CSA
Authorized · PropertyUSDOT 2793380· MC932069· CARRIER· EIN 47-3475580
⬇ PDF report

VETERANS CHOICE LLC

12905 WINGET RD, CHARLOTTE, NC, 28278(704) 953-6347veteranschoice@yahoo.comBRAD WHERRY
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
STONEWOOD INSURANCE COMPANY
Vehicle OOS
75%
above 22% national avg
Driver OOS
8.7%
above 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
60
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 75% — well above the 22% national averageDriver OOS 8.7% — above the 6.7% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC932069

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$1M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 09/29/2025
STONEWOOD INSURANCE COMPANY· policy JST100649701
Authority history (16) ▾
09/02/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/18/2025)
09/02/2025CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/18/2025)
09/03/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2024)
09/03/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2024)
09/05/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2023)
09/05/2023CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2023)
09/02/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2022)
09/02/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/20/2022)
01/14/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/10/2022)
01/14/2022CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/10/2022)
09/02/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/27/2021)
09/02/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/27/2021)
09/02/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/28/2020)
09/02/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/28/2020)
10/06/2015MOTOR PROPERTY COMMON CARRIERGRANTED
10/06/2015MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history5 insurers on record
Filing timeline (10) ▾
  1. STONEWOOD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2024 → 09/29/2025
  2. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2023 → 09/29/2024
  3. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2022 → 09/29/2023
  4. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 02/09/2022 → 09/29/2022
  5. INCLINE CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2021 → 02/10/2022
  6. INTEGON INDEMNITY CORPORATION$1MCancelled
    BIPD/Primary · eff 09/29/2020 → 09/29/2021
  7. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 06/24/2020 → 09/29/2020
  8. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 09/29/2019 → 07/28/2020
  9. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 09/29/2019 → 06/24/2020
  10. PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 09/29/2015 → 09/29/2019

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle12 inspections · 75% OOS · National 22%
Driver23 inspections · 8.7% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

23 inspections · 117 violations (18 OOS) · 43% of inspections had an OOS finding.

23
Inspections
117
Violations
18
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

26
total

Most inspected in · top 3 states

  • SC18
  • GA6
  • NC6

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Following / lane / reckless violations are the leading contributor to Unsafe Driving

High impact

Estimated Unsafe Driving percentile of 96% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing9 violations (24 mo)
Following / lane / reckless6 viol45%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation4× · 26%
  • 392.2-SLLTCDState/Local Laws - Failed to obey a traffic control device - Permanent or Temporary - e.g., safety official, signal, sign, light, lane marking, other2× · 19%
Phone / texting1 viol29%
  • 392.2-SLLCPState/Local Laws - Operate a CMV while using a cellular phone1× · 29%
Other1 viol14%
  • 392.2-INATDriver- Inattentive or Distracted Driving1× · 14%
Speeding1 viol12%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit1× · 12%
What to do
  • Defensive-driving refresher on following distance and lane discipline
Projected estimatecould improve up to 13 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Lighting / lamps violations are the leading contributor to Vehicle Maintenance

High impact

Estimated Vehicle Maintenance percentile of 100% is at/over the 80% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing58 violations · 12 OOS (24 mo)
Lighting / lamps8 OOS32 viol59%
  • 393.9A-LSLIWRLighting - Stop lamps - Both inoperative when required to be on6× · 18%
  • 393.9A-LSLILighting - Stop lamps - Any inoperative.6× · 12%
  • 393.9A-LHWSLighting - Hazard warning signal(s) inoperative4× · 8%
Tires2 OOS5 viol18%
  • 393.75C-TAOTD-LT2/32Tires - Less than 2/32 inch tread depth3× · 10%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS2× · 8%
Inspection / repair / DVIR3 viol6%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection3× · 6%
Other8 viol5%
  • 393.78A-WSWashers - Inoperative washing system.4× · 2%
  • 393.203C-CBPCab and Body Parts - Hood not securely fastened2× · 2%
  • 393.203E-CBPCab and Body Parts - Cab front bumper missing/not secured/protruding1× · 1%
What to do
  • Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 15 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 72.7% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Lexington County, SC

Medium impact

25 of 49 violations in the last 12 months (51%) came from inspections in Lexington County, SC. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Lexington County, SC to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

3
Inspections
5
Violations
1
Out-of-service
0
Clean
Where the violations are
Unsafe Driving 80%Hours-of-Service Compliance 20%
Focus here first
1Unsafe Driving
4 violations · 80% of recent
  • 392.2-SLLCPState/Local Laws - Operate a CMV while using a cellular phone
  • 392.2-INATDriver- Inattentive or Distracted Driving
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit
Do this
  • Coach speed and following distance — Unsafe Driving points are weighted heavily
  • Hands off the phone; always belt up
2Hours-of-Service Compliance
1 violation · 1 OOS · 20% of recent
  • 395.8A1-HOSPHOS (Property) - Failing to have a record of duty status using the method prescribed · OOS
Do this
  • Log in and annotate the ELD correctly every day; fix edits promptly
  • Plan trips around available hours — never falsify a log
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

33
Inspections
138
Violations
22
Out-of-service
468
CSA points
6
Crashes
3
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

24 distinct vehicles seen in this carrier’s roadside inspections.

16 trailer 7 truck 1 incomplete vehicle
2017 FREIGHTLINER Cascadiaseen 9×
3AKJGEDR9HSJJ9484· NP5456 NC
2018 FREIGHTLINER Cascadiaseen 8×
1FUJGLDR4JLHG8128· NE7196 NC
2020 FREIGHTLINER Cascadiaseen 6×
3AKJHHDR1LSLJ3918· NL5900 NC
2009 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 4×
1UYVS253X9P652211· 256822E ME
2011 STOUGHTON TRAILERS Stoughton Trailersseen 4×
1DW1A5322BS222035· 2596461 ME
2018 FREIGHTLINER Cascadiaseen 4×
3AKJHHDR0JSKB5777· NV2230 NC
2015 FREIGHTLINER Cascadiaseen 3×
1FUGGED50FLGA0867· TE9562 NC
2016 WABASH VANS Dry Van Duraplateseen 3×
1JJV532D3GL900481· 253728D ME
2018 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS2533J7210522· 256594D ME
2015 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D9FL878422· CH85777 NC
2015 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC532XFM500768· 245517D ME
2015 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC5323FM505407· 246808C ME
2018 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 2×
1UYVS2530J7210526· 256595D ME
2016 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)seen 2×
5V8VC532XGM606333· 238582D ME
2015 FREIGHTLINER Cascadia
3AKJGED68FSGR2141· NV3721 NC
2016 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)
5V8VC5320GM610455· 2174430 ME
2023 WABASH VANS Dry Van Duraplate
1JJV532D6PL403912· PC12001 IN
2016 WABASH VANS Dry Van Duraplate
1JJV532D2GL927459· 5416KT OK
2015 FREIGHTLINER Cascadia
3AKJGLD55FSGH1612· NV3727 NC
2012 VANGUARD NATIONAL TRAILER CORPORATION (VNTC) VANGUARD NATIONAL TRAILER CORPORATION (VNTC)
5V8VC5320CM205397· 246807C ME
2019 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532C3KT927034· P869141 IN
2012 WABASH VANS Dry Van Duraplate
1JJV532D2CL677750· 249533G ME
2017 KENWORTH T880
1NKZXPTXXHJ142137· VT5929 NC
2018 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532C3JT277152· 314980Z ME

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
7
on file (MCS-150)
Drivers
5
5 hold a CDL
Annual mileage
0.5M mi
reported 2023
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi5 drivers
Company officer
BRAD WHERRY
Operation
Interstate
Registered since
2015-08-25
Last MCS-150 update
2024-10-31
Census status
Active

Fleet: 7 trucks · 7 owned tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Connections

carrier graph

This carrier shares VINs with 4 other carriers — review the connections below as part of your vetting.

4
Connected carriers
4
Fleet-transfer links
1
Most shared VINs
0
Strong links

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

29 events
  1. 09/29/2025Insurance filed — STONEWOOD INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy JST100649701

  2. 09/29/2025Insurance cancelled — STONEWOOD INSURANCE COMPANY

    BIPD/Primary · policy JST1006497

  3. 09/02/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/18/2025)

  4. 09/02/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/18/2025)

  5. 10/31/2024MCS-150 update filed

    0.5M mi reported (2023)

  6. 09/29/2024Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  7. 09/03/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2024)

  8. 09/03/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2024)

  9. 09/29/2023Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  10. 09/05/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2023)

  11. 09/05/2023CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2023)

  12. 09/29/2022Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  13. 09/02/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2022)

  14. 09/02/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/20/2022)

  15. 02/10/2022Insurance cancelled — INCLINE CASUALTY COMPANY

    BIPD/Primary · policy NINC 006484

  16. 01/14/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/10/2022)

  17. 01/14/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/10/2022)

  18. 09/29/2021Insurance cancelled — INTEGON INDEMNITY CORPORATION

    BIPD/Primary · policy 2010316555

  19. 09/02/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/27/2021)

  20. 09/02/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/27/2021)

  21. 09/29/2020Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  22. 09/02/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/28/2020)

  23. 09/02/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/28/2020)

  24. 07/28/2020Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  25. 06/24/2020Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy NCFR 007675

  26. 09/29/2019Insurance replaced — PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY

    BIPD/Primary · policy CA 2696492

  27. 10/06/2015MOTOR PROPERTY COMMON CARRIER — GRANTED
  28. 10/06/2015MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  29. 08/25/2015Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Compliance review
Rated
2025-03-20
Last review
2025-02-19
📄

MCS-150 registration

Form date
2024-10-31
Reported mileage
549,274 mi (2023)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 3:52 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.