2015Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT3306400

  16. 04/01/2014Insurance replaced — SPARTA INSURANCE COMPANY

    BIPD/Primary · policy 024TU00345

  17. 10/01/2013Insurance filed — Pacific Financial Association, Inc

    Property broker trust — BMC-85 · policy NONE

  18. 10/01/2013Insurance ended — Pacific Financial Association, Inc

    policy NONE

  19. 10/01/2013Insurance replaced — PACIFIC FINANCIAL ASSOCIATION, INC.

    TRUST FUND · policy NONE

  20. 09/21/2013Insurance cancelled — GREAT WEST CASUALTY CO.

    CARGO · policy CLP08030M

  21. 03/07/2013Insurance cancelled — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy CLP08030R

  22. 02/28/2013Insurance cancelled — GREAT WEST CASUALTY CO.

    SURETY · policy SIC 15019 A

  23. 02/15/2013Insurance replaced — GREAT WEST CASUALTY CO.

    SURETY · policy SIC 15019 A

  24. 02/01/2013BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/19/2013)

  25. 02/01/2013Insurance replaced — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy CLP08030R

  26. 04/27/2006Insurance replaced — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy CLP08030M

  27. 07/20/2001Insurance replaced — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy PP45800

  28. 01/10/1995PROPERTY BROKER — GRANTED
  29. 12/03/1990PROPERTY BROKER — DISMISSED
  30. 02/07/1989MOTOR PROPERTY CONTRACT CARRIER — GRANTED

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2019-03-07
Last review
2022-07-21
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 26, 2026, 3:52 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.