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Authorized · PropertyUSDOT 284589· MC181440· CARRIER· EIN 38-2505995
⬇ PDF report

1ST EXPRESS INC

227 MATZINGER ROAD, TOLEDO, OH, 43612(419) 476-6881monica@1stexpressinc.comPHYLLIS DUJOVSKI
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Great West Casualty Co
Vehicle OOS
16.7%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
None
nothing flagged
94
/ 100

Risk factors

Low riskVioCodes score
3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Payment risk — red flags
Broker bond
Not on file
required
Cancellation filed
None
Authority
Inactive
4 past revocations
Registered
39 yrs
since 12/30/1986
  • No active broker bond on file — a bond is required to operate. High non-payment risk.
  • Broker authority is inactive, not active.
  • Bond has changed hands 6 times across 6 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC181440

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Inactive
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 07/18/2025
Great West Casualty Co· policy GRT43784A
ENDED 07/18/2025Liability (BIPD) — BMC-91X$1M coverageeff 07/18/2025
Great West Casualty Co· policy GRT43784A
Authority history (8) ▾
06/05/2006BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/14/2006)
08/13/1998COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/02/1998)
08/13/1998CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/02/1998)
07/29/1998BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/04/1998)
08/22/1991MOTOR PROPERTY CONTRACT CARRIERGRANTED
07/17/1990PROPERTY BROKERGRANTED→ REVOKED (09/25/2013)
04/17/1990MOTOR PROPERTY CONTRACT CARRIERREJECTED
05/24/1985MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history15 insurers on record
Filing timeline (26) ▾
  1. ACUITY, A MUTUAL INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/18/2024 → 08/21/2025
  2. ACUITY, A MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/18/2024 → 07/18/2025
  3. ACUITY, A MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/18/2013 → 07/18/2024
  4. TRAVELERS PROPERTY CASUALTY CO. OF AMERICA$750KCancelled
    CARGO · eff 07/18/2004 → 06/07/2019
  5. ACUITY, A MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/18/2013 → 07/18/2014
  6. ACUITY, A MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/18/2014 → 07/18/2014
  7. AMERICAN ALTERNATIVE INSURANCE CORPORATION$750KCancelled
    SURETY · eff 07/02/2011 → 10/01/2013
  8. ACUITY, A MUTUAL INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/18/2014 → 07/18/2013
  9. ACUITY, A MUTUAL INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/18/2012 → 07/18/2013
  10. ACUITY, A MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/18/2006 → 07/18/2012
  11. NAVIGATORS INSURANCE COMPANY$750KCancelled
    SURETY · eff 07/02/2006 → 07/02/2011
  12. PROTECTIVE INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 08/21/2004 → 08/16/2006
  13. PROTECTIVE INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 08/21/2004 → 07/18/2006
  14. XL SPECIALTY INSURANCE COMPANY$750KCancelled
    SURETY · eff 07/02/2005 → 07/02/2006
  15. WESTERN SURETY CO.$750KReplaced
    SURETY · eff 07/02/2002 → 07/02/2005

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle12 inspections · 16.7% OOS · National 22%
Driver25 inspections · 0% OOS · National 6.7%

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
27
on file (MCS-150)
Drivers
29
29 hold a CDL
Annual mileage
1.8M mi
reported 2025
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi27 drivers
  • Intrastate · <100 mi2 drivers
Company officer
PHYLLIS DUJOVSKI
Operation
Interstate
D-U-N-S
115234064
Registered since
1986-12-30
Last MCS-150 update
2026-09-24
Census status
Active

Fleet: 27 trucks · 25 owned tractors · 2 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

35 events
  1. 09/24/2026MCS-150 update filed

    1.8M mi reported (2025)

  2. 08/21/2025Insurance cancelled — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-ZW2866

  3. 07/18/2025Insurance filed — Great West Casualty Co

    Liability (BIPD) — BMC-91X · policy GRT43784A

  4. 07/18/2025Insurance ended — Great West Casualty Co

    policy GRT43784A

  5. 07/18/2025Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-ZW2866

  6. 07/18/2024Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-L43614

  7. 06/07/2019Insurance cancelled — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA

    CARGO · policy QT 660 0519B870

  8. 07/18/2014Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-L43614

  9. 10/01/2013Insurance cancelled — AMERICAN ALTERNATIVE INSURANCE CORPORATION

    SURETY · policy MC181440

  10. 07/18/2013Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-L43614

  11. 07/18/2012Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY

    BIPD/Primary · policy CA-L43614

  12. 07/02/2011Insurance cancelled — NAVIGATORS INSURANCE COMPANY

    SURETY · policy 91618

  13. 08/16/2006Insurance cancelled — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD000001

  14. 07/18/2006Insurance replaced — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD000001

  15. 07/02/2006Insurance cancelled — XL SPECIALTY INSURANCE COMPANY

    SURETY · policy 8392655

  16. 06/05/2006BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/14/2006)

  17. 07/02/2005Insurance replaced — WESTERN SURETY CO.

    SURETY · policy 190431836

  18. 08/21/2004Insurance cancelled — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD000001

  19. 07/18/2004Insurance replaced — CENTENNIAL INSURANCE CO.

    CARGO · policy 259016787

  20. 07/02/2002Insurance replaced — CONTINENTAL CASUALTY CO.

    SURETY · policy 190431836

  21. 07/18/2001Insurance cancelled — EMPLOYERS INSURANCE OF WAUSAU, A MUTUAL CO.

    BIPD/Primary · policy 0821-00-00762

  22. 08/23/2000Insurance cancelled — ACE PROPERTY AND CASUALTY INSURANCE COMPANY

    CARGO · policy I20386393

  23. 07/18/2000Insurance replaced — ACE PROPERTY AND CASUALTY INSURANCE COMPANY

    CARGO · policy I20386393

  24. 07/18/2000Insurance replaced — TRANSPORTATION INSURANCE CO.

    BIPD/Primary · policy TRK10788447538

  25. 07/18/1999Insurance replaced — TRANSPORTATION INSURANCE CO.

    CARGO · policy TRK1078847538

  26. 08/13/1998COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/02/1998)

  27. 08/13/1998CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/02/1998)

  28. 07/29/1998BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/1998)

  29. 07/18/1998Insurance cancelled — UNITED STATES FIDELITY & GUARANTY CO.

    BIPD/Primary · policy 1MP 300875421

  30. 07/02/1998Insurance cancelled — FIDELITY & DEPOSIT CO. OF MARYLAND

    SURETY · policy 30001794

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2001-01-30
Last review
2012-07-30
📄

MCS-150 registration

Form date
2026-09-24
Reported mileage
1,843,111 mi (2025)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 5, 2026, 3:34 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.