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Authorized · PropertyUSDOT 2832393· MC946760· CARRIER· EIN 81-0828646
⬇ PDF report

GHUMAN CARGO

Legal: GHUMAN CARGO INC

5419 BLACK PEARL COURT, BAKERSFIELD, CA, 93313(661) 431-3309ghumancargo@gmail.comGURWINDER GHUMAN
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC
Vehicle OOS
17.9%
below 22% national avg
Driver OOS
3.1%
below 6.7% national avg
Crashes 24mo
7
none fatal
Red flags
None
nothing flagged
86
/ 100

Risk factors

Low riskVioCodes score
7 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC946760

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 03/26/2026
UNIVERSAL CASUALTY RISK RETENTION GROUP, INC· policy URG-02074-01
Authority history (8) ▾
02/27/2026COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/24/2026)
02/28/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/27/2025)
09/03/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/01/2024)
09/05/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/29/2023)
04/29/2019COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/14/2019)
12/18/2017COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (01/12/2018)
12/16/2016COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/30/2016)
01/19/2016MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history5 insurers on record
Filing timeline (14) ▾
  1. UNIVERSAL CASUALTY RISK RETENTION GROUP, INC$750KCancelled
    BIPD/Primary · eff 03/26/2025 → 03/26/2026
  2. MS TRANSVERSE SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 09/29/2024 → 03/27/2025
  3. OBSIDIAN SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2023 → 09/29/2024
  4. OBSIDIAN SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 09/29/2022 → 09/29/2023
  5. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 01/12/2022 → 09/29/2022
  6. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 01/12/2021 → 01/12/2022
  7. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 03/20/2020 → 01/12/2021
  8. UNITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 01/12/2020 → 03/20/2020
  9. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 05/25/2019 → 01/12/2020
  10. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 01/12/2020 → 01/12/2020
  11. UNITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 01/12/2019 → 05/25/2019
  12. UNITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 01/12/2018 → 01/12/2019
  13. REDWOOD FIRE AND CASUALTY INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 01/12/2017 → 01/12/2018
  14. REDWOOD FIRE AND CASUALTY INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 01/12/2016 → 01/12/2017

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle67 inspections · 17.9% OOS · National 22%
Driver127 inspections · 3.1% OOS · National 6.7%

Crash record (US, last 24 months)

Total

7

Tow-away

6

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
44
on file (MCS-150)
Drivers
79
79 hold a CDL
Annual mileage
2.3M mi
reported 2025
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi79 drivers
Company officer
GURWINDER GHUMAN
Operation
Interstate
Registered since
2015-12-14
Last MCS-150 update
2026-03-19
Census status
Active

Fleet: 44 trucks · 44 owned tractors · 59 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

24 events
  1. 03/26/2026Insurance filed — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    Liability (BIPD) — BMC-91X · policy URG-02074-01

  2. 03/26/2026Insurance cancelled — UNIVERSAL CASUALTY RISK RETENTION GROUP, INC

    BIPD/Primary · policy URG-02074

  3. 03/19/2026MCS-150 update filed

    2.3M mi reported (2025)

  4. 02/27/2026COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/24/2026)

  5. 03/27/2025Insurance cancelled — MS TRANSVERSE SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TSAACA-AL-0001497-00

  6. 02/28/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/27/2025)

  7. 09/29/2024Insurance cancelled — OBSIDIAN SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy AWTS-00000034-01

  8. 09/03/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/01/2024)

  9. 09/29/2023Insurance cancelled — OBSIDIAN SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy AWTS-00000034-00

  10. 09/05/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/29/2023)

  11. 09/29/2022Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP80181 00

  12. 01/12/2022Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP62988 00

  13. 01/12/2021Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP52303 00

  14. 03/20/2020Insurance cancelled — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP52303 00

  15. 01/12/2020Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP41959 00

  16. 05/25/2019Insurance cancelled — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP41959 00

  17. 04/29/2019COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/14/2019)

  18. 01/12/2019Insurance replaced — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy GWP31263 00

  19. 01/12/2018Insurance cancelled — REDWOOD FIRE AND CASUALTY INSURANCE CO.

    BIPD/Primary · policy 01TRM015704-02

  20. 12/18/2017COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (01/12/2018)

  21. 01/12/2017Insurance cancelled — REDWOOD FIRE AND CASUALTY INSURANCE CO.

    BIPD/Primary · policy 01TRM015704-01

  22. 12/16/2016COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/30/2016)

  23. 01/19/2016MOTOR PROPERTY COMMON CARRIER — GRANTED
  24. 12/14/2015Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2025-12-31
📄

MCS-150 registration

Form date
2026-03-19
Reported mileage
2,279,531 mi (2025)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Oct 30, 2026, 9:58 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.