VioCodes logo
SearchMapNewCarriers
Lookup2
InsightsCalculatorDaily LogToolkit
DataQsBeta2
Guides7
Driver CoachingAPI
LoginRegisterTry FleetTrained
Authorized · PropertyUSDOT 256475· MC177137· CARRIER· EIN 22-2529931
⬇ PDF report

USDOT 256475

Vetting snapshot
Authority
Active
operating authority
Insurance
$4M BIPD
Gemini Insurance Company
Vehicle OOS
27.8%
above 22% national avg
Driver OOS
2.1%
below 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
None
nothing flagged
79
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 27.8% — above the 22% national average3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Payment risk — red flags
Broker bond
Not on file
required
Cancellation filed
None
Authority
Inactive
19 past revocations
Registered
—
  • No active broker bond on file — a bond is required to operate. High non-payment risk.
  • Broker authority is inactive, not active.
  • Bond has changed hands 4 times across 3 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC177137

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Inactive
Authorized for: Property
Liability (BIPD)
$4M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$4M coverageeff 06/01/2026
Gemini Insurance Company· policy GVE100314004
ENDED 06/01/2026Liability (BIPD) — BMC-91X$1M coverageeff 06/01/2026
Arch Insurance Company· policy ZACAT9254407
ENDED 06/01/2026Liability (BIPD) — BMC-91X$1M coverageeff 06/01/2025
Arch Insurance Company· policy ZACAT9254406
Authority history (26) ▾
07/01/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/10/2024)
07/01/2024CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/10/2024)
04/29/2021BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
04/29/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
04/29/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
08/21/2020COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/16/2020)
08/21/2020CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/16/2020)
08/29/2008COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/03/2008)
11/01/2005COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/05/2005)
11/01/2005CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/05/2005)
11/02/2004COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/01/2004)
11/02/2004CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/01/2004)
03/10/2004COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/19/2004)
03/10/2004CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/19/2004)
08/31/1999MOTOR PROPERTY COMMON CARRIERREINSTATED
08/31/1999MOTOR PROPERTY CONTRACT CARRIERREINSTATED
05/28/1995COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/28/1995)
05/27/1992COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/07/1992)
05/22/1992COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/07/1992)
05/22/1992CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (07/07/1992)
Insurance history24 insurers on record
Filing timeline (61) ▾
  1. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 06/01/2024 → 06/29/2025
  2. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/2024 → 06/01/2025
  3. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 06/01/2024 → 06/01/2025
  4. PACIFIC FINANCIAL ASSOCIATION, INC.$5MCancelled
    TRUST FUND · eff 10/07/2013 → 12/21/2024
  5. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 06/01/2023 → 07/27/2024
  6. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/2023 → 06/01/2024
  7. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 06/01/2023 → 06/01/2024
  8. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/2022 → 06/01/2023
  9. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/2021 → 06/01/2022
  10. ARCH INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/01/2021 → 06/01/2021
  11. ARCH INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 06/01/2020 → 06/01/2021
  12. ARCH INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 06/01/2020 → 11/01/2020
  13. ARCH INSURANCE COMPANY$7.5MCancelled
    BIPD/Primary · eff 06/01/2020 → 09/17/2020
  14. ARCH INSURANCE COMPANY$7.5MReplaced
    BIPD/Primary · eff 06/01/2020 → 06/01/2020
  15. ARCH INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 06/15/2019 → 06/01/2020

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle36 inspections · 27.8% OOS · National 22%
Driver47 inspections · 2.1% OOS · National 6.7%

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

1

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

87 events
  1. 06/01/2026Insurance filed — Gemini Insurance Company

    Liability (BIPD) — BMC-91X · policy GVE100314004

  2. 06/01/2026Insurance filed — Arch Insurance Company

    Liability (BIPD) — BMC-91X · policy ZACAT9254407

  3. 06/01/2026Insurance ended — Arch Insurance Company

    policy ZACAT9254407

  4. 06/29/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100314002

  5. 06/01/2025Insurance filed — Arch Insurance Company

    Liability (BIPD) — BMC-91X · policy ZACAT9254406

  6. 06/01/2025Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254405

  7. 06/01/2025Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100314002

  8. 12/21/2024Insurance cancelled — PACIFIC FINANCIAL ASSOCIATION, INC.

    TRUST FUND · policy NONE

  9. 07/27/2024Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100314001

  10. 07/01/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/10/2024)

  11. 07/01/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/10/2024)

  12. 06/01/2024Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254404

  13. 06/01/2024Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GVE100314001

  14. 06/01/2023Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254403

  15. 06/01/2022Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254402

  16. 06/01/2021Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254402

  17. 04/29/2021BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  18. 04/29/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  19. 04/29/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  20. 11/01/2020Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254401

  21. 09/17/2020Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254401

  22. 08/21/2020COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/16/2020)

  23. 08/21/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/16/2020)

  24. 06/01/2020Insurance replaced — ARCH INSURANCE COMPANY

    BIPD/Primary · policy ZACAT9254401

  25. 06/01/2020Insurance cancelled — ENDURANCE AMERICAN SPECIALTY INSURANCE CO

    BIPD/Excess · policy EXT30001124800

  26. 04/17/2020Insurance cancelled — HARTFORD FIRE INSURANCE COMPANY

    CARGO · policy 13 MS NC3143

  27. 07/14/2019Insurance cancelled — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy H08452611

  28. 06/15/2019Insurance replaced — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy H08452611

  29. 10/07/2013Insurance replaced — PACIFIC FINANCIAL ASSOCIATION, INC.

    TRUST FUND · policy NONE

  30. 10/21/2012Insurance cancelled — ACE AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy H08452611

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
1997-01-23
Last review
2014-02-27
⚡

Got a violation you want to contest?

Use the free AI-powered DataQs Drafter to generate a polished challenge letter — quotes the relevant 49 CFR, predicts your grant chance.

Open the Drafter →
ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 7, 2026, 8:54 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.