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Authorized · PropertyUSDOT 2793380· MC932069· CARRIER· EIN 47-3475580
⬇ PDF report

VETERANS CHOICE LLC

12905 WINGET RD, CHARLOTTE, NC, 28278(704) 953-6347veteranschoice@yahoo.comBRAD WHERRY
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
STONEWOOD INSURANCE COMPANY
Vehicle OOS
72.7%
above 22% national avg
Driver OOS
4.8%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
75
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 72.7% — well above the 22% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC932069

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$1M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 09/29/2025
STONEWOOD INSURANCE COMPANY· policy JST100649701
Authority history (16) ▾
09/02/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/18/2025)
09/02/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/18/2025)
09/03/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2024)
09/03/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2024)
09/05/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2023)
09/05/2023CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2023)
09/02/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2022)
09/02/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2022)
01/14/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/10/2022)
01/14/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/10/2022)
09/02/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/27/2021)
09/02/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/27/2021)
09/02/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/28/2020)
09/02/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/28/2020)
10/06/2015MOTOR PROPERTY COMMON CARRIERGRANTED
10/06/2015MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history5 insurers on record
Filing timeline (10) ▾
  1. STONEWOOD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2024 → 09/29/2025
  2. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2023 → 09/29/2024
  3. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2022 → 09/29/2023
  4. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 02/09/2022 → 09/29/2022
  5. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2021 → 02/10/2022
  6. INTEGON INDEMNITY CORPORATION$1MCancelled
    BIPD/Primary · eff 09/29/2020 → 09/29/2021
  7. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 06/24/2020 → 09/29/2020
  8. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2019 → 07/28/2020
  9. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 09/29/2019 → 06/24/2020
  10. PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 09/29/2015 → 09/29/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle11 inspections · 72.7% OOS · National 22%
Driver21 inspections · 4.8% OOS · National 6.7%

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
7
on file (MCS-150)
Drivers
5
5 hold a CDL
Annual mileage
0.5M mi
reported 2023
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi5 drivers
Company officer
BRAD WHERRY
Operation
Interstate
Registered since
2015-08-25
Last MCS-150 update
2024-10-31
Census status
Active

Fleet: 7 trucks · 7 owned tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

29 events
  1. 09/29/2025Insurance filed — STONEWOOD INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy JST100649701

  2. 09/29/2025Insurance cancelled — STONEWOOD INSURANCE COMPANY

    BIPD/Primary · policy JST1006497

  3. 09/02/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/18/2025)

  4. 09/02/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/18/2025)

  5. 10/31/2024MCS-150 update filed

    0.5M mi reported (2023)

  6. 09/29/2024Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  7. 09/03/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2024)

  8. 09/03/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2024)

  9. 09/29/2023Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  10. 09/05/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2023)

  11. 09/05/2023CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2023)

  12. 09/29/2022Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  13. 09/02/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2022)

  14. 09/02/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2022)

  15. 02/10/2022Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  16. 01/14/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/10/2022)

  17. 01/14/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/10/2022)

  18. 09/29/2021Insurance cancelled — INTEGON INDEMNITY CORPORATION

    BIPD/Primary · policy 2010316555

  19. 09/02/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/27/2021)

  20. 09/02/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/27/2021)

  21. 09/29/2020Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  22. 09/02/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/28/2020)

  23. 09/02/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/28/2020)

  24. 07/28/2020Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  25. 06/24/2020Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  26. 09/29/2019Insurance replaced — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA 2696492

  27. 10/06/2015MOTOR PROPERTY COMMON CARRIER — GRANTED
  28. 10/06/2015MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  29. 08/25/2015Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2025-03-20
Last review
2025-02-19
📄

MCS-150 registration

Form date
2024-10-31
Reported mileage
549,274 mi (2023)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 11, 2026, 6:30 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.